Category Archives: Fintech Services

Video Services

Share

Produced Video Content for Your Budget

Our approach toward creating the best stories is pretty simple: understand the purpose of each video, put the right people in place to bring it to life, and follow our strategy and process to produce the most creative, effective and efficient videos.

Explainer Video

These animated short videos explain products or services in a quick, easy-to-understand way. They often include clean graphics, catchy music and a distinct voice over.

Corporate Video

These videos are designed to reach business customers. We create a story around your business, that includes mission statements, testimonials, facility tours and recruitment videos.

Product or Service

Show off your product or service and engage potential customers with a flashy new video. It’s crucial that your offering has a strong online presence. Show, don’t tell!

 

Training Video

Our training videos combine the important messages you need to get across with storytelling and thoughtful editing. Your audience learn more effectively when they’re engaged. And they retain that information.

Interviews & Testimonials

Testimonials are a huge factor when it comes to making a buying decision. A website with a hundred testimonials will undoubtable generate more leads and close more sales than one without any testimonials.

 

Event Coverage

Whether it’s a highlight-style video or a full length output, these videos are perfect for concerts, conferences, presentations and live events. We give you the peace of mind knowing every moment of your event is being recorded.

 

Exclusive Offer

Get 10% Off

Thank you for being part of NCFAs Community!

We can connect you to vetted high quality vendors.

Share

Silicon Valley Bank Is Coming for Canada’s Burgeoning Tech Scene

Share

Bloomberg | By | May 14, 2018

Canada’s tech scene is heating up, and one of Silicon Valley’s oldest financial institutions wants a piece.

Silicon Valley Bank, the 35-year-old lender focused on tech startups and venture capital firms, plans to hire more than a dozen bankers in Canada with the goal of eventually banking 40 percent of the country’s tech and life science companies. It’s received authorization from Canada’s finance minister to open and is waiting on final regulatory approvals to begin lending.

Canada’s tech scene is thriving. Startups are proliferating, fueled by increased local investment and the presence of big-name U.S. venture firms like Andreessen Horowitz and Sequoia Capital. Internet giants including Amazon.com Inc. and Google are hiring thousands of engineers in Vancouver and Toronto and home-grown success stories like Shopify Inc. are taking off.

See:  PayPal is going after the big banks

With all that activity comes opportunity for banks willing to lend to small, unproven startups, said Barbara Dirks, Silicon Valley Bank’s recent hired head of Canada.

Canadian banks have a long-standing and concrete view of risk that might make it difficult for them to dive into earlier-stage tech, said Dirks, a veteran of Bank of Montreal and Royal Bank of Canada. Silicon Valley Bank brings a unique understanding of tech and the web of relationships in Silicon Valley and around the world to get startup investing right, she said.

Risk Appetite

“We’ve been in the space for so long, so something which may look risky to one institution is right in our expertise,’’ Dirks said.

At least one of those Canadian banks might beg to differ. Canadian Imperial Bank of Commerce has trumpeted its own interest in the tech scene, recently buying tech-focused lender Wellington Financial and putting its CEO Mark McQueen in charge of a new “innovation banking’’ division. While Silicon Valley Bank will initially only have permission to give loans, CIBC’s unit is already licensed to offer a full range of banking services in Canada.

Silicon Valley Bank won’t be starting from scratch though. It already helps hundreds of Canadian companies including Shopify, Drop Technologies Inc. and Lightspeed POS Inc. with their U.S. banking, Dirks said. The goal now is to catch Canadian companies earlier and compete for deals directly. The bank will be focused on loans from as small as $750,000, all the way to leading syndicates of hundreds of millions of dollars, said Mark Gallagher, senior market manager for the U.S. northeast and Canada.

Global Connections

Gallagher has led a team for years that’s helped Canadian tech companies bank in the U.S., but watching the activity of the last few years, he said he knew it was time to step up Silicon Valley Bank’s presence north of the border.

“The broad diaspora of Canadians both in the U.S. and that have returned from the U.S. that have experience scaling companies is very strong,’’ Gallagher said. Venture capital investment reached about C$3.8 billion in 2017, up from $3.2 billion the year before, according to the Canadian Venture Capital & Private Equity Association.

