FINTECH FRIDAY$ (EP.8-Sep 7): Institutionalization of Crypto, China’s Ban and the Potential of Blockchain Decentralization with Juwan Lee, Founder and CEO of NexChange

NCFA Canada | Sep 7, 2018

FF Ep8 Juwan Lee1000 - FINTECH FRIDAY$ (EP.8-Sep 7):  Institutionalization of Crypto, China's Ban and the Potential of Blockchain Decentralization with Juwan Lee, Founder and CEO of NexChange

Ep8-Sep 7:  Institutionalization of Crypto, China's Ban and the Potential of Blockchain Decentralization

About this episode: On this episode, our host Manseeb Khan sits down with Juwan Lee the founder and CEO of NexChange. They talked about institutions investing in crypto, some the up and coming players in the market and China being pro blockchain. Enjoy!

Host: Manseeb Khan, NCFA, Fintech Fridays show host

Guest: Juwan Lee, Founder and CEO, NexChange

Bio:  Juwan Lee is an entrepreneur, VC, blockchain and finte professional with three decades of investment industry portfolios and organizations on behalf of multi-billion dollar hedge funds, proprietary trading desks, asset management and venture capital firms.  He is the Founder and CEO  of NexChange, a venture innovation platform, CEO  of Arrakis Ventures and co-Founder and Director of the Blockchain Centre of Hong Kong. He is a co-founder of tokenScale, a blockchain accelerator created in partnership with brinc. Along with Cyberport, he co-created the Fintech O2O brand. His firm,  NexChange, created the Block O2O brand connecting the global blockchain sector and the Healthtech O2O brand for the healthtech community.  Mr Lee was formerly the CIO of the largest Shanghai-based asset management firm. He spent numerous years at JP Morgan in a variety of roles from principal investments to heading equity within the asset management division. As an early pioneer in managing technology portfolios he worked with SAC  Capital, Osprey, Rothschilds and Montgomery. He funded many star companies in Silicon Valley (including Netscape, Yahoo and Eidos - Tomb Raider), Taiwan's Hsinchu Science Park, Bangalore India, Korea and Israel.

FF ep8 Juwan lee banner700 - FINTECH FRIDAY$ (EP.8-Sep 7):  Institutionalization of Crypto, China's Ban and the Potential of Blockchain Decentralization with Juwan Lee, Founder and CEO of NexChange

Join NCFA's weekly Podcast series 'FINTECH FRIDAY$' where we sit down with the incredible people in the Fintech community and talk about leading fintech products innovations developments and challenges!

Subscribe and tune in each Friday to check out the latest movers and shakers in fintech.

Listen to more Fintech Fridays podcasts here


Transcription of Interview

Manseeb Khan : Hey everybody, Manseeb Khan here and you are tuning in to the NCFA's newest podcast series Fintech Fridays. Today I have an absolutely incredible guest with me. He's an incredibly busy man. You may have seen some of the stuff online because he's very big in the block chain, crypto space. Today I have Juwan Lee. Thank you so much for making it today. With all the delays everything you still made it. I'm very thankful.

Juwan Lee: Well Manseeb, thank you so much for having me. I'm so glad to be here.

Manseeb Khan : No absolutely. So, for the audience, for the I'm pretty sure three or four people that have no idea who you are. Could you just for a minute give us a little bit of your background and a little bit more of who you are and what your company does?

Juwan Lee: Yes sure. Well my background originally stems from investing. I spent many years in the Silicon Valley. venture capital and late stage investments and then did money management and hedge funds asset management. So, my background is mostly in investments. The company that I started about four and a half years ago is called NexChange and we are ecosystem as a service and people always ask me what does that mean. Well we're in the innovation space and we do a number of things we either market invest or create innovative products

Manseeb Khan : Awesome. So, I guess going through some of your past successes you've been you've been a very early Yahoo. And Netscape guy so could you. And being very much in the Crypto and blockchain space could you give us a little bit more insight of where you see the market going when it comes towards crypto?

