Oct-2026: Canadian Payment Methods and Trends Report 2026 (Payments Canada)

Canada recorded 26.7 billion payment transactions worth C$12.9 trillion in 2025 as cards remained dominant by volume while online transfers, contactless payments and electronic funds transfers continued to expand. Payments Canada examines five-year payment trends alongside real-time payments, consumer-driven banking, digital currencies, cross-border payments, e-commerce and business payments, including how the Real-Time Rail and broader access to payment infrastructure could reshape competition and innovation. [Payments, Open Banking, Digital Assets]

Sep-2026: FS26/2: Supporting SME Access to Finance (FCA)

UK small businesses face financing friction from complex applications, repeated checks, limited awareness of options and products that do not always fit firms with little physical collateral. The FCA plans to address parts of the problem through consumer credit reform, digital verification and open finance, with SME lending identified as a priority use case. [Lending & Credit, Open Banking, Regulation]

Sep-2026: FS26/2: Supporting SME Access to Finance (FCA)

UK small businesses face financing friction from complex applications, repeated checks, limited awareness of options and products that do not always fit firms with little physical collateral. The FCA plans to address parts of the problem through consumer credit reform, digital verification and open finance, with SME lending identified as a priority use case. [Lending & Credit, Open Banking, Regulation]

Sep-2026:  Crypto Perimeter Guidance (FCA)

The FCA draws its latest UK crypto regulatory boundary here, helping firms judge where products, services or activities may require authorization. [Digital Assets, Regulation]

Sep-2026: A Digital Financial Literacy Strategy for Finland (OECD)

Finland’s highly digital financial market brings wider access alongside risks from complex products, crypto-assets, over-indebtedness and online fraud. The OECD proposes a coordinated strategy to strengthen digital financial knowledge, decision making and risk awareness, with particular attention to young adults, older adults and migrants. [Regulation, Cybersecurity]

Sep-2026:  The Case for Non-USD Stablecoins (LayerZero)

Non-USD stablecoins could reduce currency friction in local settlement, cross-border payments and treasury operations where businesses do not want every transaction routed through the U.S. dollar. [Digital Assets]

Sep-2026:  Data Portability Project (CSA)

Canada’s securities regulators are testing how investor data can follow customers between financial providers, with implications for switching costs, competition and the infrastructure needed to support portability. [Open Banking]

Aug-2026:  Cybersecurity Effective Practices (FINRA)

Puts Cybersecurity Effective Practices into a practical risk context for firms balancing growth, customer experience and stronger controls. [Cybersecurity]

Aug-2026:  Intelligent Industrial Ecosystems: Turning Proximity Into Intelligence (WEF)

Connects Intelligent Industrial Ecosystems: Turning Proximity Into Intelligence with the practical decisions facing firms active in financial infrastructure. [Financial Infrastructure]

Aug-2026: Culture Capabilities for Effective Remediation and Sustainable Change (MAS)

Useful context on Culture Capabilities for Effective Remediation and Sustainable Change for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Jul-2026:  Crypto Assets 2025 (OSC)

Connects Crypto Assets 2025 with the market, infrastructure and regulatory questions shaping digital asset activity. [Digital Assets]

Jul-2026:  Market Report - Community Finance in Canada (SVX)

Useful context on Market - Community Finance in Canada for teams following capital markets and the commercial, policy or infrastructure questions around it. [Capital Markets]

Jul-2026:  Tokenization Pulse Study (Broadbridge)

Connects Tokenization Pulse with the practical questions around issuance, settlement, interoperability and market infrastructure. [Tokenization]

Jul-2026:  Emerging Technology Horizon Scan 2026 (FCA)

Gives operators and investors a concise reference point for Emerging Technology Horizon Scan 2026 within the wider regulation market. [Regulation]

Jun-2026:  Unlocking Tokenized Fund Composability (Layer Zero Network and Centrifuge)

Connects Unlocking Tokenized Fund Composability with the practical questions around issuance, settlement, interoperability and market infrastructure. [Tokenization]

Jun-2026:  Leveraging AI and Tools for SME Sustainable Finance (OECD)

Useful for leaders deciding where Leveraging AI and Tools for SME Sustainable Finance can create operating value, where controls are needed and how quickly adoption is becoming practical. [AI]

Jun-2026:  SupTech: Mapping the Use of Technology in Financial Supervision (IOSCO)

Connects SupTech: Mapping the Use of Technology in Financial Supervision with the real operating questions around authorization, governance and regulatory exposure. [Regulation]

Jun-2026:  Environmental Cost of AI's Energy Use.  Carbon, Water and Land Footprints (United Nations University)

Useful context on Environmental Cost of AI's Energy Use. Carbon, Water and Land Footprints for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Jun-2026:  Impact of Retail CBDC on Canadian Financial System During A Severe Recession (Bank of Canada)

Useful for founders, operators and investors tracking Impact of Retail CBDC on Canadian Financial System During A Severe Recession, with a market-level view of where financial services innovation was concentrating. [Banking, Financial Infrastructure]

Jun-2026:  Sound Practices for Responsible Adoption of Artificial Intelligence (FSB)

Useful for leaders deciding where Sound Practices for Responsible Adoption of Artificial Intelligence can create operating value, where controls are needed and how quickly adoption is becoming practical. [AI]

Jun-2026:  Parting Clouds: Creating a Competitive Marketplace for Compute (CAMP)

Connects Parting Clouds: Creating a Competitive Marketplace for Compute with the practical decisions facing firms active in financial infrastructure. [Financial Infrastructure]

Jun-2026:   Survey Evidence on Firm AI Adoption and Its Implications (Bank of Canada)

Gives operators a reference point for Survey Evidence on Firm AI Adoption and Its Implications as AI moves from experimentation into workflows, products and risk management. [AI, Banking]

May-2026:  Project Agorá: Shared Programmable Platform for Wholesale Cross Border Payments (BIS)

Connects Project Agorá: Shared Programmable Platform for Wholesale Cross Border Payments with the operating realities of settlement, payment infrastructure and new customer expectations. [Financial Infrastructure, Payments]

May-2026:  Integrating Non-Traditional Data and AI Into Central Banking (Bank of Canada)

Useful for leaders deciding where Integrating Non-Traditional Data and AI Into Central Banking can create operating value, where controls are needed and how quickly adoption is becoming practical. [AI, Banking]

May-2026:  To Tokenize or Not Tokenize: Design Questions for CBDC (Bank of Canada)

Useful context on To Tokenize or Not Tokenize: Design Questions for CBDC for firms following how assets, funds and market infrastructure are moving onto programmable rails. [Banking, Financial Infrastructure, Tokenization]

May-2026:  Innovation Insights - Fintech, RegTech (FCA)

Gives market participants a reference point for Innovation Insights and the areas where technology, regulation and financial services were converging. [Regulation]

May-2026:  Patterns and Determinants of Global Cryptocurrency Flows (Bank of Canada)

Useful for teams tracking Patterns and Determinants of Global Cryptocurrency Flows, with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Banking, Digital Assets]

May-2026:  2026 RWA Report (Coingecko)

Connects 2026 RWA with the practical questions around issuance, settlement, interoperability and market infrastructure. [Tokenization]

Apr-2026:  The Sustained Negative Impacts of Cyber Incidents on Shareholder Value (ISS)

Useful for risk and operating teams tracking The Sustained Negative Impacts of Cyber Incidents on Shareholder Value, with direct relevance to controls, resilience and financial crime exposure. [Cybersecurity]