Check out:  RBC first Canadian bank to open an API developer portal

Canadian companies that want to compete globally generally need to expand outside of their home market quickly. Shopify, the country’s best-known success story since BlackBerry, gets the vast majority of its revenue from outside of Canada. Linking companies up to partners and investors around the world is a major part of what gives Silicon Valley Bank a competitive edge, Dirks said.

Serious Swagger

“We connect companies between Canada and Silicon Valley, Silicon Valley and New York, Israel, China, etc.,’’ she said. “That will be one of the things that we’ll be able to contribute to the ecosystem.’’

Continue to the full article --> here

 


The National Crowdfunding & Fintech Association of Canada (NCFA Canada) is a cross-Canada non-profit actively engaged with cryptocurrency, blockchain, crowdfunding, alternative finance, fintech, P2P, ICO, and online investing stakeholders globally. NCFA Canada provides education, research, industry stewardship, services, and networking opportunities to thousands of members and subscribers and works closely with industry, government, academia, community and eco-system partners and affiliates to create a strong and vibrant crowdfunding and fintech industry.  Join Canada's Fintech & Funding Community today FREE!  Or become a contributing member and get perks. For more information, please visit:  www.ncfacanada.org

Share

Tips for Creating a Business Website

Share

NCFA Guest post | May 17, 2018

As a small business owner, having an online presence is important, and at the center of that is creating high quality, visually impressive and easy to navigate website. If you are unfamiliar with website design, then creating a new business website can prove difficult and frustrating; But don’t panic, it is not as impossible a task as it seems. Once you know where to start, and which basic elements to include, the process doesn’t seem nearly as daunting. If you are looking to create a new business site, then here are a few tips which you might find helpful to get you set up.

Find a host platform

To set up a website, you will first need to choose which host platform you would like to use. As you are first starting out, ideally you will either want to find a site that is easy to navigate personally, so that you can construct the site yourself or a host site which will help you with your design. If you are looking for a well-priced host site, with a range of packages and good technical support, then there are various services offering options to host your website with us, for example.

Produce quality content

If you have a lot of information you would like to include on your website; it can be easy to overcrowd the page, and cram in as much writing as you physically can. However, in reality, this will just be very off-putting to any visitors to your site, and it is unlikely they will really read it all. When you are starting off with a website for a new, small business, then you would be much better served by choosing quality over quantity. Make sure that all the information that you include is informative, but not long-winded. Remember that some of the most important features of a site are easy navigation and good subtitling.

Create a call to action

If your website acts with a clear purpose, it is more likely that you will receive good reader engagement. Decide what you are looking for your customers to do when they go to your site: do you want them to contact you straight away? If so, what is the recommended method for them to do so? Can they shop directly from your site? Whatever it is you would like from your website visitors, you need to make it clear by including a call to action slogan throughout the site, along with buttons to help them get to the right page to follow through with what you have asked.

See:  Becoming a dragon in my own right.

Include multimedia

A website that is all text will not be visually appealing to readers. Therefore, if you want to attract your audience’s attention, and keep them invested in your page, then multimedia elements are important. Therefore, it is important to include pictures throughout the site which accompany your written content, as well as infographics, as these allow you to present important information in an easy to follow design. If you have the software to do so, creating videos can also be effective.


The National Crowdfunding & Fintech Association of Canada (NCFA Canada) is a cross-Canada non-profit actively engaged with cryptocurrency, blockchain, crowdfunding, alternative finance, fintech, P2P, ICO, and online investing stakeholders globally. NCFA Canada provides education, research, industry stewardship, services, and networking opportunities to over 1700+ members and works closely with industry, government, academia, community and eco-system partners and affiliates to create a strong and vibrant crowdfunding and fintech industry.  Join Canada's Fintech & Funding Community today FREE!  Or become a contributing member and get perks. For more information, please visit:  www.ncfacanada.org

Share

Large Global Payments Processor Unveils Airdropping Campaign Among Users

Share

CoinTelegraph | By Nick Bakursky | May 14, 2018

CoinPayments, a global cryptocurrency payment processor, has announced an airdrop  launch of its own utility token – the CPS Coin. The company also plans to lower its transaction and conversion fees for token holders and enhance its user interface in 2018.