Juwan Lee: Well I think the first thing I would say is that it's very early stages of crypto. It's really if you look at the size of it. I mean the price of Ethereum the price of Bitcoin has come down dramatically. So, the size is about 200 billion. So, when you compare that to the size of capital markets which is based on our estimates over five hundred trillion. I mean this is tiny and where we've seen is a kind of the normal growth pattern that you see in any form of technology. We saw Bitcoin have come down precipitously in price. I think it was driven by a number of things. You know ICO prices have come down dramatically. The use case Tokens have come into question. And you know just sheerly the idea of building community with entrepreneurs that have very little experience. So, a lot of things have in the short term come into question. However, this is a viable industry. We're in the early stages and either I'm very excited about the bright future for cryptocurrency and the decentralization world of blockchain.

Manseeb Khan: That was 500 trillion you said?

Juwan Lee: 5 trillion is the size of capital markets when you include real estate, gold, bonds you know equity as a very large market this is not cryptocurrency. This is our current capital markets and other assets.

Manseeb Khan: I guess speaking of current assets and current capital markets how you see institutions being part of this new wave is that a very much evolve and die situation. Or how do you see them play a role. And if a factor in the new space.

Juwan Lee: Lot of people been talking about the institutionalization of the ICO market, but I think even more fundamental than that is the institutionalization of the crypto fund industry. We've seen a rapid increase in the number of funds. I think it's now over 400 U.S. is still the largest. Institutions are getting them all like traditional VCs setting up their own crypto funds. Some VC's are ear marking their assets for crypto projects. So, what we're seeing is a lot more interest from institutions to get into this space was appealing for them. Is this is a uncorrelated asset highly inefficient still. There's a lot of opportunity for Alpha and a new investable asset class so definitely we see evolution not a die situation.

Manseeb Khan: So, you are based out in China. So, could you just talk about a little bit more of we hear about in the news about the Chinese developments, Chinese regulations. I guess what that really means for North America.

Juwan Lee: Sure. So, I'm based in Hong Kong but just a stone's throw away from China recently. I was planning a trip to China and that same very day was the announcement that was made that all up crypto events were banned. Now you can imagine that if this happened in North America. The execution of that will be very difficult. But in China they were able to execute it very quickly. What does this mean. I believe that the prices of cryptocurrency coming down. I believe that just the amount of fraud and scams that put a lot of alert to China in terms of putting a stop to a lot of this.

Juwan Lee: But also, there's a dynamic to China that is very different than say in North America which is capital outflow. They want to control capital outflow, crypto currency something that they cannot control. This is something that's very important to them. What does this mean for North America. I believe in the very near future we'll start to see really more thought process and comments made about what can and cannot be done in the cryptos space and over the next that's you know one year or so we'll start to see a lot more what I call firmer a firm regulations that are at least self-regulating bodies creating guidelines that are much easier to follow for what is the best practices for cryptocurrency.

Manseeb Khan: No, I totally agree with you the execution of banning all crypto events in North America that just pulling that off in and of itself would be. Wow. I’d be very much impressive being.

Juwan Lee:  Well I mean that happened. Literally almost overnight. So, you can imagine the level of execution the government literally sent out a notice to all the hotels and public places where you can have events and it was done very quickly.

Manseeb Khan: I assume the crypto events managers was not too happy about that.

Juwan Lee: Well it's a bit like prohibition right. I mean people are still doing it and they're doing it in other venues and all of these activities that are being banned only provide you know other creative ways of finding out how to meet. And because you cannot stop the movement of crypto. you can just put roadblocks in place and oftentimes that creates more of demand than actual squashing of it.

Manseeb Khan: Right so they're just adding fuel to the flame that has crypto right? like they're just going to find new different ventures and opportunities to grow and expand because this is a never like a snowball. You can't really stop.

Juwan Lee: It's definitely a snowball.

Manseeb Khan: Do you see I guess China coming back probably in the future?

Juwan Lee: Well I think it's important to know that China is very pro block chain and the technology they promote that. is just crypto currency they're trying to control and ICO your market right. So, this is very important delineation. So, if you see the activity and the development of block chain and looking GitHub Shanghai and Beijing isn't the top you know four or five in the world in terms of the actual development. So that part has never slowed down in terms of their evolution and what they want to do with regulation. It was a surprise to many that he got even more strict and oftentimes before anything changes you you'll see a lot more stricter regulation until they figure out what they want to do. at this point. I don't have a real opinion about what the next steps will be. I am a firm believer that you know several years from now we will be able to coexist in China out with cryptocurrency and block chain.

Manseeb Khan : What institutional or hedge fund interest is there, and we do like kind of roping back to what I asked before right. And if there is any truly moving the needle right what is needed to ramp up interest or just are there any couple of examples that you can come up with. Are there any current players that you're kind of keeping an eye on or do you see any up and coming game changers in the space?

