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Fintech Fridays EP57: 10 Years of Investment Crowdfunding: Past, Present & Future Since the JOBS Act

About NCFA Canada | Craig Asano | Apr 11, 2022

NCFA-FF-EP57 10 years of investment crowdfunding UPDATED_resize

Apr 8, 2022: NCFA's Fintech Fridays podcast episode 57

10 Years of Investment Crowdfunding: Past, Present & Future Since the JOBS Act

Host:

Craig Asano, Founder and CEO, NCFA Canada

Craig brings over 20 years of experience as a marketing strategist, software technologist and start-up entrepreneur in technology, finance, manufacturing and real estate sectors.  He founded the National Crowdfunding & Fintech Association of Canada (NCFA Canada), a nationally organized non-profit that is Canada’s dynamic and inclusive advocate for the advancement of fintech, open finance, capital markets innovation, digital assets and currencies, P2P, crowdfinance and emerging technologies such Blockchain and AI that are transforming the future of financial services. Craig advocated for and is a key contributor to the birth of disruptive online financing marketplaces, and the P2P Fintech economy in Canada.  Learn more about NCFA.

 

Featured Guests:

Peter-Paul Van Hoeken, Founder and CEO, FrontFundr

After a successful career in international banking, he immigrated to Canada in 2010 and chose the entrepreneurial path in finance and investing. He embarked on a mission to create the New Capital Market – Democratizing funding and investing in private companies.  In 2013, Peter-Paul founded FrontFundr to address the challenge that young companies face in generating capital and to unlock investing in private companies to the wider community, the public. FrontFundr is now Canada’s leading online funding and investment platform in the private capital markets.  For more info please visit the website.

Alan Wunsche, CEO and Chief Token Office, Tokenfunder

Alan started his career as a software developer/scientist and identified Ethereum early as a game-changer, and envisioned a decentralized future powered by blockchain.  He’s implemented enterprise technology-driven business transformations, and was a capital markets and credit risk systems executive at a global bank.  Alan founded Token Funder Inc., a Canadian leader in exempt market digital securities investing and trading, and is business building this venture.  He launched Canada's first regulatory-compliant security token on Ethereum public blockchain; 1st security token as an EMD (@TokenGX); 1st secondary market security token trading platform for private markets (FreedomX).  For more info please visit the website.

Alixe Cormick, President, Venture Law Corporation

Securities Lawyer and Advisor, Founder of Venture Law Corporation who works with privately-held and public companies, mergers and acquisitions, private placement investments, financial transactions, reverse mergers, initial public offerings and licensing matters, as well as general corporate matters.  For more info please visit the website.

Sherwood Neiss, Principal, Crowdfund Capital Advisors

Sherwood Neiss, is a Principal at Crowdfund Capital Advisors and a Partner at Crowd Capital Ventures. He’s a serial entrepreneur and investor and was instrumental in helping the JOBS Act get passed.  He created the first database that aggregates all online investment offerings under the JOBS Act including research and analysis of securities-based crowdfunding (used by the SEC and policy makers) and works to support local economies right across the United States.  For more info please visit the website.

Andrew Dix, Founder and CEO, Crowded Media Group LLC

Crowdfund Insider is the leading news and information web site covering the emerging global industry of disruptive finance including crowdfunding and peer-to-peer / marketplace lending. Recognizing the overlapping aspects of the new forms of finance, Crowdfund Insider’s coverage includes both rewards and investment based segments of crowdfunding. The site provides extensive coverage, and industry leading perspective, from a team of staff writers and leading industry expert contributors from around the world.  For more info please visit the website.

Kim Wales, Founder and CEO, CrowdBureau Corp

Kim Wales is a securities-based crowdfunding, P2P online lending, and digital banking pioneer. She brings a deep and broad background in corporate governance, risk management, and banking regulation. Ms. Wales is an author, adjunct professor, and business owner.  Since 2017, Ms. Wales is the Founder and Chief Executive Officer of CrowdBureau Corporation, which provides rules-based stock indices for financial products such as ETFs and managed account platforms. The Company also provides research, data analytics, and risk management tools for the peer-to-peer lending and digital banking industry.  Kim has been cited over 100 times in U.S. Jumpstart Our Business Startups Act, 2012 final rules for Titles III (Regulation Crowdfunding) and IV (Regulation A+).  Kim is also an author and adjuct professor and sits on several boards.  For more info please visit the website.