Founded in 2013, CoinPayments is a global cryptocurrency payment processor with a reach of over 1,000,000 vendors across 182 countries, says the company’s blog. CoinPayments offers a cloud payment solution allowing merchants to accept Bitcoin and hundreds of other coins through their plugins, APIs and point of sale (POS) interfaces.

“CoinPayments has created a special place in the world of cryptocurrency users with intuitive digital wallets, which include shopping cart plugins that can be easily integrated by online merchants making it appealing to their customers” said Alex Alexandrov, founder and CEO of CoinPayments

in an interview with Insight Success.

The company is set to launch two mega projects in 2018. Firstly, CPS Coin - the CoinPayments token - will lower transaction and conversion fees for merchants. Secondly, a revamped version of their existing user interface - called CoinPayments 3.0 - will provide online merchants and wallet holders with “even more user-friendly experience” company representatives said.

Airdrop to all users

The CoinPayments team reported to Cointelegraph that the company launched an airdrop of 100 CPS Coins to all current users, as well as new signups on the CoinPayments platform until August 1, 2018. The value for the 100 CPS coins is €10. Any user who purchases CPS coins starting on May 4th will receive two CPS coins for the price of one, or three for one on orders totalling over €500,000 within a 24 hour period.

The CPS Coin is a utility token used within the CoinPayments platform, and provides discounts and rebates for using various CoinPayments services. Users wanting to buy CPS Coins can buy directly from CoinPayments at a rate of €0.10 per token.

See:  Singapore consortium claims breakthrough in DLT payments project

There is a wide range of discounts and rebates available for CoinPayments services, including merchant fees, conversion fees, withdrawal fees, initial coin offering (ICO) participation and as a preferred payment method in their own decentralized marketplace.

For example, merchant fees may be reduced by half. Merchants have the option to pay the 0.5 percent processing fee with CPS Coin by checking a box on their account. If they choose this option, they will only have to pay a 0.25 percent processing fee in CPS Coins based on a €0.10/CPS Coin rate. If their CPS Coin wallet doesn’t contain enough CPS Coins to pay the fee then the required amount of CPS Coins will be purchased automatically from the CoinPayments pool using the fee collected at the time of the transaction.

As for conversion and withdraw fees, users will receive a 50 percent rebate if they pay from CoinPayments directly into the user’s CPS Coin wallet.

Regarding ICO participation, CoinPayments will negotiate an allocation of tokens from hosted ICOs at a discounted rate from the public ICO price and CoinPayments users will have the option to participate in this allocation using CPS Coin.

Continue to the full article --> here

 


The National Crowdfunding & Fintech Association of Canada (NCFA Canada) is a cross-Canada non-profit actively engaged with cryptocurrency, blockchain, crowdfunding, alternative finance, fintech, P2P, ICO, and online investing stakeholders globally. NCFA Canada provides education, research, industry stewardship, services, and networking opportunities to over 1700+ members and works closely with industry, government, academia, community and eco-system partners and affiliates to create a strong and vibrant crowdfunding and fintech industry.  Join Canada's Fintech & Funding Community today FREE!  Or become a contributing member and get perks. For more information, please visit:  www.ncfacanada.org

Share

Profile: CoinPayments

Share

Crypto Payment Processing

CoinPayments is a payment processor allowing merchants to accept Bitcoin and hundreds of altcoins in their store through easy to use plugins, APIs and POS interfaces. With over 1 million users across 230 countries around the world, CoinPayments.net is most comprehensive multi-cryptocurrency platform available online.

CoinPayments Services

Payment Platform Features

We are constantly innovating to be at the forefront of this emerging technology and have created numerous features and services beneficial to the users of our platform. Our most notable features include:

Crypto Payments

We charge a 0.5% fee for all merchant transactions and provide a seamless integration of our payment processing service for the most common ecommerce platforms through plugins and well documented APIs.

Crypto Conversions

We offer conversions for the majority of coins we support, through a simple and easy to use interface. We also offer merchants automated functionality to convert altcoins to bitcoin or another coin or settle out to fiat through 3rd party gateways.

Multi-Coin Wallets

We offer a hosted wallet with send/receive/store functionality for all coins we support. We add another layer of security with our free vaulting service to set a time lock on your wallets. Use our unique $PayByName feature to send any coin to a user’s PayByName instead of complicated deposit addresses.