Apr-2026:  The Future of Financial Messaging: ISO 20022 Migration (BIS)

Gives payment teams a reference point for The Future of Financial Messaging: ISO 20022 Migration as infrastructure, regulation and digital money continue to converge. [Financial Infrastructure, Payments]

Apr-2026:  IP-backed Finance in Europe:  State of Play (EUIPO)

Connects IP-backed Finance in Europe: State of Play with the practical decisions facing firms active in capital markets. [Capital Markets]

Apr-2026:  Open Finance: Our Vision for a Smart Data Future (FCA)

Helps operators track how Open Finance: Our Vision for a Smart Data Future affects customer control of financial data, provider access and the infrastructure needed to make switching work. [Open Banking]

Apr-2026:  Tokenized Finance Notes (IMF)

Connects Tokenized Finance Notes with the practical questions around issuance, settlement, interoperability and market infrastructure. [Tokenization]

Apr-2026:  DeFi Lending: Returns, Leverage, and Liquidity Risk (Bank of Canada)

Connects DeFi Lending: Returns, Leverage, and Liquidity Risk with the market, infrastructure and regulatory questions shaping digital asset activity. [Banking, Digital Assets, Lending & Credit]

Mar-2026:  The Future of Agentic AI (DRCF)

Useful for leaders deciding where The Future of Agentic AI can create operating value, where controls are needed and how quickly adoption is becoming practical. [AI]

Mar-2026:  DRCF Insights: Smart Data Frameworks (DRCF)

Useful for operators who need to understand where DRCF Insights: Smart Data Frameworks may affect product design, market access or compliance decisions. [Financial Infrastructure, Open Banking]

Mar-2026:  Canadian Perspective on the State of AI in the Enterprise (Deloitte)

Useful for leaders deciding where Canadian Perspective on the State of AI in the Enterprise can create operating value, where controls are needed and how quickly adoption is becoming practical. [AI]

Mar-2026:  Payment Services and Electronic Money - Our Approach and Role (FCA)

Connects Payment Services and Electronic Money - Our Approach and Role with the operating realities of settlement, payment infrastructure and new customer expectations. [Payments]

Mar-2026:  Regulatory Priorities for Payments (FCA)

Connects Regulatory Priorities for Payments with the operating realities of settlement, payment infrastructure and new customer expectations. [Payments, Regulation]

Mar-2026:  Future of Self-Custody: Turning Ownership Into Security (Cointelegraph and Trezor)

Connects Future of Self-Custody: Turning Ownership Into Security with the market, infrastructure and regulatory questions shaping digital asset activity. [Cybersecurity, Digital Assets]

Mar-2026:  AI Risks and Opportunities: Adopting an AGILE Framework in Canadian Financial Services (OSFI and GRI)

Useful for leaders deciding where AI Risks and Opportunities: Adopting an AGILE in Canadian Financial Services can create operating value, where controls are needed and how quickly adoption is becoming practical. [AI, Banking]

Mar-2026:  Report on Copyright Use in Artificial Intelligence (HM Government)

Gives operators a reference point for on Copyright Use in Artificial Intelligence as AI moves from experimentation into workflows, products and risk management. [AI]

Mar-2026:  Application of Federal Securities Law for Certain Crypto Assets and Transactions (SEC)

Connects Application of Federal Securities Law for Certain Crypto Assets and Transactions with the market, infrastructure and regulatory questions shaping digital asset activity. [Capital Markets, Digital Assets, Regulation]

Mar-2026:  Public vs. Private Payment Platforms: Market Impacts and Optimal Policy (Bank of Canada)

Connects Public vs. Private Payment Platforms: Market Impacts and Optimal Policy with the operating realities of settlement, payment infrastructure and new customer expectations. [Banking, Financial Infrastructure, Payments]

Mar-2026:  Innovative Tech to Counter Illicit Finance Involving Digital Assets (US Treasury Report to Congress)

Puts Innovative Tech to Counter Illicit Finance Involving Digital Assets into a practical risk context for firms balancing growth, customer experience and stronger controls. [Cybersecurity, Digital Assets]

Mar-2026:  Labour Market Impacts of AI: A New Measure and Early Evidence (Anthropic)

Connects Labour Market Impacts of AI: A New Measure and Early Evidence with the practical decisions facing firms active in ai. [AI]

Mar-2026:  Project Samara Research Paper (Bank of Canada)

Gives operators and investors a concise reference point for Project Samara Research Paper within the wider banking market. [Banking, Financial Infrastructure]

Mar-2026:  Targeted Report on Stablecoins and Unhosted Wallets (FATF)

Puts Targeted on Stablecoins and Unhosted Wallets into practical market context for payment firms, treasury teams and digital asset operators deciding where stablecoins fit. [Digital Assets]

Mar-2026:  2026 CEX and DEX Trading Activity Report (Coingecko)

Useful for investment and wealth teams tracking 2026 CEX and DEX Trading Activity, with relevance to product design, investor behaviour, distribution and market access. [Digital Assets]

Feb-2026:  Small Business Insights Canada Update, Oct - Dec 2025 (Xero)

Connects Small Business Insights Canada Update, Oct - Dec 2025 with the practical decisions facing firms active in regulation. [Regulation]

Feb-2026:  Payments Forward Plan (HM Treasury)

Connects Payments Forward Plan with the practical questions around issuance, settlement, interoperability and market infrastructure. [Payments, Tokenization]

Feb-2026:  Pulse of Fintech H2'2025 (KPMG)

Gives market participants a reference point for Pulse of Fintech H2'2025 and the areas where technology, regulation and financial services were converging. [Capital Markets]

Feb-2026:  Engagement on Canada's Next AI Strategy: Summary of Inputs (ISED)

Connects Engagement on Canada's Next AI Strategy: Summary of Inputs with the business questions around adoption, productivity, governance and financial services execution. [AI]

Jan-2026:  Future of Fintech in Nigeria: Innovation, Inclusion & Integrity (CBN)

Connects Future of Fintech in Nigeria: Innovation, Inclusion & Integrity with the competitive and operating questions shaping fintech and financial services. [Capital Markets]

Jan-2026:  PwC Global Crypto Regulation Report 2026 (PwC)

Useful for teams tracking PwC Global Crypto Regulation 2026, with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Digital Assets, Regulation]

Jan-2026:  Capital Under Pressure: Report on Canadian VC Fundraising 2025 (RBCx)

Connects Capital Under Pressure: on Canadian VC Fundraising 2025 with the financing questions facing founders, investors and intermediaries across private and growth markets. [Capital Markets]

Jan-2026:  Big Ideas 2026 (Ark Invest)

Useful context on Big Ideas 2026 for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Jan-2026:  Artificial Intelligence in Financial Services (UK House of Commons, Treasury Committee)

Gives operators a reference point for Artificial Intelligence in Financial Services as AI moves from experimentation into workflows, products and risk management. [AI, Banking]

Jan-2026:   The Global Risks Report 2026 (WEF)

Useful context on The Global Risks 2026 for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Dec-2025:  Top 10 Fintech and Payment Trends (Juniper Research)

Useful for payment operators tracking Top 10 Fintech and Payment Trends, including the infrastructure, customer and competitive questions behind changing money movement. [Payments]

Dec-2025:  Fintech's Relentless Momentum: 10 Key Charts (Robeco)

Connects Fintech's Relentless Momentum: 10 Key Charts with the competitive and operating questions shaping fintech and financial services. [Capital Markets]

