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SEC enforcement chief resigns over role in Indonesian torture case

Politico | Kellie Mejdrich and Zachary Warmbrodt | Apr 28, 2021

Alex Oh - SEC enforcement chief resigns over role in Indonesian torture caseAlex Oh said in a resignation letter that she was leaving because of a "development" in a case on which she worked as a corporate lawyer.

SEC Chair Gary Gensler's pick to serve as the agency's enforcement director resigned unexpectedly on Wednesday amid mounting criticism from progressives over her work as a corporate defense lawyer.

Alex Oh, who was in private practice for two decades before Gensler announced her new role last week, resigned after a federal judge reprimanded her and others defending oil giant ExxonMobil in a class action lawsuit brought by Indonesian villagers. It was a stunning reversal for the SEC less than two weeks into Gensler's tenure at the helm of the agency.

"In light of the time and attention it will take from me, I have reached the conclusion that I cannot address this development without it becoming an unwelcome distraction to the important work of the division," Oh said in a resignation letter.

Oh walked away from the job as Gensler faced growing concern from progressives on Capitol Hill and in the activism community about his decision to hire a long-time corporate lawyer for one of the government's most powerful posts for overseeing the finance industry.

The episode marked a surprising political backlash from progressives who had cheered Biden's nomination of Gensler, after the former Goldman Sachs partner emerged as a tough banking regulator when he chaired the Commodity Futures Trading Commission during the Obama administration.

See:  SEC Commissioner Peirce Pitches Token Safe Harbor Proposal Version 2.0

Before it was announced last week that she would join the SEC, Oh worked for two decades at the law firm Paul, Weiss, Rifkind, Wharton & Garrison, where she represented Fortune 100 companies facing government investigations, with clients including Bank of America and ExxonMobil.

Oh was part of a legal team defending ExxonMobil in a lawsuit seeking to hold the company liable for murder and torture by the Indonesian military during civil unrest between 1999 and 2001. Villagers said ExxonMobil should face liability because it hired soldiers to guard natural gas facilities in the country.

Following complaints about the conduct of ExxonMobil's lawyers, U.S. District Judge Royce Lamberth on Monday admonished Oh and others defending the company. The lawyers for the villagers had told the court that ExxonMobil's defense team had characterized them as "agitated, disrespectful and unhinged."

The SEC did not respond to a request for comment about when they were aware of the issues involving Oh and ExxonMobil. Paul Weiss Chairman Brad Karp defended Oh in a statement: “Alex is a person of the utmost integrity and a consummate professional, with a strong ethical code.”

Continue to the full article --> here


NCFA Jan 2018 resize - SEC enforcement chief resigns over role in Indonesian torture case The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org

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Tesla Sold Some Bitcoins

Bloomberg Opinion | Matt Levine | Apr 28, 2021

elon and bitcoin - Tesla Sold Some Bitcoins

Tesla Bitcoin

I wrote back in February:

A funny thing for Elon Musk to do would be:

  1. Tesla Inc. buys some Bitcoin.
    2. Tesla announces that Bitcoin is good now and that it bought some.
    3. The price of Bitcoin goes up, because institutional adoption of Bitcoin is good for its price, but also because, by the Elon Markets Hypothesis, anything that Musk buys goes up.
    4. Tesla sells some Bitcoin, making a profit.
    5. Musk tweets that the price of Bitcoin is too high.
    6. Bitcoin prices go down due to the Elon Markets Hypothesis.
    7. Go to Step 1.

Well, on Monday Tesla announced earnings, and guess what guess what guess what:

Tesla pulled a new lever to juice earnings in the quarter, generating $101 million in income from selling about 10% of its Bitcoin holdings.

Profit from the cryptocurrency and the sale of regulatory credits and tax benefits contributed about 25 cents to Tesla’s adjusted earnings of 93 cents a share, allowing the carmaker to beat Wall Street’s 80-cent average estimate, Dan Levy, an analyst with Credit Suisse, wrote in a note Monday.

See:  Elon Musk says people can now buy a Tesla with bitcoin

That’s wonderful, my sincere congratulations to them. People want to be mad about this? There is a vague sense out there that it is somehow fraud to buy a thing, say you like it, and then sell some of it. For instance Dave Portnoy, who I guess is an investment celebrity now, used the words “pumps” and “dumps” to describe Tesla’s actions on Twitter, prompting Musk to reply that “Tesla sold 10% of its holdings essentially to prove liquidity of Bitcoin as an alternative to holding cash on balance sheet.” (Tesla’s “Master of Coin,” Chief Financial Officer Zachary Kirkhorn, also talked a lot about liquidity on the earnings call; Tesla decided to put a chunk of its corporate cash into Bitcoin and I guess needed to make sure that its money wasn’t trapped. A reasonable concern! “We've been quite pleased with how much liquidity there is in the Bitcoin market,” said Kirkhorn.)