Juwan Lee: Well institutions are getting involved. But for them to get more involved you really need proper investment strategies that can scale. I already highlighted how small this space is in terms of overall size. proper risk management and also the volatility is way too high. So there's not much liquidity there's not the proper back office operation but I think what I think the single most important reason why more institutions have not gotten involved in the crypto space and investing in crypto funds is due to the problems of custody, the security behind it, the institutionalization right now is an experiment that most of the crypto funds are conducting. And you know large institutions cannot deploy assets into an asset class where they don't feel comfortable where the money is being held in terms of the number of players that are coming into the market. I think that this is an industry ripe for to I guess traditional managers to come in. One is the hedge fund managers have already started to come in and there some of the larger players that are in the market some of the former hedge fund managers and wealthy VCs coming in in the form of either setting up their own fund or carving out a piece from their own portfolio some of the more prominent names. I think if you look at the some of the largest crypto funds you see Pantera, Dan Morehead the CEO is a former Tiger Management hedge fund alum. And you know we've seen other hedge fund managers like Michael Novogratz from Galaxy. So, this is really a space that combines a couple of skills one skill is the ability to trade and understand the macro environment what's happening in the crypto space and the other one is finding early stage ideas whether venture capital have an advantage. So, if you have both of those backgrounds I see a lot of those kind of managers coming into this space in the future.

Manseeb Khan : What would be your golden nuggets for either up and coming crypto and blockchain companies. something that it could be something that  you got when you started on your early to the Silicon Valley and brought it over to Hong Kong . I guess what is your golden nugget that stood the test of time.

Juwan Lee: Well I think most importantly when we look at projects and we look at the execution and the actual outcome of what they become the most important thing is not the product is actually the timing of the product and also the management team. These are the things that are important. We all know that the beginning of a product and where eventually ends up will be vastly different. So, a management team has to be able to be flexible and execute according to the changes that take place. I believe that you know what we're seeing is a much higher-level management team coming in the ICO market and I also see that happening in the fund space as well. So, it's very promising.

Manseeb Khan : Yes, very excited to see the new movers and shakers the space and kind of see where it's what's going to happen in the next 18 to 24 months. Juwan, thank you so much for sitting down with me today. I know you have a crazy hectic schedule being one of the forerunners in the blockchain community. so, thanks so much for sitting down today. I had an incredible time and I am very excited to have you again.

Juwan Lee: Thank you very much and I love to come back again.

 

End of Podcast

 

Interested in getting involved as a partner or participant? info@ncfacanada.org

 


NCFA Jan 2018 resize - FINTECH FRIDAY$ (EP.8-Sep 7):  Institutionalization of Crypto, China's Ban and the Potential of Blockchain Decentralization with Juwan Lee, Founder and CEO of NexChangeThe National Crowdfunding & Fintech Association of Canada (NCFA Canada) is a cross-Canada non-profit actively engaged with fintech, alternative finance, blockchain, cryptocurrency, crowdfunding and online investing stakeholders globally. NCFA Canada provides education, research, industry stewardship, services, and networking opportunities to thousands of members and subscribers and works closely with industry, government, academia, community and eco-system partners and affiliates to create a strong and vibrant crowdfunding and fintech industry. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: ncfacanada.org

Latest news - FINTECH FRIDAY$ (EP.8-Sep 7):  Institutionalization of Crypto, China's Ban and the Potential of Blockchain Decentralization with Juwan Lee, Founder and CEO of NexChangeFF Logo 400 v3 - FINTECH FRIDAY$ (EP.8-Sep 7):  Institutionalization of Crypto, China's Ban and the Potential of Blockchain Decentralization with Juwan Lee, Founder and CEO of NexChangecommunity social impact - FINTECH FRIDAY$ (EP.8-Sep 7):  Institutionalization of Crypto, China's Ban and the Potential of Blockchain Decentralization with Juwan Lee, Founder and CEO of NexChange