Nov-2025:  AI Agents for Cash Management in Payment Systems (BoC)

Gives operators a reference point for AI Agents for Cash Management in Payment Systems as AI moves from experimentation into workflows, products and risk management. [AI, Payments]

Nov-2025:  Perceived Interconnections Between Canadian Banks and Non-bank Financial Intermediaries Under Stress (BoC)

Gives operators a practical reference point for Perceived Interconnections Between Canadian Banks and Non-bank Financial Intermediaries Under Stress as banks and fintechs compete across products, data and distribution. [Banking]

Nov-2025:  The State of Alternative Assets: A Fintech Perspective (Luge Capital)

Gives market participants a reference point for The State of Alternative Assets: A Fintech Perspective and the areas where technology, regulation and financial services were converging. [Capital Markets]

Nov-2025:  The ROI of AI in Financial Services (Google Cloud)

Gives operators a reference point for The ROI of AI in Financial Services as AI moves from experimentation into workflows, products and risk management. [AI, Banking]

Nov-2025:  Can a Lack of Pro-Productivity Policies Explain Decline in Canada’s Productivity Growth? (Productivity Institute)

Gives operators and investors a concise reference point for Can a Lack of Pro-Productivity Policies Explain Decline in Canada’s Productivity Growth? within the wider regulation market. [Regulation]

Oct-2025:  Mechanisms of AI Harm: Lessons Learned from AI Incidents (CSET)

Gives operators a reference point for Mechanisms of AI Harm: Lessons Learned from AI Incidents as AI moves from experimentation into workflows, products and risk management. [AI, Cybersecurity]

Oct-2025:  2025 Angel Investing in Canada (NACO)

Useful for founders and investors tracking 2025 Angel Investing in Canada, with relevance to where capital is available, who can access it and how private markets are developing. [Capital Markets, Investing & Wealth]

Oct-2025:  Progressing Fund Tokenization (FCA)

Connects Progressing Fund Tokenization with the practical questions around issuance, settlement, interoperability and market infrastructure. [Capital Markets, Tokenization]

Oct-2025:  Challenger Banks: British Success Story (Innovate Finance, Hogan Lovells)

Useful for banking and fintech teams tracking Challenger Banks: British Success Story, with relevance to product economics, competition and operating models. [Banking]

Oct-2025:  Seizing the Bank Charter Moment (OliverWyman, QED)

Gives operators a practical reference point for Seizing the Bank Charter Moment as banks and fintechs compete across products, data and distribution. [Banking, Regulation]

Oct-2025:  Open Banking and Open Finance in the UK (FCA Research Note)

Useful context for teams working on permissioned financial data, customer switching and provider interoperability, with Open Banking and Open Finance in the UK at the centre of the discussion. [Banking, Open Banking]

Oct-2025:  Cybersecurity and Resilience (UK NAO)

Helps teams benchmark the risk issues around Cybersecurity and Resilience and where operational resilience or compliance attention may be needed. [Cybersecurity]

Oct-2025:  Canadian Payment Methods and Trends Report 2025 (Payments Canada)

Useful for payment operators tracking Canadian Payment Methods and Trends 2025, including the infrastructure, customer and competitive questions behind changing money movement. [Payments]

Sep-2025:  The Future is Anything but Stable - FIs Global Payments Report (BCG)

Connects The Future is Anything but Stable - FIs Global Payments with the operating realities of settlement, payment infrastructure and new customer expectations. [Payments]

Sep-2025:  Unlocking the Right AI Agentic Use Cases (Deloitte)

Useful for leaders deciding where Unlocking the Right AI Agentic Use Cases can create operating value, where controls are needed and how quickly adoption is becoming practical. [AI]

Sep-2025:  A Framework for Responsible and Compliant AI Governance (Sołtysiński Kawecki & Szlęzak)

Gives operators a reference point for A for Responsible and Compliant AI Governance as AI moves from experimentation into workflows, products and risk management. [AI, Regulation]

Sep-2025:  Stablecoins 2030 - Web3 to Wall Street (Citi)

Useful for teams tracking Stablecoins 2030 - Web3 to Wall Street, especially where digital money meets settlement, treasury operations, payments and regulatory design. [Digital Assets]

Sep-2025:  The Typologies Report - Financial Crime (Elliptic)

Puts The Typologies - Financial Crime into a practical risk context for firms balancing growth, customer experience and stronger controls. [Cybersecurity]

Sep-2025:  Imagining the Future of Banking with Agentic AI (MIT and EY)

Useful for leaders deciding where Imagining the Future of Banking with Agentic AI can create operating value, where controls are needed and how quickly adoption is becoming practical. [AI, Banking]

Aug-2025:  Impact of DLT on Capital Markets (GFMA Coalition)

Helps separate the infrastructure work behind Impact of DLT on Capital Markets from the market narrative around tokenized finance. [Capital Markets]

Aug-2025: The Pulse of Global Fintech H1 2025 (KPMG)

Connects The Pulse of Global Fintech H1 2025 with the competitive and operating questions shaping fintech and financial services. [Capital Markets]

Jul-2025:  Global Approaches to Stablecoin Regulation (EY)

Useful for teams tracking Global Approaches to Stablecoin Regulation, especially where digital money meets settlement, treasury operations, payments and regulatory design. [Digital Assets, Regulation]

Jul-2025:  Strengthening American Leadership in Digital Financial Technology (White House)

Useful context on Strengthening American Leadership in Digital Financial Technology for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Jul-2025:  Fintech's Next Chapter:  Scaled Winners and Emerging Disruptors (BCG)

Connects Fintech's Next Chapter: Scaled Winners and Emerging Disruptors with the competitive and operating questions shaping fintech and financial services. [Capital Markets]

Jul-2025:  DOGE Deregulation Opportunity (hosted by Washington Post)

Useful for operators who need to understand where DOGE Deregulation Opportunity may affect product design, market access or compliance decisions. [Regulation]

Jul-2025:  The State of Cross-Chain Crime 2025 (Elliptic)

Connects The State of Cross-Chain Crime 2025 with the practical decisions facing firms active in regulation. [Regulation]

Jul-2025:  Digital Public Infrastructure and Digital Financial Services (CCAF)

Gives market participants a reference point for Digital Public Infrastructure and Digital Financial Services and the areas where technology, regulation and financial services were converging. [Banking, Financial Infrastructure]

Jul-2025:  Financial Lives 2024 Key Findings (FCA)

Connects Financial Lives 2024 Key Findings with the practical decisions facing firms active in investing & wealth. [Investing & Wealth]

Jun-2025:  Point Zero Forum - Navigating the Future of Finance 2025 (GFTN)

Connects Point Zero Forum - Navigating the Future of Finance 2025 with the practical decisions facing firms active in regulation. [Regulation]

Jun-2025:  The Next-generation Monetary and Financial System (BIS)

Connects The Next-generation Monetary and Financial System with the competitive and operating questions shaping fintech and financial services. [Regulation]

Jun-2025:  Analysis of Crowdfunding Under the JOBS Act (SEC)

Useful for founders and investors tracking Analysis of Crowdfunding Under the JOBS Act, with relevance to where capital is available, who can access it and how private markets are developing. [Capital Markets]

Jun-2025:  Fintech's Next Chapter: Scaled Winners and Emerging Disruptors (BCG, QED Investors)

Useful for founders, operators and investors tracking Fintech's Next Chapter: Scaled Winners and Emerging Disruptors, with a market-level view of where financial services innovation was concentrating. [Investing & Wealth]