About this episode:

10 years ago in 2012, the Jumpstart Our Business Startups Act (JOBS Act) was signed into law in the U.S. (and eventually a similar exemption was approved in Canada) to encourage more capital to flow to startups, support innovation, and, create jobs. It's significance cannot be understated as the rule change allowed private companies to raise capital by selling securities digitally for the first time via registered online platforms and dealer-brokers.  Regulation crowdfunding also democratized previously excluded retail investors (non-accredited) by allowing them to invest directly in startup ventures empowering a new era of digital finance.

See:  Crowdfunding is Now a Serious Way for Private Ventures to Raise Capital

A tremendous amount of advocacy and regulatory change efforts took place to make this happen, and since then the original JOBS Act rules have been improved for investment crowdfunding in the U.S., such as increasing the fundraising cap from US$1 million to US$5 million (not in Canada though, we've asked for years ahem).

But there are still many challenges and myths to be debunked. While venture financings are at an all time high in sectors like fintech, it does not mean that startups are awash with capital.  While there is growing interest among retail investors to participate directly in these offerings, and take control of their investment future, education and awareness still remains a top priority if industry is to grow in the right ways.  Having said that, in the United States, RegCF recently surpassed $1billion raised.  Canadian figures are more modest with at least $100 million in equity financings raised on a leading platform.

Today there's also a JOBS Act 2022 proposal on the table but will these changes be sufficient to support evolving technologies and their capabilities while also protecting investors?  Regulatory change is slow and regulators should support innovation and competition.  All stakeholders need to continue to support efforts to make capital markets whole, so EVERYONE can benefit from the advancements in technology or the wealth gap will continue to widen.

This is a not to be missed episode for anyone interested in the past or future of digital finance and capital markets.  Join investment crowdfunding pioneers in both Canada and the U.S. who discuss the 10 year journey from a wide variety of perspectives including the evolution of first generation marketing platforms to the arrival of second generation decentralized finance models powered by blockchain technologies.

Duration:  92mins

Timestamps:

00:00:00 NCFA Fintech Fridays Intro
00:00:17 Craig Asano, NCFA Canada
00:02:06 Andrew Dix, Crowded Media Group
00:02:49 Sherwood 'Woodie' Neiss, Crowdfund Capital Advisors
00:03:32 Kim Wales, CrowdBureau Corp
00:04:23 Alixe Cormick, Venture Law Corporation
00:04:13 Peter-Paul Van Hoeken, FrontFundr
00:05:48 Alan Wunsche, Tokenfunder
00:08:21 RegCF advocacy (SEC, Congress, White House)
00:10:47 Designing the framework
00:11:58 Purpose of the JOBS Act
00:15:10 Road to Equity Crowdfunding in Canada: Change is hard (and long)
00:26:22 Blockchain finance: education and regulatory challenges
00:33:38 Crowdfunding’s Impact and opportunity: first US$1 billion
00:38:39 RegCF to digital finance
00:41:57 Evolution of digital finance Gen1 to Gen2
00:49:23 Digitalizing private capital markets
00:55:03 Ontario’s exemption 45-108 setup to fail
00:59:46 JOBS Act 2022 bill proposed to improve rules in the U.S.
01:00:10 Canada harmonizes equity crowdfunding rules Sep 2021
01:04:00 Educating regulators
01:06:00 Regulators need to support innovation and competition
01:09:00 Financial inclusion
01:11:00 Canadian ECF $100 million and beyond
01:17:00 Decentralized Finance is the future
01:19:00 Convergence and reducing wealth gaps
01:23:00 Regulatory culture change and sandbox
01:25:00 Capital markets need to work for everyone
01:30:00 Closing remarks

 

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NCFA Jan 2018 resizeThe National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org

NCFA Financial Innovation MapNCFA Innovation Opportunity BriefsNCFA Fintech Insights
NCFA Fintech WhispererNCFA Fintech Fridays PodcastNCFA Weekly Newsletter

 