PATIO TIME! Join the National Crowdfunding & Fintech Association of Canada, Spaces, Gowling WLG, LoanConnect, United Craft, Highlander Brew, partners and Canada's leading Fintech & Funding community in the heart of trendy Queen West for a celebratory night and prime networking mixer. Interested in disrupting the finance industry, raising capital or participating in Canada’s growing alternative investing and fintech sectors? Here's a perfect opportunity to connect with emerging fintech, blockchain, crypto, AI, stealth and marketplace startups and experts, strategize with partners, pitch investors and mingle with Toronto’s burgeoning fintech ecosystem. ANNUAL SUMMER KICKOFF EVENT Date:  THURSDAY, JULY 11, 2019 When:  Registration opens 5:30PM to 9PM+ Venue:  SPACES, 7th Floor Loft & Rooftop Patio Where:  180 John Street, Toronto, ON M5T 1X5 TICKETS - GET'M BEFORE THEY'RE GONE! $25 Early; $35 Standard; $50 Late All tickets include entrance to private event, drinks, food, lots of fun and prime networking Taxes and fees extra. No refunds after Jul 4. Ticket transfers ok. If it rains, we're covered literally inside. Checkout photos from last year's Summer networking event here and the year prior here This event is for all innovative companies raising capital AND the Fintech, Blockchain, AI and Alternative Investing Community Innovators ...
Read More
NCFA Summer Kickoff Event Jul 11 v2 1000 - FINTECH FRIDAY$ (EP.8-Sep 7):  Institutionalization of Crypto, China's Ban and the Potential of Blockchain Decentralization with Juwan Lee, Founder and CEO of NexChange
Globe and Mail | Sean Silcoff | June 11, 2019 Toronto accounting software firm Wave Financial Inc. has been purchased by tax services giant H&R Block, Inc. for US$405-million. It’s the latest in a string of “exits” – takeovers or initial public offerings – of venture-backed Canadian firms this year that have commanded relatively large valuations by historic standards, a sign that Canada’s surging early-stage tech sector is maturing. “Exits [valuing firms] at $50-million to $100-million were the norm in Canada in the early 2000s and $100-million to $200-million earlier this decade,” said Peter Misek, a member of the Wave board. “For the successful companies now in Canada, $500 million-plus is what entrepreneurs and venture capitalists are shooting for.” The Wave takeover is one of three deals this year to rank among the seven largest exits since the dot-com crash, according to data compiled by the Ontario Municipal Employees Retirement System (OMERS). Montreal-based retail software provider Lightspeed POS Inc., went public in March at a valuation exceeding $1-billion, while Intelex Technologies Inc., a seller of environmental, health, quality and safety auditing software, agreed last week to a takeover by Pittsburgh’s Industrial Scientific Corp. for US$570-million See:  To Support Disruptive Technologies, Take ...
Read More
Wave CEO and Co founder Kirk Simpson - FINTECH FRIDAY$ (EP.8-Sep 7):  Institutionalization of Crypto, China's Ban and the Potential of Blockchain Decentralization with Juwan Lee, Founder and CEO of NexChange
3iQ | Fred Pye | June 12, 2019 We sincerely thank the Canadian digital asset industry for their support at our public hearing last week with the Ontario Securities Commission (OSC). The hearing room was at fu LLP, for their continuous support and tremendous performance through the entire hearing process. Since 2016, 3iQ Corp. (3iQ) has been working to bring a public bitcoin fund to market for Canadian retail investors. 3iQ chose to proceed “through the front door” with the OSC to ensure that The Bitcoin Fund addressed all of the regulatory concerns raised by OSC Staff. At the hearing, 3iQ submitted compelling evidence to prove that the custody, pricing and audit of The Bitcoin Fund could be performed in compliance with National Instrument 81-102 and other applicable securities law governing retail investment funds in Ontario. OSC Staff arguments relating to the Bitcoin Fund “not being in the public interest” of Canadians were addressed and 3iQ believes we presented a strong case that the time for this product and structure is now. 3iQ entered into evidence that a cryptoasset custodian which is regulated as a trust company by the New York State Department of Financial Services (NYSDFS) affirmed that it ...
Read More
3iQ bitcoin fund - FINTECH FRIDAY$ (EP.8-Sep 7):  Institutionalization of Crypto, China's Ban and the Potential of Blockchain Decentralization with Juwan Lee, Founder and CEO of NexChange