For myself, I want to be absolutely clear that:

  1. I don’t think there’s anything illegal about Tesla buying Bitcoin, saying that it bought Bitcoin, and then selling Bitcoin when the price goes up. There’s no indication that Tesla, or Musk, were lying about any of this. (Not legal advice!)
  2. I think that's cool and fun, I’m glad they did it, and I hope they’ll do it again.
  3. I think that, if you can reliably do that — if you are Elon Musk and you can make Bitcoin go up by tweeting about it — you almost have an obligation to do it? Perhaps a fiduciary obligation to your shareholders, but at least a sort of aesthetic obligation to comedy. If Bitcoin wants Musk to manipulate it, Musk really ought to manipulate it.

As I wrote in February, when Tesla bought the Bitcoins:

Musk is in the nice position of being able to spend billions of dollars buying assets in liquid anonymous markets, and then make those assets go up just by tweeting about them. If you can do that, you should! If you can buy a thing secretly, announce “I own the thing,” reliably cause the thing’s price to go up a lot, and then — if you want — sell the thing secretly, then that’s a great business right there. Talk about clean energy; that’s a perpetual motion machine.

See:  Elon Musk Had a Private Meeting With Volkswagen’s CEO. It’s a Brilliant Lesson in Emotional Intelligence

Or people have a sense that these earnings are somehow fake, less real than earnings from making and selling cars? The New York Times says that the Bitcoin sales “led to a $101 million accounting boost,” which makes it sound like it’s not an economic boost. But it is! That’s an extra $101 million of real U.S. dollars that came in the door from selling Bitcoin for a profit.

Continue to the full article --> here

 


NCFA Jan 2018 resize - Tesla Sold Some Bitcoins The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org

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SPAC transactions come to a halt amid SEC crackdown, cooling retail investor interest

CNBC | Yun Li | Apr 21, 2021

Number of SPACs per month - SPAC transactions come to a halt amid SEC crackdown, cooling retail investor interest

Key Points

  • After a record of 109 new SPAC deals in March alone, issuance has now come to almost a standstill with just 10 SPACs in April, according to data from SPAC Research.
  • The SEC issued accounting guidance that would classify SPAC warrants as liabilities instead of equity instruments.
  • Bank of America’s client flows showed that retail SPAC buying slowed down significantly.
  • The proprietary CNBC SPAC Post Deal Index has wiped out 2021 gains and fallen more than 20% year-to-date.

SPAC mania has come to a screeching halt.

Just last month, special purpose acquisition companies celebrated a head-turning milestone by breaking their 2020 issuance record in just three-month’s time. After more than 100 new deals in March alone, issuance is nearly at a standstill with just 10 SPACs in April, according to data from SPAC Research.

FFCON21 May 11-13:  The Rise of Retail Investors, Stakeholder Capitalism and IPO Innovations

The drastic slowdown came after the Securities and Exchange Commission issued accounting guidance that would classify SPAC warrants as liabilities instead of equity instruments. If it becomes law, deals in the pipeline as well as existing SPACs would have to go back and recalculate their financials in 10-Ks and 10-Qs for the value of warrants each quarter.

“SPAC transactions have essentially come to a halt,” said Anthony DeCandido, partner at RSM LLP. “This is going to cost these companies a lot of money to evaluate and value those warrants each quarter rather than just at the start of the SPAC. Many of these groups lack the sophistication internally to do this themselves.”

SPACs raise capital in an initial public offering and use the cash to merge with a private company and take it public, usually within two years. Warrants are a deal sweetener that offers early investors more compensation for their cash.

Continue to the full article --> here


NCFA Jan 2018 resize - SPAC transactions come to a halt amid SEC crackdown, cooling retail investor interest The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org

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Canada: Budget 2021’s Impact On The Canadian Financial Sector

Tory's LLP | Blair W. Keefe , Brigitte Goulard , Peter Aziz , Eli Monas and Marissa Daniels  | Apr 21, 2021

Canadas federal budget - Canada: Budget 2021's Impact On The Canadian Financial SectorOn April 19, Parliament tabled the federal budget (Budget 2021), which included a number of measures to be introduced affecting financial institutions.