Run or Participate in ICOs

CoinPayments ICO Service

Whether you’re looking to run your own ICO and want to accept crypto payments or if you’re looking to participate in ICOs hosted by CoinPayments, we help facilitate this through our CPS ICOs marketplace.

Coin Hosting

Increase Your Coin’s Reach

CoinPayments is constantly integrating new coins onto our platform, so if you have a coin you want to start accepting in your store or if you are a developer working on a coin and looking to increase user adoption, CoinPayments can help by hosting your coin on our platform.

Follow Us

Stay Connected

For the latest news on crypto and payments and the latest official CoinPayments announcements make sure to read our Blog and follow us on Twitter and our RSS Feed.

Share

An investor’s guide to robo-advisors 2018

Share

MoneySense | David Aston | Apr 29, 2018

Find out which robo-advisor is right for you —and how to pair your robo with a real human

When robo-advisors first burst on the scene a few years ago, they threatened to replace human advisors in situations where not much human help was needed. If you wanted more extensive human advice, you still had to pay up to go with a conventional advisor.

Now there’s a formidable new trend emerging.  Increasingly, robo-advisors are teaming up with human advisors in new and creative ways to provide “hybrid” combinations that achieve the best of both worlds.  You get easy digital access and efficiency combined with whatever level of human expertise you need.  You can expect to pay less in fees compared to amounts charged by conventional advisors. But often you also get more value from the advice because it can be concentrated where you need it most.

“Hybrid is where the future is going and everyone is converging into it,” says Kendra Thompson, global lead for wealth management at consultancy firm Accenture.  Of course, the trend is still in its early stages and you will only see hints of it in today’s robo-advisor offerings. (See the accompanying comparison tool below Which Robo-Advisor is Right for You Now for a guide to current offerings from seven leading robo-advisors.)

See:  Introducing the Convergence Ecosystem

It’s easy to get the misleading impression that robo-advisors are antagonistic rivals to human advisors.  Fueling that impression are hard-hitting ads by robo-advisor Questrade Portfolio IQ, where everyday Canadian investors grill their sleazy-looking conventional advisors about why their fees are so high and their returns are so low.  But it’s clear that algorithms won’t replace quality human advice in more complex or nuanced situations, at least any time soon.

If you need a comprehensive financial plan or want help coping with a market meltdown,  you’re likely to want to turn to a trusted human advisor with high levels of financial expertise but also human qualities like communication skills and empathy.

Key to the hybrid partnership is freeing up good advisors to provide value-added advice while using technology to: provide transparent online account access across multiple devices, streamline administration, and take care of routine transactions like rebalancing.  Most robo-advisors recognize their own limitations and see good human advisors as potential partners. “We think advisors who are delivering value will continue to thrive,” says Wealthsimple CEO Michael Katchen.

Humanizing the robos

The hybrid trend has several aspects.  Firstly, some robo-advisors themselves are adding more human services like basic financial planning and dedicated human advisors. But the larger, long-term trend is robo-advisors and other fintech companies teaming up with outside financial planners and conventional advisory firms in just about every segment of the investment advice business.

Of course, the trend is still in its early days and much of the activity is behind the scenes. Nonetheless, Thompson points to a flurry of deals and huge sums of money that the major financial institutions are pouring into this area to show that the trend is unmistakable.

“The type of transformation that is going on is unprecedented,” says Thompson.

“The dialogue of robos vs. humans or old vs. new really misses the richness of what’s going on, which is an entire industry re-inventing itself to be more modern, more in line with what investors want to pay for, and to be more in line with the consumer experiences of today.”

In one of the simpler forms of hybrid collaborations, independent financial planners are referring investments to a robo-advisor while providing over-all financial planning services.  Typically the financial planner has online digital “dashboard” access to the account and incorporates portfolio information into their financial plans.

Also:  This man has made more money trading cryptokitties than investing in his IRA

While the robo-advisor retains full responsibility for managing the investments and matching the client to the appropriate portfolio, the financial planner might fill the role of trusted human advisor who can prepare an in-depth financial plan but also counsel clients about all aspects of their finances.  That might include, for example, talking clients through their jitters during a market correction.   The robo-advisor typically discounts their rates compared to what they charge regular clients because of reduced need for the robo-advisor’s services.