CBC Sports | Devin Heroux | June 14, 2019 Led by the stoic Kawhi Leonard, team sheds years of disappointment with 1st NBA championship There's no more wondering what might have been. No more talking about missed shots or missed opportunities. No more heartbreak. Not this time. Not this team. The Toronto Raptors are on top of the basketball world, 24 years in the making. For the first time in the team's history, the Toronto Raptors are NBA champions. Led by the King of the North, Kawhi Leonard, the Raptors defeated the Golden State Warriors 114-110 and silenced the hostile Oracle Arena crowd to take the basketball crown away from the back-to-back defending champions. It was Toronto's 106th playoff game in team history. It was Toronto's 106th game of the season. They won the Finals in six games. Now the Larry O'Brien championship trophy is heading to "The 6ix." "I can't really think right now, this is crazy. This is awesome man," said Toronto guard Kyle Lowry. "Toronto! Canada! We brought it home baby! We brought it home!" Leonard became just the third player in NBA history to be named Finals MVP with two different teams – joining Kareem Abdul-Jabbar and ...
Read More
raptors 2019 nba champions - FINTECH FRIDAY$ (EP.8-Sep 7):  Institutionalization of Crypto, China's Ban and the Potential of Blockchain Decentralization with Juwan Lee, Founder and CEO of NexChange
CSA | June 13, 2019 Montreal – The Canadian Securities Administrators (CSA) today released two publications: the CSA Business Plan 2016-2019 Achievement Highlights and the CSA Business Plan 2019-2022. Both documents demonstrate the CSA’s commitment to investor protection, fostering fair and efficient capital markets, reducing risks to market integrity, streamlining regulation and effective enforcement. The CSA Business Plan 2019-2022 sets out the priorities of its members over the course of the next three-year period. This new plan re-affirms the CSA’s commitment to responsive and harmonized regulation at the national level and alignment with international standards, where appropriate. The CSA members have highlighted forty initiatives that continue to address industry participants’ needs and promote market integrity and investor confidence in Canada’s capital markets. The new business plan includes projects such as the elimination of undue regulatory burden and the streamlining of regulatory requirements without reducing investor protection or impeding the efficient functioning of capital markets. It also includes projects to better manage the impact of new and emerging technologies and communication tools on Canadian capital markets. “The initiatives outlined in the 2016-2019 Achievement Highlights demonstrate the collaborative efforts of CSA members to successfully deliver on our objectives. Many of these initiatives, both completed ...
Read More
CSA business plans and priorities regulation - FINTECH FRIDAY$ (EP.8-Sep 7):  Institutionalization of Crypto, China's Ban and the Potential of Blockchain Decentralization with Juwan Lee, Founder and CEO of NexChange
Betakit | Isabelle Kirkwood | June 13, 2019 Montreal-based SmartHalo, a smart biking device developer, has successfully crowdfunded $1 million for the second generation of its product on Kickstarter. “It made sense to return to Kickstarter after the success of the first SmartHalo campaign,” the company wrote on its Kickstarter page. “It’s a great platform for us to share our vision and receive the support needed to bring it to life. Crowdfunding allows us to give back to our community by giving our fans the opportunity to get the new SmartHalo first and at a discounted price. It’s a winning solution for everyone.” SmartHalo2 is a connective device that allows riders to track cycling metrics, sync that data with fitness apps, and find new routes with navigation signals. It is water-resistant and comes fitted with an anti-theft alarm and a front light. Arguably its most recognizable new feature is PeekDisplay, which complements the product’s Halo display to provide more visible information to the rider. “We see a huge opportunity in cycling. Not necessarily for sports, but for mobility,” said Xavier Peich, CEO and co-founder of SmartHalo. “Cities are investing in better infrastructure, while increasingly limiting car access and parking to ...
Read More
smart halo 300x198 - FINTECH FRIDAY$ (EP.8-Sep 7):  Institutionalization of Crypto, China's Ban and the Potential of Blockchain Decentralization with Juwan Lee, Founder and CEO of NexChange
FrontFundr | Peter-Paul Van Hoeken | June 12, 2019 Traditionally, only a small group of investors, angel investors and other venture capitalists, have had access to investment opportunities in startups and growth companies. The public has been locked out from investing in startups. Investments in early-stage companies are typically high-risk. That is why early-stage investors typically invest in a portfolio of at least 10-20 companies.  Those companies that are successful will realize exponential - ‘hockeystick’- growth and deliver huge returns for investors. The success of these companies can usually be attributed to the general public buying products and services from these companies. The same public that has had no access to investing in these companies and share in their success. The public has been locked out from investing in startups. Digital technology has been a significant enabler in creating online market places, such as Amazon and Shopify. These market places have dramatically increased access to products and services for every consumer and aggregated demand and supply supporting efficient price discovery that benefits all market participants. See:  [Report] A New North Star: Canadian Competitiveness in an Intangibles Economy Why not apply the same digital technologies to connect private companies with the ...