What you need to know

Budget 2021 contains a number of proposals pertinent to financial institutions, including to:

  • modernize the unclaimed assets regime;
  • clarify that the right to cancel certain contracts with a bank under the proposed bank consumer protection framework does not apply in respect of large businesses;
  • implement a new retail payments oversight framework;
  • engage in a consultation with stakeholders regarding credit card fees, pricing and rewards;
  • extend the sunset date in the federal financial institution statutes to 2025; and
  • introduce legislative amendments to provide CDIC with greater flexibility to facilitate a transaction where it takes control of a failed member institution.

See:  Robert Asselin: The federal budget has no answers on the question of growth

Unclaimed assets regime

The government proposes to amend the Bank of Canada Act, the Bank Act, the Trust and Loans Companies Act and the Pension Benefits Standards Act, 1985 to modernize the federal unclaimed assets regime by increasing the information available and the use of electronic communication to match Canadians with their unclaimed assets, and expanding the scope of the regime to include unclaimed balances from terminated federally regulated pension plans and foreign denominated bank accounts.

Clarifying the bank consumer protection framework

In December 2018, amendments to the Bank Act introducing a new consumer protection framework received Royal Assent. The framework granted all bank customers, including large businesses, a limited right to cancel certain contracts with a bank. The framework added a limited right of all bank customers, including large businesses, to cancel certain contracts with a bank. In Budget 2021, the government reiterated a proposal first announced in the 2020 Fall Economic Statement to amend the framework to clarify that the statutory cancellation right only applies to retail consumers (which are individuals and small and medium-sized businesses) and excludes large businesses.

Retail payments oversight framework

The government is proposing to introduce legislation to implement a new retail payments oversight framework (RPOF) to continue to promote growth and innovation in digital payment services, such as digital wallets, while ensuring that these payments services are safer and more secure.

See:  Canada’s payment system needs more competition

The RPOF was initially announced by the government in 2019 in response to the rapid pace of innovation in the retail payments space. It will require non-financial institution payment service providers (PSPs) to establish sound operational risk management practices and protect users' funds against losses. The RPOF will include a public registry of regulated PSPs maintained by the Bank of Canada to ensure their compliance with operational and financial requirements.

By ensuring that all competitors face comparable regulatory oversight, and checks and balances for the functions they perform, the intention is to create an enhanced level of trust amongst incumbent financial institutions and PSPs.

Continue to the full article --> here

 


NCFA Jan 2018 resize - Canada: Budget 2021's Impact On The Canadian Financial Sector The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org

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Central bank digital currencies: towards global adoption

PwC | April 2021

PwC global CBDC index 1 - Central bank digital currencies: towards global adoption

Challenges related to new monetary infrastructures and opportunities for businesses

Payment behaviour is changing. Cash is being used less and less with the generalisation of bank card payments: just 28% of the amount of point-of-sale transactions is made in cash according to the Banque de France, and is declining year-on-year.

In order to support these societal changes, improve the efficiency of payment systems and remain competitive, central banks are exploring the potential of innovative technologies. The ambition of creating a Central Bank Digital Currency (CBDC) is not to replace cash but to offer an alternative.

See:  Ripple Pilots a Private Ledger for Central Banks Launching CBDCs

Presented as a digital token, CBDC  supports  solutions to societal issues such as financial inclusion. For example, it makes it possible to democratise access to the financial system for the "unbanked"  access to mobile telephony, whose networks are much wider than the banking network. The ability to receive and send money is very important for disadvantaged members of society, allowing them to escape from poverty.

Today, most central banks are working on CDBC projects and, as announced by the European Central Bank, the project of a digital euro should see the light of day within five years.

Continue to the full article --> here

Download the PwC Global CBDC Index (42 page PDF) --> here


NCFA Jan 2018 resize - Central bank digital currencies: towards global adoption The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org

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GCHQ chief warns of tech ‘moment of reckoning’

BBC | Gordon Corera | Apr 23, 2021

China rising tech - GCHQ chief warns of tech 'moment of reckoning'

The West is faced with a "moment of reckoning" when it comes to technology and security, the head of intelligence agency GCHQ has told the BBC.

Jeremy Fleming said there was a risk that key technologies on which we rely will no longer be shaped by the West.

"We have to keep evolving our approach if we're going to keep up," he said of the growing challenge from China. "The risk is that the technology is implemented in a way in which we can't assure its security," he warned.

So-called smart cities, which will collect large amounts of data, are just one example, he added.