[NCFA-InvestHK Virtual Event Feb 24]: Fintech Bridge: Canada – Hong Kong

NCFA – InvestHK Feb 24 Fintech Bridge Canada – Hong Kong event banner_

EVENT OVERVIEW

Join NCFA, InvestHK, and growing list of speakers on February 24th from 2:00 - 4:00PM EST (time zone) for this inaugural Fintech Bridge event curated to foster global market insights, export intelligence, international connections, and strengthen Canadian fintechs looking to expand globally to Hong Kong/Asia.  Asian markets have grown rapidly over the past decade and Canadian fintechs need to consider expanding globally to find new customers, revenue and partnership channels to remain sustainable long term and capture value at scale.  There are many global fintech hubs in the world to consider expanding to whether that be digitally or via satellite office.  Not all are created equal.  Join your colleagues and peers and explore access to capital, gateway to Asia, partnership channels, and Fintech growth opportunities in Hong Kong.

UPCOMING EVENT:

Day(s)

:

Hour(s)

:

Minute(s)

:

Second(s)

Thursday, February 24, 2022

2:00 - 4:00PM+ EST (time zone)

Virtual format | Free registration

Register button_

 

SPEAKERS

 

 

Fintech in Hong Kong

Hong Kong is one of Asia's most vibrant, diverse and agile tech hubs with robust infrastructure, access to talent, and renown international financial centre with over 400,000 Canadians living and working there today.  With a progressive fintech regulatory environment, world class capital markets, sandboxes, government funding, a 'get business done' innovation and entrepreneurial culture, and strong economic ties to emerging markets and China's belt and road initiative linking Mainland China with countries across Asia, Europe and the Middle East, it's no surprise that Hong Kong is home to many successful high growth global fintechs from deeptech, digital assets and decentralized payments to financial services infrastructure and insurtech sectors.

Startups in Hong Kong by Major Country

hong kong startup ecosystem by country

For the past decade, Hong Kong has consistently ranked among the top 10 on the Global Financial Centres Index's (GFCI)

  • Asset and wealth management AUM $28.7 trillion HKD (or $4.60 trillion CAD)
  • Banking total assets $24.5 trillion HKD (or $4 trillion CAD)
  • Digital payments total transaction volume $128 billion HKD (or $20.92 billion CAD)
  • Insurance total gross premiums $514 billion HKD (or $84 billion CAD)
  • SMEs total import/export $8.7 trillion HKD (or $1.42 trillion CAD)

Learn more about Fintech in Hong KongStartup Ecosystem

AGENDA:  FEBRUARY 24  ~2:00 PM - 4:00 PM EST (time zone) + Networking until Close

2:00  Kickoff intro and welcome

2:05  Presentation:  Fintech Innovation in HK, Raising capital, Dispelling myths, InvestHK Opportunities and Incentives

2:20  Panel:  Company perspectives on expansion opportunities in HK/Asia - What to expect

3:00  Fireside:  Hong Kong startup/scale-up ecosystem and local expert insights

3:20  Panel:  Investor Perspectives:  Hot fintech sectors / emerging technologies and expanding to HK/Asia

4:00  Networking until Close

SPEAKERS

  • Christopher Hui, Secretary for Financial Services and the Treasury (more)
  • Karim Hirji, CFO Intact Financial Corp Canada, MD Intact Ventures (more)
  • Michelle Morgan, CEO, AdvancedAIS (more)
  • Peter Misek, Co-Founder & Partner, Framework Venture Partners (more)
  • Calvin Cheng, Founder and CEO, Wizpresso (more)
  • Karen Contet, Co-Founder & CEO, AngelHub - WHub (more)
  • Chris Chen, InvestHK Canada, Head of Investments (more)
  • Hugh Chow, Partner, Radiant Tech Ventures (more)
  • Shidan Gouran, Principal, Gulf Pearl LTD. (more)
  • Catherine Shiang, Asia Capital Advisor, Ltd. (more)
  • Mathias Bock, PhD, COO, Sericin Limited (more)
  • Alixe Cormick, President, Venture Law Corporation (more)
  • Craig Asano, Founder and CEO, NCFA Canada (more)
NCFA-InvestHK Fintech Bridge Canada – Hong Kong Feb 24 speaker collage
Fintech Bridge Canada Hong Kong networking_

IMMERSIVE NETWORKING

  • Join us for liberated virtual networking in a dedicated event networking space (audio/video)
  • Mingle and participate in existing 'networking circles' or create your own topical circle
  • Supports chat functionality with everyone, within a circle or privately with select attendees
  • Connect with companies, investors, innovators and groups that can help you expand your business overseas - see you there!