May-2025:  Statement on Certain Protocol Staking Activities (SEC)

Connects Statement on Certain Protocol Staking Activities with the practical decisions facing firms active in digital assets. [Digital Assets]

May-2025:  Stablecoin Issuance and Custody Consultation CP25/14 (FCA)

Useful for teams tracking Stablecoin Issuance and Custody Consultation CP25/14, especially where digital money meets settlement, treasury operations, payments and regulatory design. [Digital Assets, Regulation]

May-2025:  2025 Gen Z and Millennial Survey (Deloitte)

Useful context on 2025 Gen Z and Millennial Survey for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

May-2025:  2025-2026 Annual Plan: Strengthening Competition in a Changing Economy (Competition Bureau of Canada)

Useful context on 2025-2026 Annual Plan: Strengthening Competition in a Changing Economy for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

May-2025:  EU AI Act Expert Series (AI & Partners)

Connects EU AI Act Expert Series with the business questions around adoption, productivity, governance and financial services execution. [AI]

May-2025:  Money Talks Survey Report - Consumer Views (Plaid and YouGov)

Gives payment teams a reference point for Money Talks Survey - Consumer Views as infrastructure, regulation and digital money continue to converge. [Investing & Wealth, Payments]

May-2025:  Regulating Cryptoasset Activities DP25/1 (FCA)

Connects Regulating Cryptoasset Activities DP25/1 with the market, infrastructure and regulatory questions shaping digital asset activity. [Digital Assets, Regulation]

Apr-2025:  UK Financial Services: Data-driven Overview for FCA (Beauhurst)

Connects UK Financial Services: Data-driven Overview for FCA with the competitive and operating questions shaping fintech and financial services. [Banking]

Apr-2025:  Community Capital Report 2024:  From Slowburn to a Breakout Year (FrontFundr)

Useful context on Community Capital 2024: From Slowburn to a Breakout Year for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Apr-2025:  Cryptocurrencies and DeFi (Functions and Financial Stability Implications (BIS)

Gives operators and investors a reference point for Cryptocurrencies and DeFi (Functions and Financial Stability Implications as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Digital Assets]

Apr-2025:   Social Media and Retail Investing: The Rise of Finfluencers (OSC)

Gives market participants a reference point for Social Media and Retail Investing: The Rise of Finfluencers across investing, wealth technology and securities markets. [Investing & Wealth]

Apr-2025:  Improving Productivity Measurement in UK Financial Services Sector (LSE and Growth Lab)

Gives market participants a reference point for Improving Productivity Measurement in UK Financial Services Sector and the areas where technology, regulation and financial services were converging. [Banking]

Mar-2025:  CBDC's:  It's Time for Action - Why Central Banks Should Take the Next Step (OMFIF)

Gives operators a practical reference point for CBDC's: It's Time for Action - Why Central Banks Should Take the Next Step as banks and fintechs compete across products, data and distribution. [Banking, Financial Infrastructure]

Mar-2025:  Canadians' Access to Cash 2023 (Bank of Canada)

Gives payment teams a reference point for Canadians' Access to Cash 2023 as infrastructure, regulation and digital money continue to converge. [Banking]

Mar-2025:  Global Regulation Index (Innovate UK)

A practical reference for firms tracking Global Regulation Index as policy, supervision and compliance expectations develop. [Digital Assets, Regulation]

Mar-2025:  WorldPay Global Payments Report 2025 (WorldPay)

Useful for payment operators tracking WorldPay Global Payments 2025, including the infrastructure, customer and competitive questions behind changing money movement. [Payments]

Feb-2025:  The International Blockchain Journal Vol 11 (GBBC)

Gives operators and investors a reference point for The International Blockchain Journal Vol 11 as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Digital Assets]

Feb-2025:  2024 Canadian Climate Voting Record (Investors for Paris Compliance)

Gives operators and investors a concise reference point for 2024 Canadian Climate Voting Record within the wider investing & wealth market. [Investing & Wealth, Regulation]

Feb-2025:  Pulse of fintech H2'24 - Global Analysis of Fintech Funding (KPMG)

Useful for founders and investors tracking Pulse of fintech H2'24 - Global Analysis of Fintech Funding, with relevance to where capital is available, who can access it and how private markets are developing. [Capital Markets]

Feb-2025:  Planetary Health Check 2024 (Planetary Boundaries Science)

Gives operators and investors a concise reference point for Planetary Health Check 2024 within the wider regulation market. [Regulation]

Feb-2025:  Unlocking Data in the Digital Asset Ecosystem (FT Partners)

Gives operators and investors a reference point for Unlocking Data in the Digital Asset Ecosystem as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Digital Assets]

Feb-2025:  Big Ideas 2025 (Ark Invest)

Useful context on Big Ideas 2025 for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Jan-2025:  Privacy-enhancing Technologies for CBDCs (Bank of Canada)

Gives operators and investors a concise reference point for Privacy-enhancing Technologies for CBDCs within the wider banking market. [Banking, Financial Infrastructure]

Jan-2025:  Navigating Global Financial System Fragmentation (WEF)

Useful for founders, operators and investors tracking Navigating Global Financial System Fragmentation, with a market-level view of where financial services innovation was concentrating. [Regulation]

Jan-2025:  Artificial Intelligence in Financial Services (WEF)

Useful for leaders deciding where Artificial Intelligence in Financial Services can create operating value, where controls are needed and how quickly adoption is becoming practical. [AI, Banking]

Jan-2025:  AI and Cyber Security - Balancing Risks and Rewards (WEF)

Gives operators a reference point for AI and Cyber Security - Balancing Risks and Rewards as AI moves from experimentation into workflows, products and risk management. [AI, Cybersecurity]

Jan-2025:  AI Competitiveness Through Regional Collaboration - White Paper (WEF)

Gives operators a reference point for AI Competitiveness Through Regional Collaboration as AI moves from experimentation into workflows, products and risk management. [AI]

Jan-2025:  AI in America:  OpenAI's Economic Blueprint (OpenAI)

Gives operators a reference point for AI in America: OpenAI's Economic Blueprint as AI moves from experimentation into workflows, products and risk management. [AI]

Jan-2025:  The Rise of the Digital Colleague (Moody's case study)

Connects The Rise of the Digital Colleague with the practical decisions facing firms active in ai. [AI]

Jan-2025:  Digital Assets Research - Look Ahead 2025 (Fidelity)

Connects Digital Assets Research - Look Ahead 2025 with the market, infrastructure and regulatory questions shaping digital asset activity. [Digital Assets]

Nov-2024:  Cryptoassets Consumer Research 2024 (Wave 5) (FCA)

Connects Cryptoassets Consumer Research 2024 (Wave 5) with the market, infrastructure and regulatory questions shaping digital asset activity. [Digital Assets]

Nov-2024:  Asset and Wealth Management Revolution 2024 (PwC)

Connects Asset and Wealth Management Revolution 2024 with the practical questions facing investors, platforms and asset managers as products and distribution change. [Investing & Wealth]

Nov-2024:  Gener(AI)ting the Future (Capgemini)

Useful context on Gener(AI)ting the Future for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Nov-2024:  Annual Cyber Threat Report 2023-2024 (Australian Signals Directorate)

Helps teams benchmark the risk issues around Annual Cyber Threat 2023-2024 and where operational resilience or compliance attention may be needed. [Cybersecurity]

Nov-2024:  Banking for Small and Medium Enterprises (IBM and BIAN)