The UK is a "big beast" when it comes to technology but "we can't take that for granted", the GCHQ director warned, saying this was a moment when we had to decide if we were going to continue to evolve and compete with our adversaries.

See:  China Says It Remains Open to the World, but Wants to Dictate Terms

Mr Fleming was speaking ahead of giving this year's Vincent Briscoe Annual Security Lecture at Imperial College, and in the wake of the Integrated Review, which placed science and technology at the centre of future security and defence policy.

Lessons from 5G

The challenge from China is uppermost in the minds of intelligence chiefs across Western countries, particularly when it comes to technology.

"The risk, as I see it today, is that we lose control of the standards that shape our technology environment," he told the BBC. "The things that make sure that our liberal Western democratic views are baked into our technology."

Mr Fleming said there were lessons to be learnt from the debate over the role of Chinese company Huawei in building a new 5G telecoms system. It was initially given a role in the UK, before being excluded following US sanctions.

But there were concerns that there were few other companies actually able to supply the latest technology.

"The conversation about 5G was really lost a decade ago, when Western nations decided that they weren't going to invest in the underpinning infrastructures... and the result was we just didn't have the choices," he said.

The imperative was to make sure in the future the UK took the kind of long-range decisions need to ensure it has choice - so there would not be the same concerns over dependency, he said.

Smart city fears

That need to look forward prompted a focus on smart cities. These involve a vast number of sensors and cameras built into a city's infrastructure - controlling everything from traffic to utilities such as water and power.

See:  Jack Ma’s Double-Whammy Marks the End of China Tech’s Golden Age

But it also means vast amounts of data will be collected about people's movement and activity. Done in the right way, the GCHQ chief argues this presents a "fantastic opportunity" to increase efficiency and improve services. But he warned it also carries risks around privacy and anonymity.

"If we don't control the technology, if we don't understand the security required to implement those effectively, then we'll end up with an environment or technology ecosystem where the data is not only used to navigate, but it could be used to track us".

China is a leading supplier of smart city technology, with councils in the UK already purchasing cameras from its companies.

Continue to the full article --> here


NCFA Jan 2018 resize - GCHQ chief warns of tech 'moment of reckoning' The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org

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Liquid Avatar Launches KABN Prepaid Visa Card and Mobile Card App in Canada

Liquid Avatar Technologies | Cara Buckspan | Apr 26, 2021

KABN Cash - Liquid Avatar Launches KABN Prepaid Visa Card and Mobile Card App in Canada

Company completes the next phase of its fintech corporate development with the integration of traditional and mobile payment solutions.

TORONTO, ON / ACCESSWIRE / April 26, 2021 / Liquid Avatar Technologies Inc. (CSE:LQID)(OTC PINK:TRWRF)(FRA:4T51) ("Liquid Avatar Technologies" or the "Company") a global blockchain, digital identity and fintech solutions company, is excited to announced that it has launched the KABN Prepaid Visa Card in Canada, powered by the XTM Inc. (PAID)(XTMIF) payment platform and its sponsoring financial institution.

Liquid Avatar Technologies has begun to roll out the program in Canada and has plans to expand its card program rollout to other geographic regions subject to all necessary approvals. The KABN Prepaid Visa Card and Card App will provide users with a host of services similar to those of major financial institutions. Additionally, the KABN Prepaid Visa Card will integrate seamlessly with the Liquid Avatar mobile App, providing qualified Liquid Avatar App users with an easy way to apply for and access their KABN Prepaid Visa Card directly from the Liquid Avatar mobile App.

KABN cardholders will automatically be entitled to participate in KABN KASH, an exclusive and customized consumer experience where users can earn cash back on transactions with over 400 major online merchants, like Chapters Indigo, Walmart, Lenovo, Sephora, Viator, Nike and others. Liquid Avatar mobile App users that also have a KABN Prepaid Visa Card will, from time to time, receive additional bonus offers.

See:  Biometric payment, access and ID cards launching around the world

As part of its onboarding strategy for KABN Prepaid Visa Cardholders, the Company's state of the art, Verifiable Credentials Ecosystem, will provide users with a digital identity verification and validation services at no charge. Thus, allowing them to prove their identity continuously without the hassle of verifying time and time again to a growing list of online service providers and other value-based programs. In turn, validated users are qualified, subject to permissions and necessary approvals, for unique and customized financial services other value-based opportunities via KABN KASH.

According to Prepaid Cards Canada (Payments Canada 2020) Canadian Payments: Methods and Trends 2020, in 2019, prepaid cards, either plastic or virtual, grew significantly at the Point of Sale ("POS") with respectively, an 8% increase in volume and a 6% increase in value.