BENEFITS OF EXPANDING GLOBALLY

  • Diversify and gain insights into industry innovations, your venture, your competition
  • Grow faster and make more money
  • Expand your target market, global valuation and support your firms growth
  • Challenge your existence (makes you stronger)
  • Improve productivity, resilience, and ability to compete
  • Source new talent and investment resources
going global

Who is this event for?  (Register now)

  • Startups and scale-ups interested in expanding to Hong Kong and Asia
  • Investors interested in emerging deal flow and global fintech and financing partnerships in Canada - Hong Kong/Asia
  • Vendors and service providers that help Canadian firms expand to Hong Kong/Asia
  • Innovators interested in connecting with Hong Kong resources and networks

Learn about the current HK environment, business case and opportunities for expanding to HK/Asia from a variety of perspectives including investors

  • Learn the latest updates on the geopolitical situation in HK for Canadian entrepreneurs (dispelling myths)
  • Learn about the Hong Kong financial services landscape, connections to Canada, China, and Asia
  • Learn avenues to raise capital including InvestHK and partner investment channels, programs and incentives available for Canadian firms
  • Learn what fintech sectors and emerging technologies are hot (or not) in HK/Asia in 2022

Learn what to expect from those that have successfully expanded to Hong Kong

  • Learn about Hong Kong's startup and scale-up ecosystem
  • Learn insights and stories from entrepreneurs who successfully expanded to Hong Kong
  • Insights on operationalizing and participating in the Hong Kong financial services ecosystem
  • Insights on competing for market share, clients and growing you business in Hong Kong and what to expect when springingboarding to other Asian regions

Connect with InvestHK ecosystem and other resources

  • Network and ask questions to Canada - Hong Kong experts
  • Did you know there are more than 400,000 Canadians living in HK today?
  • Learn about export resources that can help including any upcoming fintech trade missions to Hong Kong and what to expect

 

HOSTING PARTNERS

Looking forward to seeing you there!

Organizing team

 

Register button_

The Holt Xchange Kicks off 2021 Investment Program

Holt Xchange | Jan Arp | Oct 7, 2021

NCFA Fintech Confidential article on HOLT Xchange new

During this year’s investment period, The Holt Xchange hyper-targeted 7 main verticals that deemed most promising: digital identity, regtech, insurtechs, cybersecurity, digital lending, wealthtech, and digital assets. As a result, this led to better targeted candidates and as such, a greater number of applications were a better fit for our investment program and Holt Ecosystem.

As a way to engage with fintechs in these verticals, Holt hosted the ‘Holt Invests’ Webinar Series featuring special Holt Advisors and alumni portfolio companies who are experts in this space. As such, we were able to engage in some engaging conversations as they shared first-hand insights on the current trend and opportunities.

The webinars consisted of the following:

  1. The I AM Webinar explored trends and opportunities found within RegTech & Digital ID industries. It’s clear that compliance costs are surging and expected to continue this trend. For instance in 2018, businesses spent $1.3 million on average to meet compliance requirements and were expected to put in an additional $1.8 million (IAAP). In Europe, GDPR played a large role in compliance related cost increases for business, with more expected to come. Given Canada is moving forward nationally with programs like Bill C and provincially, such as Quebec’s Bill 64, we expect compliance costs in Canada to further continue. Additionally, FAbout 25% of all financial services applications are abandoned due to friction in the Know Your Customer (KYC) process, in part because current Identity Verification (IDV) procedures fail users. Need for consumers to support. To better prepare for these proposed legislative changes (ie. among many others), as well as support KYC / AML process, this year we invested in following regtech companies:
    1. RequirementOne com: Supercharge compliance power users and their ecosystem as Apple did for the mobile phone user.
    2. DigiPli com: We're redefining how financial institutions onboard customers by bundling a SaaS-based, end-to-end onboarding tool with ongoing support from AML experts.