Gives operators a practical reference point for Banking for Small and Medium Enterprises as banks and fintechs compete across products, data and distribution. [Banking]

Nov-2024:  Advanced Payments and Fintech Report 2025 (Edgar, Dunn & Co)

Gives payment teams a reference point for Advanced Payments and Fintech 2025 as infrastructure, regulation and digital money continue to converge. [Payments]

Nov-2024: EU's AI Intelligence Ambition - Stronger Governance and Increased Investment (European Court of Auditors)

Gives operators a reference point for EU's AI Intelligence Ambition - Stronger Governance and Increased Investment as AI moves from experimentation into workflows, products and risk management. [AI, Regulation]

Oct-2024:  Federal Programs for Business Innovation (Senator Colin Deacon)

Useful for founders, operators and investors tracking Federal Programs for Business Innovation, with a market-level view of where financial services innovation was concentrating. [Regulation]

Oct-2024:  Open Finance:  Genesis of a Revolution (PwC and Luxemburg for Finance)

Useful context for teams working on permissioned financial data, customer switching and provider interoperability, with Open Finance: Genesis of a Revolution at the centre of the discussion. [Open Banking]

Oct-2024:  The Future of Fintech 2024 (SVB)

Useful for founders, operators and investors tracking The Future of Fintech 2024, with a market-level view of where financial services innovation was concentrating. [Capital Markets]

Oct-2024:  Insights Into the OSC Staffs Approach to Sustainable Finance (OSC)

Gives operators and investors a concise reference point for Insights Into the OSC Staffs Approach to Sustainable Finance within the wider regulation market. [Regulation]

Oct-2024:  Economic Impact of Canada's Investment Funds Industry  (Conference Board of Canada)

Gives operators and investors a concise reference point for Economic Impact of Canada's Investment Funds Industry within the wider capital markets market. [Capital Markets]

Oct-2024:  Global Payments 2024: Simpler Interfaces, Complex Reality (McKinsey)

Connects Global Payments 2024: Simpler Interfaces, Complex Reality with the operating realities of settlement, payment infrastructure and new customer expectations. [Payments]

Oct-2024:  Investor Education on Crypto-Assets (IOSCO)

Gives operators and investors a reference point for Investor Education on Crypto-Assets as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Digital Assets, Investing & Wealth]

Oct-2024:  The State of European Fintech 2024 (Finch Capital)

Gives market participants a reference point for The State of European Fintech 2024 and the areas where technology, regulation and financial services were converging. [Capital Markets]

Oct-2024:  Canadian Payment Methods and Trends Report 2024 (Payments Canada)

Gives payment teams a reference point for Canadian Payment Methods and Trends 2024 as infrastructure, regulation and digital money continue to converge. [Payments]

Sep-2024:  Case Studies: Transition Finance and Decarbonization Contribution Methodologies (GFANZ)

Gives operators and investors a concise reference point for Case Studies: Transition Finance and Decarbonization Contribution Methodologies within the wider regulation market. [Regulation]

Sep-2024:  Governing AI For Humanity (UN)

Useful for leaders deciding where Governing AI For Humanity can create operating value, where controls are needed and how quickly adoption is becoming practical. [AI]

Sep-2024:  AI and Retail Investing:  Scams and Effective Countermeasures (OSC)

Useful for leaders deciding where AI and Retail Investing: Scams and Effective Countermeasures can create operating value, where controls are needed and how quickly adoption is becoming practical. [AI, Investing & Wealth]

Sep-2024:  AI and Retail Investing: Use Cases and Experimental Research (OSC)

Gives operators a reference point for AI and Retail Investing: Use Cases and Experimental Research as AI moves from experimentation into workflows, products and risk management. [AI, Investing & Wealth]

Sep-2024:  CBDC and the Future of Digital Money in Australia (RBA)

Connects CBDC and the Future of Digital Money in Australia with the operating realities of settlement, payment infrastructure and new customer expectations. [Financial Infrastructure]

Sep-2024:  Understanding Artificial Intelligence in Financial Services (FMA)

Connects Understanding Artificial Intelligence in Financial Services with the business questions around adoption, productivity, governance and financial services execution. [AI, Banking]

Sep-2024:  Tech Index:  Riding the Next Wave (DLA Piper)

Connects Tech Index: Riding the Next Wave with the practical decisions facing firms active in digital assets. [Digital Assets]

Sep-2024:  DIY Investing:  National Survey Report (BCSC)

Gives market participants a reference point for DIY Investing: National Survey across investing, wealth technology and securities markets. [Investing & Wealth]

Sep-2024: The Road to Institutional DeFi (Northern Trust)

Gives operators and investors a reference point for The Road to Institutional DeFi as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Digital Assets]

Aug-2024: Pulse of Fintech H1'24 - Global Analysis of Fintech Funding (KPMG)

Useful for founders and investors tracking Pulse of Fintech H1'24 - Global Analysis of Fintech Funding, with relevance to where capital is available, who can access it and how private markets are developing. [Capital Markets]

Jul-2024:  The Ecology of Automated Market Makers (OSC and BoC)

Useful context on The Ecology of Automated Market Makers for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Jul-2024:  Beyond Payments:  Digitalisation Trends in Cross-border Checkout (Deloitte China)

Useful for payment operators tracking Beyond Payments: Digitalisation Trends in Cross-border Checkout, including the infrastructure, customer and competitive questions behind changing money movement. [Payments]

Jul-2024:  CBDC and Transmission of Monetary Policy (BoC)

Useful for operators who need to understand where CBDC and Transmission of Monetary Policy may affect product design, market access or compliance decisions. [Financial Infrastructure]

Jul-2024:   Sustainability Action Report 2024 (Deloitte)

Useful context on Sustainability Action 2024 for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Jul-2024:   The Role of Public Money in the Digital Age (Bank of Canada)

Gives payment teams a reference point for The Role of Public Money in the Digital Age as infrastructure, regulation and digital money continue to converge. [Banking]

Jul-2024:   Consumer Data Right Strategic Review (ABA and Accenture)

Gives operators and investors a concise reference point for Consumer Data Right Strategic Review within the wider open banking market. [Open Banking]

Jul-2024:   Web 3:  A New Era for Social Commerce (onyx by JP Morgan)

Gives operators and investors a concise reference point for Web 3: A New Era for Social Commerce within the wider regulation market. [Regulation]

Jul-2024:   Tokenisation:  The New Rails of Finance (OMFIF)

Gives operators and investors a concise reference point for Tokenisation: The New Rails of Finance within the wider regulation market. [Regulation]

Jun-2024:  Culture and Conduct Risk in the Banking Sector - 2024 Compedium (Starling)

Useful for banking and fintech teams tracking Culture and Conduct Risk in the Banking Sector - 2024 Compedium, with relevance to product economics, competition and operating models. [Banking]

Jun-2024:  Digital Engagement Practices:  A Trading Apps Experiment (FCA)

Gives market participants a reference point for Digital Engagement Practices: A Trading Apps Experiment across investing, wealth technology and securities markets. [Regulation]

Jun-2024:  Global Fintech 2024:  Prudence, Profit, and Growth (QED and BCG)

Connects Global Fintech 2024: Prudence, Profit, and Growth with the competitive and operating questions shaping fintech and financial services. [Capital Markets]

Jun-2024:  Green Finance 2.0: Next Gen Climate and Environmental Analytics (CGFI)

