Mahi Sall, Advisor, Fintech-Bank Partnerships, Payments and Financial Inclusivity
January 25th, 2023
McGill | Delve | June 19, 2020
MIT Technology Review reported last week that a number of AI systems are breaking down in the context of the COVID-19 pandemic. Systems designed for tasks ranging from inventory management to recommending online content are no longer working as they should.
The impact of the coronavirus crisis reflects a well-known limitation of AI systems: they do not handle novel situations well. Indeed, two months ago I warned of the challenge of using AI during the COVID-19 crisis. At the time I focused on the difficulty of creating new algorithms to address COVID-19 problems, but this same issue also poses problems for pre-existing AI systems.
Now is the time, therefore, to revisit the AI systems currently deployed in your own organization and assess whether they are still viable in this COVID-19 era.
Almost all current AI systems use some version of machine learning, which work by examining large amounts of training data, usually past examples of the task it is trying to learn (e.g. past examples of inventory fluctuations, or content streaming behaviour). Machine learning systems look for patterns in the training data, and then once deployed, they draw on those patterns to make predictions for new cases (e.g. what will inventory needs be next week, what will a given new user enjoy).
The machine learning approach works well when these new cases are similar to the examples in the training data. The ability of machine learning algorithms to identify subtle patterns in the training data can allow it to make a faster and possibly better prediction than a human. However, if the new cases are radically different from the training data, and especially if we are playing by a whole new rulebook, then the patterns in the training data will no longer be a useful basis for prediction. Some algorithms are designed to continuously add new training data and therefore update the algorithm, but with large changes this gradual updating will not be sufficient. To learn completely new rules, machine learning algorithms need large amounts of new data.
In addition to lacking relevant examples in the training data, AI systems may falter if new factors become important that were not considered in the original design. AI developers select which pieces of information to include in the training data, anticipating all of the factors relevant to the task. Radical disruptions such as the COVID-19 pandemic may mean that completely new factors that are not even part of the algorithm suddenly become important. Such situations will require redesigning the system itself, ranging from a small tweak to a complete overhaul.
Not all AI algorithms will face performance problems under COVID-19. Given that, you could simply hope that your system will be unaffected or monitor it for declines in performance. A more proactive approach, though, is to anticipate problems and take strategic action to address them. Anticipating problems does not necessarily require understanding the technical aspects of AI. Indeed, more important is subject matter expertise, someone who understands the context in which the AI system is operating and how the COVID-19 crisis has affected it.
The subject matter expert should examine two aspects of the AI system. First, what is the source of the training data? To what extent is that training data still relevant today? Are current situations similar enough to the examples in the training data that the patterns that the algorithm has identified are still relevant?
Second, what factors does the system consider and what assumptions about cause and effect are baked into its design? Are there new factors influencing behaviors today that are missing from the system?
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