See:  Where the UK is heading with Smart Data and why Fintechs want a cross-sectoral access

  1. The I BORROW Webinar explored the opportunities and trends found within Digital Lending space. There continues to be an emergence of alternative lending options, pushing lenders to compete on price, demographics and ancillary product offerings. Additionally new offerings such as revenue base financing, and buy-now-pay-later, are received with greater comfort by investors and customers alike. As such, while looking into alternative financing options and recognizing the lack of options for first time buyers in a surging real-estate market, we invested in a new financing product of:
    1. FirstStep Financial ca: Opening the Door to Home Ownership. Digital Lending
  1. The I EARN Webinar explored the opportunities and trends within Digital Assets, Investment & WealthTech industries. For instance, A survey conducted by the Alternative Investment Management Association and SS&C found that out of 100 global hedge fund managers, 69% of the market leaders use alternative data to boost performance. Also considering property earning assets, the real estate market showed no sign of slowing, and real estate sector funding appeared to be making a comeback early in the year, with VC funding to proptech companies growing 29% to $2.4B for Q1’21. Given the need for better solutions in trading and real-estate, we invested in:
    1. CityFalcon com: Using Big Data, AI, and NLP, we democratize access to financial content, personalize it, add analytics, and deliver it in real-time in 50+ languages. Capital Markets
    2. Reitium com: REITIUM is a blockchain real estate marketplace where everyone can be an investor starting with $100. PropTech

See:  Tokenizing Assets and Unlocking Value on the Blockchain

  1. While not a webinar in itself, the theme of I TRANSFER emerged throughout the series, focusing on payments and banking. Payments remains the largest attraction for VC investment, whereby funding for payments companies tripled compared to the previous quarter, with over $6 billion in funding. The number of deals (114) increased by 50%, with 18 mega-rounds accounting for over 75% of the total funding. From a banking side, according to Accenture, over 50% of banking tasks are still manually performed. By using technology, banks in North America can save more than 70 billion USD through 2025. Not only can technology improve the bottom line for banks, but we are witnessing better customer centric designs to better tailor and serve  niche demographics and communities. As such, we invested in the following payment and niche banking companies:
    1. Payzel com: Forged out of frustration we are building the GE Capital for Innovative Industries like cannabis. Digital Payments
    2. Phaze io: A prepaid payouts API for fintechs. Digital Payments
    3. PeopleHedge com(MAYBE)

The Holt Xchange has just invested in 8 of the best fintechs that build solutions for our society’s greatest challenges. They kicked-off their Growth Acceleration Program and are already in the process of working closely with the portfolio companies and leveraging their global advisory network to help drive their business growth.

I am very excited to work with this year’s portfolio investments, complemented with 500+ Advisors, and to have the backing of key partners like Fairstone, RBC, MNP, BDC and Montreal International.”  stated founding managing partner Jan Arp.

If you are interested to learn more about us, or meet our portfolio companies or Advisors highly suggest you attend our Fintech Show 2021 either remotely or in-person: Fintech Show 2021.

Read:  Tiger vs. SoftBank: Inside the investing playbooks that upended Silicon Valley

What’s Next for the Holt Xchange?  The Holt Fintech Show

  • When: Tue Nov 16, 2021
  • Where: Rialto Theatre (Montreal, QC)
  • Agenda:
    • 6 PM - 7 PM: Doors Open
    • 7 PM - 8:15 PM: Fintech Show
    • 8:15 PM - 9:00 PM : After Show
  • Tickets to register: https://bit.ly/3tdicJA

The world-famous Holt Fintech Show, in which our Holt 2021 Portfolio Companies will pitch their progress to date and share their next key milestones that the audience may want to get involved with, such as investing, partnerships, new clients, mentoring, etc.

This is a great networking opportunity for anyone looking to get more involved in the fintech ecosystem.

* If you can't make the in-person event, virtual options are available.

Join the LinkedIn event page here and remember to register a spot as spaces are limited!

 

About Holt XChange

Driving Canada’s Fintech leadership, The Holt Xchange is a global early-stage fintech fund headquartered in Montreal. Backed by Holdun, a 5th generation multi-family office, The Holt Xchange is focussed on building off of the legacy of Sir Herbert Holt. As the Holt family has done before, they are enabling Canada to take a technological lead in the next generation of financial services, known as Fintech. As Canada's most active seed fintech investor, Holt has spent the last year tracking over 10,000 early stage fintechs globally, soliciting the ones that presented a best match with their 500+ Advisor network, and then investing in the top 1% of applications globally, resulting in 35 investments to date.