Useful context on Green Finance 2.0: Next Gen Climate and Environmental Analytics for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Jun-2024:  Global Layer 1 (GL1) Whitepaper (MAS)

Connects Global Layer 1 (GL1) Whitepaper with the practical decisions facing firms active in regulation. [Regulation]

Jun-2024:  Fortune 500 Moving Onchain (Coinbase)

Connects Fortune 500 Moving Onchain with the practical decisions facing firms active in regulation. [Regulation]

Jun-2024:  Responsible AI Playbook for Investors (WEF)

Useful for leaders deciding where Responsible AI Playbook for Investors can create operating value, where controls are needed and how quickly adoption is becoming practical. [AI, Investing & Wealth]

Jun-2024:  Embracing Diversity BIS Survey Results 2023 CBDC and Crypto (BIS)

Useful for teams tracking Embracing Diversity BIS 2023 CBDC and Crypto, with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Digital Assets, Financial Infrastructure]

May-2024: Pathway to the Regulation of Crypto Assets: Global Approach White Paper (WEF)

Gives operators and investors a reference point for Pathway to the Regulation of Crypto Assets: Global Approach as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Digital Assets, Regulation]

May-2024: Digital Finance Legislation:  Overview and State of Play (EU Parliment)

Gives operators and investors a concise reference point for Digital Finance Legislation: Overview and State of Play within the wider regulation market. [Regulation]

May-2024: National Strategy for Combating Terrorist and Other Illicit Financing (US Dept of Treasury)

Connects National Strategy for Combating Terrorist and Other Illicit Financing with the practical decisions facing firms active in regulation. [Regulation]

May-2024: Smarter Regulation:  Delivering a Regulatory Environment for Innovation, Investment & Growth (UK Dept Business and Trade)

Useful for operators who need to understand where Smarter Regulation: Delivering a Regulatory Environment for Innovation, Investment & Growth may affect product design, market access or compliance decisions. [Regulation]

May-2024: State of Corporate Venture Capital in Canada 2024 (Deloitte and BDC)

Useful for founders and investors tracking State of Corporate Venture Capital in Canada 2024, with relevance to where capital is available, who can access it and how private markets are developing. [Capital Markets]

May-2024: The Role of Virtual Currency ATMs in Laundering the Proceeds of Crime (FINTRAC)

Connects The Role of Virtual Currency ATMs in Laundering the Proceeds of Crime with the practical decisions facing firms active in digital assets. [Digital Assets]

May-2024: Responsible AI in Financial Markets:  Opportunities, Risks, and Recommendations (CFTC, TAC)

Gives operators a reference point for Responsible AI in Financial Markets: Opportunities, Risks, and Recommendations as AI moves from experimentation into workflows, products and risk management. [AI]

May-2024: Women and Minority-Owned Businesses in Regulation Crowdfunding (SEC - OASB)

Useful for founders and investors tracking Women and Minority-Owned Businesses in Regulation Crowdfunding, with relevance to where capital is available, who can access it and how private markets are developing. [Capital Markets, Regulation]

May-2024: Boku 2024 Global Commerce Report:  The Changing World of Payments (Boku)

Useful for payment operators tracking Boku 2024 Global Commerce : The Changing World of Payments, including the infrastructure, customer and competitive questions behind changing money movement. [Payments]

May-2024: Setting Pace or Keeping Up - Are Fintech Boards Future Fit?  (EY / Innovate Finance)

Gives market participants a reference point for Setting Pace or Keeping Up - Are Fintech Boards Future Fit? and the areas where technology, regulation and financial services were converging. [Capital Markets]

Apr-2024:  Artificial Intelligence Index Report 2024 (Stanford, HAI)

Useful for leaders deciding where Artificial Intelligence Index 2024 can create operating value, where controls are needed and how quickly adoption is becoming practical. [AI, Digital Assets]

Apr-2024:  Right to Data Portability - Everything You Need to Know (Gowling WLG)

Helps operators track how Right to Data Portability - Everything You Need to Know affects customer control of financial data, provider access and the infrastructure needed to make switching work. [Open Banking]

Apr-2024:  Artificial Intelligence Risk Management Framework:  GenAI Profile (NIST)

Useful for leaders deciding where Artificial Intelligence Risk Management : GenAI Profile can create operating value, where controls are needed and how quickly adoption is becoming practical. [AI]

Apr-2024:  Finalized Guidance on the Anti-Greenwashing Rule (FCA)

Useful context on Finalized Guidance on the Anti-Greenwashing Rule for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Apr-2024:  Potential Competition Impact Data Asymmetry with Big Tech Vs. Firms (FCA)

Useful context on Potential Competition Impact Data Asymmetry with Big Tech Vs. Firms for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Apr-2024:  The Roadmap to Open Finance in the UK (KPMG & Innovate Finance)

Useful context for teams working on permissioned financial data, customer switching and provider interoperability, with The Roadmap to Open Finance in the UK at the centre of the discussion. [Open Banking]

Apr-2024:  AI's Cost to the Workforce Experience (Deloitte Digital and Natter)

Gives operators and investors a concise reference point for AI's Cost to the Workforce Experience within the wider regulation market. [Regulation]

Apr-2024:  AI Foundational Models - Update Paper (Competition Markets Authority)

Useful for leaders deciding where AI Foundational Models - Update Paper can create operating value, where controls are needed and how quickly adoption is becoming practical. [AI, Regulation]

Apr-2024:  Digital Securities Sandbox Consultation Paper (Bank of England and FCA)

Useful context on Digital Securities Sandbox for firms following how assets, funds and market infrastructure are moving onto programmable rails. [Banking, Capital Markets, Regulation, Tokenization]

Apr-2024:  Buying Ideas:  Procuring Public Sector Innovation in Canada (CCI)

Gives market participants a reference point for Buying Ideas: Procuring Public Sector Innovation in Canada and the areas where technology, regulation and financial services were converging. [Regulation]

Mar-2024: Her Fintech Edge - Market Insights for Inclusive Growth (IFC World Bank Group)

Connects Her Fintech Edge - Market Insights for Inclusive Growth with the competitive and operating questions shaping fintech and financial services. [Banking]

Mar-2024: Can Canada Compute? Policy Options for Canada to Close the AI Gap (DAIS)

Connects Can Canada Compute? Policy Options for Canada to Close the AI Gap with the business questions around adoption, productivity, governance and financial services execution. [AI, Financial Infrastructure]

Mar-2024:  Connecting Digital Islands:  CBDC Sandbox Project Phase 2 Results (SWIFT)

Useful context on Connecting Digital Islands: CBDC Sandbox Project Phase 2 Results for teams following financial infrastructure and the commercial, policy or infrastructure questions around it. [Financial Infrastructure]

Mar-2024:  CBDC:  Banking and Anonymity (Bank of Canada)

Useful for banking and fintech teams tracking CBDC: Banking and Anonymity, with relevance to product economics, competition and operating models. [Banking, Financial Infrastructure]

Mar-2024:  AI and Competition Discussion Paper (Canadian Competition Bureau)

Connects AI and Competition with the business questions around adoption, productivity, governance and financial services execution. [AI, Regulation]

Mar-2024: 2024 Edelman Trust Barometer - Canadian Report (Edelman)

Gives operators and investors a concise reference point for 2024 Edelman Trust Barometer - Canadian within the wider regulation market. [Regulation]

Feb-2024:  Central Bank Digital Currencies and Banking Choices (Bank of Canada)

Useful for banking and fintech teams tracking Central Bank Digital Currencies and Banking Choices, with relevance to product economics, competition and operating models. [Banking]