With client permission, the robo-advisor may draw the planner’s fees from the robo-advisor investment account and remit them to the planner.  Already hundreds of financial planners are working with robo-advisors in this way or something similar.  (We’ll describe an example in a minute.)

But there is much more to the hybrid trend than that.  At a more complex but profound level, robo-advisors and other fintech companies are providing much of the technology to help major financial institutions transform their conventional advice businesses.  These partnerships range from situations where robo-advisors provide their complete investment platform, process, portfolio design, and brand to other “white label” situations where the robo-advisor only provides the underlying technology and platform and the conventional financial institution partner does the rest.   Because these transformations are so large and complex, they will take time and often start small with pilot programs in niche areas of the business, but no one doubts their potential.

“Our vision is to become the platform of choice,” says Randy Cass, CEO of Nest Wealth, a robo-advisor in which National Bank Financial has a major investment.  Nest Wealth is partnering with National Bank Financial to introduce hybrid capabilities at the bank and has also cut hybrid-type deals with three other conventional advisory firms.

Meanwhile, the Bank of Montreal’s BMO SmartFolio robo-advisor offering is available alongside full-service brokerage accounts in its BMO Nesbitt Burns division.  In the right client situation, BMO SmartFolio allows brokers to spend less time on administration and reviewing client accounts, and more time on value-added activities like financial planning and estate planning, says Silvio Stroescu, head of digital investing at BMO Financial Group.

And while Wealthsimple hasn’t publicly specified how it might help transform Power Financial Corp.’s diversified financial services empire, the fact that Power Financial has acquired a controlling stake in Wealthsimple at least indicates interest if not intent.  Other robo-advisors such as Invisor, Justwealth and WealthBar have also announced hybrid deals of varying size and significance.

Not just for millennials

Meanwhile the robo-advisor’s traditional direct-to-consumer offering continues to evolve.  Many of the features that were novel a few years ago are more commonplace today.  That includes:

  • digital access and communication through multiple devices;

  • construction of largely passive portfolios using low-cost ETFs;

  • online questionnaires that match new clients to the most appropriate portfolios for their circumstances;

  • paperless account initiation or “onboarding” process;

  • automated rebalancing of portfolios; and

  • availability (in most cases) of highly qualified portfolio managers working to a fiduciary standard to step in and provide limited human advice when needed.

Robo-advisors were originally thought to appeal particularly to millennials because of the demographic’s early embrace of digital technology, but the focus has shifted more towards older investors with larger balances.  While some robo-advisors have gone after an older clientel from the get-go, others have more recently added features that are likely to have particular appeal to this group, like basic financial planning, tax-loss selling and portfolio managers dedicated to specific clients.

Check out:

Wealthsimple

Wealthsimple is the industry market share leader and millennial robo-advisor of choice with its cool marketing vibe, youthful executives, and socially responsible investing (SRI) options.  But it introduced Wealthsimple Black for clients with balances over $100,000, providing lower fees, tax-loss harvesting and basic financial planning.  CEO Katchen says that Wealthsimple Black is the fastest growing segment of its business and that the firm has seen its average over-all client age shift to 34 from 29 a few years ago.  The company has more than 80 per cent of Canadian robo-advisor users as clients, according to Strategic Insights data cited by the company.  It has also expanded to the U.S. and Britain. Wealthsimple announced in March that it had reached $2 billion in client assets and 65,000 clients, with the “majority” in Canada.  It is the only Canadian robo-advisor to release client figures.

WealthBar

WealthBar has always designed portfolios to generate cash flow and reduce volatily, features of particular appeal to older investors.  But it has added services like dedicated advisors and basic financial planning reviews by certified financial planners. Its average client age now is about 48, says WealthBar CEO Tea Nicola.  In addition to ETF-based portfolios, WealthBar also offers pooled funds in specialized asset classes like real estate, a product usually only available to large account clients at conventional advisors.  “We democratize a high net wealth way of investing,” says Nicola.