 


NCFA Fintech Confidential Issue 4_250

This article is featured in NCFA's digital magazine, Fintech Confidential (Issue 4 Oct 2021). Click to read the latest thought leadership, insights and trends about Fintech in Canada:

Checkout NCFA's digital magazine, Fintech Confidential (Issue 4) --> here

 


The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org

NCFA Financial Innovation MapNCFA Innovation Opportunity BriefsNCFA Fintech Insights
NCFA Fintech WhispererNCFA Fintech Fridays PodcastNCFA Weekly Newsletter

 

UBS [Submission deadline: Aug 6]: Future of Finance Challenge 2021

UBS | Jacoline Loewe | Jul 13, 2021

UBS future of finance challengeSince 2015, the UBS Future of Finance Challenge has been open to start-ups and established, growing companies that change the way finance works and meets the client needs of the future. Take part in the 2021 competition and access benefits and prizes of over USD 400,000 worth in value, delivered in collaboration with Anthemis, Deloitte and Microsoft for Startups.

Challenges

What are key challenges for the finance industry? We have identified four challenges that are key to how finance meets the client needs of the future

UBS 2021 fintech challenges available

Who is eligible to enter?

We’re looking for start-ups and growing companies, with an annual turnover lower than USD 150m. You should have received less than USD 150m in total investments:

Participants should have developed:

  • A working prototype of a product, service or application grounded on innovative / disruptive technology applied to banking / finance

Proposed technology solutions should:

  • Be focused directly on banking and financial services, or
  • Have a demonstrable impact in another sector but with a potential connection or application within the banking and financial industry.

Some other restrictions apply – see the Official Rules for full details.

See:  65% of Global banking executives see branch-based models dead in 5 years

What is in it for you

One winner per challenge will be selected and each winner will win a cash prize of USD 10,000.

In addition, over 120 hours of dedicated coaching and mentoring from experienced technology and business leaders will be offered to competition finalists. Some finalists may also be considered to participate in a «proof-of-concept» or pilot program with UBS after the competition or enter our UBS Next investment pipeline.

See our rewards page for more details about the prizes

Female Founder Award

This year, UBS is introducing a new Female Founder Award which recognizes a female founder or Business Lead of a start-up business. As a partner for women entrepreneurs, we are keen to support female founders in their ambition to succeed.

Our recent analysis on «The Funding Gap» shows how female entrepreneurs receive less funding than their male counterparts. Our competition program is providing specific mentoring tailored to female founders, and connects them to our female innovator networks.

Timeline and Process

The application deadline is August 6th, 23:59:59 CEST.

We will not consider any submission made after the deadline.

Se:  Banking the Underbanked

Once we have evaluated all eligible entries, we will select the finalists for each challenge and announce who the finalists are no later than September 30, 2021.

Each finalist will receive mentoring from the panel of experts assembled by UBS for the competition to develop and refine the proposals further. Finalists will then pitch their proposals on the following dates to their respective Challenge juries.

UBS 2021 fintech challenge timeline

Learn more about the UBS Fintech Challenge and Register --> here

 


The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org

NCFA Financial Innovation MapNCFA Innovation Opportunity BriefsNCFA Fintech Insights
NCFA Fintech WhispererNCFA Fintech Fridays PodcastNCFA Weekly Newsletter

 

FFCON21 DAY 1 Was Amazing! Here’s DAY 2: PREVIEW

FFCON21 Day 2 preview image

NCFA Canada | May 12, 2021

Day 1 of the FFCON21:  Breaking Barriers program started with a bang -- with the first VIP Masterclasses of the week focused on decentralized finance.  With 500+ interested in the latest thought leadership, presentations and insightful discussions it was an amazing way to kickoff the 7th Fintech & Financing Conference and Expo taking place virtually from May 11-13, 2021.

There were amazing speakers from around the globe covering financial innovation topics for fintech, blockchain, AI and alternative finance, and lots of varied networking opportunities from 3mins speed rotation to topical virtual breakouts and 'Ask an Expert' sessions.