Feb-2024:  The European Crowdfunding Market Report 2023 (UiA, LenderKit, Crowdspace)

Gives capital market participants a reference point for The European Crowdfunding Market 2023 and how funding channels are changing for companies and investors. [Capital Markets]

Feb-2024:  The 50:  A Guide to the Canadian Venture Capital Ecosystem (CVCA)

Connects The 50: A to the Canadian Venture Capital Ecosystem with the financing questions facing founders, investors and intermediaries across private and growth markets. [Capital Markets]

Feb-2024:  Commercial Banking Top Trends for 2024 (Accenture)

Connects Commercial Banking Top Trends for 2024 with the commercial questions around customer relationships, infrastructure and changing bank business models. [Banking]

Feb-2024:  Customer Data Access and Fintech Entry - Early Evidence from Open Banking (Bank of England)

Connects Customer Data Access and Fintech Entry - Early Evidence from Open Banking to the commercial and policy questions behind data access, portability and competition in financial services. [Banking, Open Banking]

Feb-2024:  Future Financial Services Regulatory Regime for Crypto Assets (HM Treasury)

Useful for teams tracking Future Financial Services Regulatory Regime for Crypto Assets, with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Banking, Digital Assets, Regulation]

Feb-2024:  Big Ideas 2024:  Annual Research Report (Ark Invest)

Gives operators and investors a concise reference point for Big Ideas 2024: Annual Research within the wider regulation market. [Regulation]

Jan-2024:  Metaverse:  A Law Enforcement Perspective (Interpol)

Useful for operators who need to understand where Metaverse: A Law Enforcement Perspective may affect product design, market access or compliance decisions. [Regulation]

Jan-2024:  The Role of Regulation in Supporting Scaling Up (Regulatory Horizons Council, UK)

Useful for operators who need to understand where The Role of Regulation in Supporting Scaling Up may affect product design, market access or compliance decisions. [Regulation]

Jan-2024:  2022 Methods of Payment Survey Report - Cash Use Over 13 Years (Bank of Canada)

Gives payment teams a reference point for 2022 Methods of Payment Survey - Cash Use Over 13 Years as infrastructure, regulation and digital money continue to converge. [Banking, Payments]

Jan-2024:  SEC Crypto Enforcement:  2023 Update (Cornerstone Research)

Useful for teams tracking SEC Crypto Enforcement: 2023 Update, with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Digital Assets]

Jan-2024:  The Future of Global Fintech:  Towards Resilience and Inclusive Growth (CCAF and WEF)

Gives market participants a reference point for The Future of Global Fintech: Towards Resilience and Inclusive Growth and the areas where technology, regulation and financial services were converging. [Capital Markets]

Jan-2024:  GenAI and The Future of Job (IMF, Staff Discussion Note)

Connects GenAI and The Future of Job with the business questions around adoption, productivity, governance and financial services execution. [AI]

Jan-2024:  Towards a Global Approach to Digital Platform Regulation (Chatham House and Global Partners Digital)

A practical reference for firms tracking Towards a Global Approach to Digital Platform Regulation as policy, supervision and compliance expectations develop. [Financial Infrastructure, Regulation]

Jan-2024:  Technology Vision 2024:  Human By Design (Accenture)

Connects Technology Vision 2024: Human By Design with the practical decisions facing firms active in regulation. [Regulation]

Jan-2024:  Decentralized Finance (CFTC)

Useful context on Decentralized Finance for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Dec-2023:  Office of the Advocate of Small Business Capital Formation (SEC)

Gives capital market participants a reference point for Office of the Advocate of Small Business Capital Formation and how funding channels are changing for companies and investors. [Capital Markets]

Dec-2023:  Accounting for and Disclosure of Crypto Assets (FASB)

Connects Accounting for and Disclosure of Crypto Assets with the market, infrastructure and regulatory questions shaping digital asset activity. [Digital Assets]

Dec-2023:  Financial Services in a Connected Ecosystem (KPMG)

Connects Financial Services in a Connected Ecosystem with the competitive and operating questions shaping fintech and financial services. [Banking]

Dec-2023:  Political Agreement Reached in EU Artificial Intelligence Act (EY)

Useful for leaders deciding where Political Agreement Reached in EU Artificial Intelligence Act can create operating value, where controls are needed and how quickly adoption is becoming practical. [AI]

Dec-2023:  Past Tech Disruptions Can Help Inform the Economic Impact of AI (EY)

Gives operators and investors a concise reference point for Past Tech Disruptions Can Help Inform the Economic Impact of AI within the wider ai market. [AI]

Dec-2023:  2024 Global Financial Services Regulatory Outlook Report (EY)

Connects 2024 Global Financial Services Regulatory Outlook with the real operating questions around authorization, governance and regulatory exposure. [Banking, Regulation]

Nov-2023:  The Fintech Effect - Consumer Trend Report (Plaid and Harris Poll)

Connects The Fintech Effect - Consumer Trend with the competitive and operating questions shaping fintech and financial services. [Capital Markets]

Nov-2023:  2023 Crypto Assets Survey Results (Ontario Securities Commission)

Gives operators and investors a reference point for 2023 Crypto Assets as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Capital Markets, Digital Assets]

Nov-2023:  Inside the Competition for Big Money (OliverWyman Forum)

Gives payment teams a reference point for Inside the Competition for Big Money as infrastructure, regulation and digital money continue to converge. [Regulation]

Nov-2023: Pro-Innovation Regulation of Technologies Review (HM Government)

A practical reference for firms tracking Pro-Innovation Regulation of Technologies Review as policy, supervision and compliance expectations develop. [Regulation]

Nov-2023: Open Finance Policy Considerations (OECD)

Useful context for teams working on permissioned financial data, customer switching and provider interoperability, with Open Finance Policy Considerations at the centre of the discussion. [Open Banking]

Oct-2023:  Future Risks of Frontier AI (UK Government Office for Science)

Gives operators and investors a concise reference point for Future Risks of Frontier AI within the wider ai market. [AI]

Oct-2023:  Canadian Payment Methods and Trends Report (Payments Canada)

Connects Canadian Payment Methods and Trends with the operating realities of settlement, payment infrastructure and new customer expectations. [Payments]

Oct-2023:  Crypto Asset Consultation Results (HM Treasury)

Useful for teams tracking Crypto Asset Consultation Results, with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Digital Assets, Regulation]

Oct-2023:  Crowdfunding for Terrorism Financing (FATF)

Gives capital market participants a reference point for Crowdfunding for Terrorism Financing and how funding channels are changing for companies and investors. [Capital Markets]

Oct-2023:  Artificial Intelligence in Capital Markets (OSC/EY)

Connects Artificial Intelligence in Capital Markets with the business questions around adoption, productivity, governance and financial services execution. [AI, Capital Markets]

Oct-2023:  A Stocktake on the Digital Euro (ECB)

Gives operators and investors a concise reference point for A Stocktake on the Digital Euro within the wider regulation market. [Regulation]

Oct-2023:  International Journal of Blockchain Law (Global Blockchain Business Council)

Useful for teams tracking International Journal of Blockchain Law, with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Digital Assets, Regulation]

Oct-2023:  Payments Unbound (Wired Consulting, JP Morgan)

Gives payment teams a reference point for Payments Unbound as infrastructure, regulation and digital money continue to converge. [Payments]

Sep-2023:  Policy Recommendations for Decentralized Finance (DeFi) Consultation Report (IOSCO)