Nearly one in five Canadians either purchased or received at least one prepaid card per month. Young adults, those aged 18 to 34, and unbanked Canadians are the most common users of prepaid payments products. This is driven by a lack of access and acceptance of traditional banking products and services. Prepaid cards are starting to be used by a wider base, as those who seek security and identity protection for purchases have turned to prepaid cards as an alternative to cash. As prepaid cards are not directly linked to user account information, they offer an electronic method of payment that carries many of the benefits of cash.

A recent study found that 70 per cent of Canadians are more concerned about fraud today than they were five years ago, which can drive more consumers towards prepaid cards to minimize the risks that come with sharing financial information online or using cards directly linked to banking accounts. The use of prepaid cards has been accelerated by emerging e-commerce and mobile payments trends. Prepaid cards accounted for 10 per cent of e-commerce payments in 2019.

See:  Digital Payments in America – Scaling the Peak

Canadians were three times more likely to use a prepaid payment for e-commerce than they were at physical POS merchant locations. The growing use of mobile payments also plays a significant role in accelerating prepaid card use. In 2019, 80 per cent of prepaid POS purchases were made using closed-loop store cards, with a notable number of prepaid purchases being linked to mobile devices and virtual prepaid cards. Over a quarter of Canadians (28 per cent) used at least one prepaid virtual card. The use of prepaid cards at these establishments is directly linked with rewards and loyalty programs that drive consumer usage.

"The KABN Prepaid Visa Card will give Canadian users access to unique value programs helping to enhance their spending power wherever Visa is accepted, in more than 200 countries and territories worldwide," said Michael Konikoff, Chief Revenue Officer of Liquid Avatar Technologies. "We are excited to be launching this pivotal part of our fintech network and to be working with XTM to accelerate our joint business efforts in Canada."

"Liquid Avatar Technologies' unique business model creates opportunity to convert a growing number of qualified, authenticated users into active program participants," said Marilyn Schaffer, CEO, XTM. "We expect to see rapid growth of this dynamic user base throughout Canada."

View the original release --> here


NCFA Jan 2018 resize - Liquid Avatar Launches KABN Prepaid Visa Card and Mobile Card App in Canada The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org

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Recent Appointments

7th Annual Fintech & Financing Conference and Expo (FFCON21): Breaking Barriers May 11-13 (Digital)
David Durand, Advisor, Innovation and Advocacy

David Durand, Advisor, Innovation and Advocacy

David Durand, LL.L., B.Sc. chem., – Founder and Managing Partner of Durand Lawyers – Lawyer (Québec)[...]
Michelle Beyo, Advisor, Payments and Financial Inclusivity

Michelle Beyo, Advisor, Payments and Financial Inclusivity

Michelle Beyo is Founder & CEO of Finavator INC, Money2020 RiseUp Alumni, Women in Payments Glob[...]
Paul Schulte, Advisor, Banking and Financial Services

Paul Schulte, Advisor, Banking and Financial Services

Paul Schulte is the Founder and Managing Editor of Shulte Research based in Singapore.  Paul's roles[...]
Sue Britton, Advisor, Corporate Innovation & Partnerships

Sue Britton, Advisor, Corporate Innovation & Partnerships

Sue Britton is CEO & Founder of FGS (FinTech Growth Syndicate) – Canada’s leading FinTech innova[...]
Charlene Cieslik, Advisor, AML and Compliance

Charlene Cieslik, Advisor, AML and Compliance

Charlene Cieslik is the Principle of Complifact AML Inc., and currently spends her time assisting th[...]
Michael R. King, PhD CFA, Advisor, Fintech Research and Education

Michael R. King, PhD CFA, Advisor, Fintech Research and Education

Michael R. King, PhD CFA Lansdowne Chair in Finance Gustavson School of Business, University of Vi[...]
Alan Wunsche, Advisor, Blockchain

Alan Wunsche, Advisor, Blockchain

Alan Wunsche, MBA, CPA, CA, CBP – Founder, TokenFunder and Co-founder/Chair, Blockchain Canada Al[...]
David Lucatch, Advisor

David Lucatch, Advisor

David Lucatch Chair, KABN David has spent more almost 35 years in the international marketing ar[...]
Sherwood Neiss, Advisor, Global Crowdfunding Markets

Sherwood Neiss, Advisor, Global Crowdfunding Markets

Mr. Sherwood Neiss co-authored the “Crowdfunding Exemption Framework” which became the basis of Titl[...]