Read More
public seat at table 300x172 - FINTECH FRIDAY$ (EP.8-Sep 7):  Institutionalization of Crypto, China's Ban and the Potential of Blockchain Decentralization with Juwan Lee, Founder and CEO of NexChange
Net Imperative | June 12, 2019 Blockchain and video games are the most lucrative industries for crowdfunding projects, getting million of pounds in funding for popular projects, according to new research in Europe. A new study by SmallBusinessPrices.co.uk uncovers the sectors and countries where the introduction of the alternative finance marketplace is being felt the most, and the current value of the industry. Key Findings: • Blockchain and Video Games Named The Most Lucrative Industries For Crowdfunding – 31 Blockchain crowdfunding projects averaged funding of over $177 million, whilst the Video Game sector that has seen the most projects to exceed $1 million, with 38 in total. • 3D Printing, Wearable Tech, and Software – All make the top 10 most successful crowdfunded industries and have a combined total funding of $17.1 million • The UK Is Paving The Way – $20 billion of alternative finance funds has been raised, this is over double the volume of all other countries combined. See:  Architecting a New World: Investment Crowdfunding and Digital Assets In recent years, Alternative Finance funding channels that exist outside of the traditional finance system have revolutionised how small and medium enterprises are able to operate. The rapid growth ...
Read More
lending landscape - FINTECH FRIDAY$ (EP.8-Sep 7):  Institutionalization of Crypto, China's Ban and the Potential of Blockchain Decentralization with Juwan Lee, Founder and CEO of NexChange
BlockX Labs | Laura Marissa Cullell | June 11, 2019 Can technology progress human rights? Provide humanitarian aid? Help combat Climate Change? Address issues of identity, trafficking, and provide access to food? The answer to these questions is potentially yes! Blockchain is a fantastic space to explore these issues right now. For the past couple of months, I’ve been working on my thesis on Blockchain, Human Rights and International Law for the U.N. Mandated University for Peace. I have had the chance to learn about a plethora of innovative projects, pilots, and ideas that human rights activists are currently working on to make the world a better place. Is it lucrative? Not always. But it does help make a tangible difference. For those that are unfamiliar, in 2015, all 193 members of the United Nations unanimously passed a resolution implementing a 15-year plan of achieving 17 Sustainable Development, global goals by 2030 (SDGs). Each of these goals has targets to achieve, totalling 169 different targets. The SDGs cover a broad range of social and economic development issues including poverty, hunger, health, education, gender equality, clean water, sanitation, energy, environment, and social justice. See:  UNICEF Australia’s ‘The Hopepage’ Uses Crypto Mining ...
Read More
UN SDGs - FINTECH FRIDAY$ (EP.8-Sep 7):  Institutionalization of Crypto, China's Ban and the Potential of Blockchain Decentralization with Juwan Lee, Founder and CEO of NexChange
Forbes | John Koetsier | June 4, 2019 It's obvious that artificial intelligence is already impacting the way we live. Every time we ask Siri to do basic math or Alexa to turn up the heat, we're using AI. But it's unclear how AI is going to disrupt the way we work. One thing we  do know: it will cost jobs. Estimates range from 40 percent of all jobs that exist today to a perhaps less credible 99 percent of all jobs as we currently know them. But even as AI, with automation and robotics, destroys jobs, it should create new ones as well. That might be scant comfort for the tens of millions of workers whose jobs are likely to be eliminated, but it  does give us hope that as a society, we'll survive the massive change that is coming. Some white collar workers feel safe. See:  Technology is the ‘most profound force bearing down’ on big banks, ex-Barclays boss says After all, they don't drive a truck that could go self-driving. They don't operate a machine that could be a smart robot in five to ten years. But white collar workers are no less at risk of disruption than blue-collar ...
Read More
AI and jobs - FINTECH FRIDAY$ (EP.8-Sep 7):  Institutionalization of Crypto, China's Ban and the Potential of Blockchain Decentralization with Juwan Lee, Founder and CEO of NexChange