Justwealth

Justwealth strives to appeal to older investors with larger balances by taking a relatively sophisticated approach to managing portfolios.  Instead of providing six to 10 set portfolio options, which is typical, it provides 65.  That allows it, for example, to offer distinct non-registered portfolios which use tax-advantaged ETFs and emphasize asset classes with relatively favorable tax treatment.  Furthermore, it provides personalized (rather than robotic) tax loss harvesting.  Justwealth also offers RESP target date portfolios that become more conservative as the beneficiary gets closer to needing the funds in university.  Justwealth’s average client age is the mid-40s, says President Andrew Kirkland.

 

Continue to the full article --> here

 


The National Crowdfunding & Fintech Association of Canada (NCFA Canada) is a cross-Canada non-profit actively engaged with both social and investment crowdfunding, alternative finance, fintech, P2P, ICO, and online investing stakeholders across the country. NCFA Canada provides education, research, industry stewardship, and networking opportunities to over 1600+ members and works closely with industry, government, academia, community and eco-system partners and affiliates to create a strong and vibrant crowdfunding and fintech industry in Canada.  For more information, please visit:  www.ncfacanada.org

Share

FinMason Launches in Canada

Share

FinMason Release | Apr 27, 2018

Canadian Dollar support within acclaimed investment analytics as a service platform marks the first step in international expansion

BOSTON, April 27, 2018 /PRNewswire/ -- FinMason, a rapidly growing FinTech company, today announced that they are rolling out a Canadian Dollar version of their acclaimed investment analytics as a service platform. This enhancement marks the first step in FinMason's international expansion plans.

The new production environment will allow Canadian financial services firms – and U.S.-based companies with operations in Canada – to leverage FinMason's robust investment analytics to enhance their offerings. U.S. firms interested in expanding to Canadian markets can also take advantage of FinMason's new capabilities to facilitate the process and accelerate their timelines.

"One of the pleasures of working with a completely modern tech platform is that we can put in place a system for rapidly rolling out new base currencies at scale," said Kendrick Wakeman, CEO of FinMason. "That allows us to support our clients and prospective clients across the globe."

This announcement comes on the heels of last month's appointment of 32-year industry veteran David Remstein as the firm's first president and COO, a role in which he will help drive FinMason's international expansion. Prior to FinMason, Remstein held several senior global analytics roles at JP Morgan, Citi and Riskcare, including global head and chief operating officer of analytics and consulting at JP Morgan.

See:  Google Chatbase Ushers in the Rise of Chatbot Analytics

"It is important that investors always look at analytics specific to their own base currency," commented Remstein. "To do it right, you need to do more than just translate the currency. You need to change the perspective. For example, a U.S.-based investor would want to consider Trade-Weighted US Dollar as a potential return driver, but a Canadian-based investor would want to see trade-weighted Canadian Dollar. FinMason's system does just that."

The new Canadian analytics product is scheduled to launch at the end April. Looking forward, the firm projects incorporating support for the Euro, Pound and Swiss Franc by the end of the summer, with many of the Asian currencies following in early 2019. The new base-currency analytics can be accessed by simply changing three letters in the API address, allowing for global firms to use the same code base across all currencies.

ABOUT FINMASON INC.

FinMason is the world's largest independent investment analytics engine for financial services platforms. The Boston-based financial technology firm provides access to more than 700 calculations on every publicly traded asset in the world delivered through one simple API. Developed by FinMason's team of seasoned data practitioners and nine Ph.D.s, the cutting-edge platform delivers institutional-grade analytics in milliseconds via two core products: FinRiver™ – a lightning-fast API that delivers any analytics anywhere in a financial services firm's platform with just a few keystrokes; and FinScope™ – a bulk processing platform that can analyze millions of portfolios every night for compliance screening and performance attribution. For more information, visit www.finmason.com and follow FinMason on TwitterLinkedIn and Facebook.

View the original release --> here


The National Crowdfunding & Fintech Association of Canada (NCFA Canada) is a cross-Canada non-profit actively engaged with both social and investment crowdfunding, alternative finance, fintech, P2P, ICO, and online investing stakeholders across the country. NCFA Canada provides education, research, industry stewardship, and networking opportunities to over 1600+ members and works closely with industry, government, academia, community and eco-system partners and affiliates to create a strong and vibrant crowdfunding and fintech industry in Canada.  For more information, please visit:  www.ncfacanada.org

Share