And now we are moving into 2 more full days planned, May 12 and 13th - we hope you can join us tomorrow (Wednesday) where the daily theme is 'CURATION & GROWTH'!

CHECKOUT EXCITING DAY 2:  MAY 12 PREVIEW!

Including Demos and Pitches

Join 500!  We've added a NEW TICKET TYPE for those wanting to attend a single day! VIP ALL DAY PASS for any day: MAY 12 or 13 for just $35 + HST.

GET TICKETS FOR MAY 12 & 13  TO FFCON21 HERE

FFCON21 Partners board May 11 Gold
FFCON21 Partners board May 11 Silver

The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org

NCFA Financial Innovation MapNCFA Innovation Opportunity BriefsNCFA Fintech Insights

NCFA Fintech WhispererNCFA Fintech Fridays PodcastNCFA Weekly Newsletter

 

7th Annual Fintech & Financing Conference and Expo (FFCON21): Breaking Barriers May 11-13 (Digital)

FFCON21_horz_col_med

Thanks for Another Amazing Experiential FFCON21 Digital Conference Experience at the Center of Fintech in Canada (May 11 – 13)

The 7th annual Fintech & Financing Conference and Expo (#FFCON21) took place May 11-13, 2021 (digitally) and was co-hosted by the National Crowdfunding & Fintech Association (NCFA), Toronto Finance International (TFI) and partners. 

Building on the success of previous conferences, this year's “Breaking Barriers” theme focused on the Future of Finance and Society, exploring a wide range of topics reflecting the growth and emerging challenges that the Canadian Fintech industry must navigate to achieve mass adoption and scale. Through 25+ hours of keynotes, lively panels, VIP workshops and impactful pitching competition, the conference facilitated discussions and the sharing of new ideas and thought-provoking insights into trends, innovations and regulatory landscape shaping regulatory, fintech, blockchain, digital banking, payments, AI, capital markets, digital assets and alternative finance sectors.  Watch on-demand video content now.

Georgia Quinn Headshot 2018_
Christin Friedrich pic
David Nault
Toufi Saliba
Jeff Lynn
Denise Weeres
Judith Robertson pic
Kendrick Nguyen
Lawrence Lewis
Senator Deacon
Timothy Li
Andrew Graham
FFCON21 sched partners board may 12

Every year brings new challenges, milestones and barriers to be overcome.  Join a global fintech ecosystem for an interactive and digital content experience that facilitates thought-provoking and relevant discussions, lively debates, pitching, demos, and prime networking opportunities with innovators, investors, financial institutions, vendors, regulators, government and key industry stakeholders and help rewrite the future of digital finance.

Speakers:  Over 100+ industry leaders and global experts

Program:  Lots of Networking and Over 50 sessions of curated programming of 3 Days (May 11-13)

Partners:  View all partners | Become a partner

Pitching Competition:  Vote for your favourite Fintech Draft shortlisted companies

Digital eBooth:  Showcase your company's products/services

Get involved:  Your voice counts

Missed FFCON21 BREAKING BARRIERS? 

On-demand Session Recordings Now Available --> here


The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org

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[Event Nov 26, 2020]: Innovations in Financial Literacy and Education

Financial Literacy Committee

 

Financial literacy event

You're invited - Event Details

Thursday, November 26, 2020 1:00 PM EST

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As we mark the 10th anniversary of Financial Literacy Month, the Financial Consumer Agency of Canada (FCAC) is pleased to invite you to a dynamic event organized specifically for financial literacy stakeholders. This 90-minute session will focus on innovative, research-based approaches to financial literacy and feature guest speakers who will share expert insights and perspectives, followed by a panel discussion.

Financial literacy event speakers

Moderator:  Supriya Syal, Deputy Commissioner, Research, Policy and Education, FCAC

Panelists:

Rebecca Balcerzak, Senior Project Officer, Families Canada

Ruth Stephen, Director, Strategic Policy, Research & Experimentation, FCAC

Rim Charkani, CEO, WALO                                      

Dilip Soman, Director, Behavioural Economics in Action Research Centre Rotman School of Management

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The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org

NCFA Financial Innovation MapNCFA Innovation Opportunity BriefsNCFA Fintech Insights
NCFA Fintech WhispererNCFA Fintech Fridays PodcastNCFA Weekly Newsletter