Gives operators and investors a reference point for Policy Recommendations for Decentralized Finance (DeFi) Consultation as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Digital Assets, Regulation]

Sep-2023:  Redefining Financial Inclusion for a Digital Age:  Implications of a CBDC (Bank of Canada)

Useful for teams tracking Redefining Financial Inclusion for a Digital Age: Implications of a CBDC, with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Banking, Digital Assets, Financial Infrastructure]

Sep-2023:  2023 Global Payments Report:  Cusp of Next Payment Era (McKinsey)

Connects 2023 Global Payments : Cusp of Next Payment Era with the operating realities of settlement, payment infrastructure and new customer expectations. [Payments]

Sep-2023:  Non-EU Countries' Crypto Regulations and Impact on EU (European Parliament)

Useful for teams tracking Non-EU Countries' Crypto Regulations and Impact on EU, with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Digital Assets, Regulation]

Sep-2023:  The Future of Cross-border Payments (Citi)

Connects The Future of Cross-border Payments with the operating realities of settlement, payment infrastructure and new customer expectations. [Payments]

Sep-2023:  JOBS of Tomorrow - LLM and Jobs (WEF)

Connects JOBS of Tomorrow - LLM and Jobs with the practical decisions facing firms active in regulation. [Regulation]

Sep-2023:  Global Payments Report 2023 - Investor Scrutiny Provokes Moment of Truth (BCG)

Connects Global Payments 2023 - Investor Scrutiny Provokes Moment of Truth with the operating realities of settlement, payment infrastructure and new customer expectations. [Investing & Wealth, Payments]

Sep-2023:  Policy Recommendations for Financial Inclusion and Productivity via Digital Public Infrastructure (G20)

A practical reference for firms tracking Policy Recommendations for Financial Inclusion and Productivity via Digital Public Infrastructure as policy, supervision and compliance expectations develop. [Financial Infrastructure, Regulation]

Sep-2023:  Asia-Pacific Strategic Transformation Report 2023 (EY)

Useful context on Asia-Pacific Strategic Transformation 2023 for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Aug-2023: Micropayments & Their Impact on the Payments Ecosystem (ECB)

Gives payment teams a reference point for Micropayments & Their Impact on the Payments Ecosystem as infrastructure, regulation and digital money continue to converge. [Payments]

Aug-2023:  Total Value Locked:  From DeFi to TradFi (GBBC and Provenance Blockchain)

Useful for teams tracking Total Value Locked: From DeFi to TradFi, with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Digital Assets]

Aug-2023:  Money in the Age of Tech (Barclays Bank)

Gives payment teams a reference point for Money in the Age of Tech as infrastructure, regulation and digital money continue to converge. [Regulation]

Aug-2023:  Response to Public Consultation on Proposed Regulatory Approach for Stablecoin-related Activities (MAS)

Puts Response to Public Consultation on Proposed Regulatory Approach for Stablecoin-related Activities into practical market context for payment firms, treasury teams and digital asset operators deciding where stablecoins fit. [Digital Assets, Regulation]

Aug-2023: Australian CBDC Pilot for Digital Finance Innovation - Project Report (Reserve Bank of Australia)

Useful for founders, operators and investors tracking Australian CBDC Pilot for Digital Finance Innovation - Project, with a market-level view of where financial services innovation was concentrating. [Banking, Financial Infrastructure]

Aug-2023: Look Forward:  India's Moment (S&P Global)

Useful context on Look Forward: India's Moment for firms following how assets, funds and market infrastructure are moving onto programmable rails. [Tokenization]

Aug-2023: Unmet Payment Needs and Central Bank Digital Currencies (Bank of Canada)

Gives payment teams a reference point for Unmet Payment Needs and Central Bank Digital Currencies as infrastructure, regulation and digital money continue to converge. [Banking, Payments]

Aug-2023: State of Web3 in the United States:  State by State Analysis (Blockchain Coalition)

Gives operators and investors a concise reference point for State of Web3 in the United States: State by State Analysis within the wider digital assets market. [Digital Assets]

Jul-2023:  Generative AI:  Hype or Truly Transformative?  (Goldman Sachs)

Gives operators a reference point for Generative AI: Hype or Truly Transformative? as AI moves from experimentation into workflows, products and risk management. [AI]

Jul-2023:  Financing Mainstreet: SME Financing Indicators (CFIB)

Gives operators and investors a concise reference point for Financing Mainstreet: SME Financing Indicators within the wider regulation market. [Regulation]

Jul-2023:  State of SupTech Report 2022 (CCAF)

Connects State of SupTech 2022 with the practical decisions facing firms active in regulation. [Regulation]

Jul-2023:  The Crypto Ecosystem:  Key Elements and Risks (BIS)

Gives operators and investors a reference point for The Crypto Ecosystem: Key Elements and Risks as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Digital Assets]

Jun-2023:  Digital Assets:  Final Report (UK Law Commission)

Connects Digital Assets: Final with the market, infrastructure and regulatory questions shaping digital asset activity. [Digital Assets, Regulation]

Jun-2023:  Strategies for Three-sided markets (Citi)

Connects Strategies for Three-sided markets with the practical decisions facing firms active in regulation. [Regulation]

Jun-2023:  Needed:  An Innovation Strategy for the Data-Driven Economy (Senate of Canada)

Useful for founders, operators and investors tracking Needed: An Innovation Strategy for the Data-Driven Economy, with a market-level view of where financial services innovation was concentrating. [Regulation]

Jun-2023:  The Canadian Consumer Shift:  Embracing Digital Payment Options (CPPO)

Useful for payment operators tracking The Canadian Consumer Shift: Embracing Digital Payment Options, including the infrastructure, customer and competitive questions behind changing money movement. [Payments]

Jun-2023:  Blockchain Technology:  Cryptocurrencies and Beyond (House of Commons Canada)

Connects Blockchain Technology: Cryptocurrencies and Beyond with the market, infrastructure and regulatory questions shaping digital asset activity. [Digital Assets]

Jun-2023:  Open Banking and Consumer Protection:  Canadian Awareness and Expectations (FCAC)

Connects Open Banking and Consumer Protection: Canadian Awareness and Expectations to the commercial and policy questions behind data access, portability and competition in financial services. [Banking, Open Banking]

Jun-2023:  Banking in the digital arena:  are we headed towards the Meta-bank?  (Deloitte)

Gives operators a practical reference point for Banking in the digital arena: are we headed towards the Meta-bank? as banks and fintechs compete across products, data and distribution. [Banking]

Jun-2023:  Blockchain Legal and Regulatory Guidance, 3rd Edition (The Law Society / Tech London Advocates)

Useful for teams tracking Blockchain Legal and Regulatory Guidance, 3rd Edition, with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Digital Assets, Regulation]

Jun-2023:  How Consumers are Driving Adoption of U.S. Open Banking Innovation (Visa)

Useful context for teams working on permissioned financial data, customer switching and provider interoperability, with How Consumers are Driving Adoption of U.S. Open Banking Innovation at the centre of the discussion. [Banking, Open Banking]

Jun-2023:  Regulating AI in Canada:  A Critical Look at the Proposed AI and Data Act (CBR)

Useful for leaders deciding where Regulating AI in Canada: A Critical Look at the Proposed AI and Data Act can create operating value, where controls are needed and how quickly adoption is becoming practical. [AI, Regulation]

Jun-2023:  Project Aurora - AI and Collaborative Network to Combat Money Laundering/Fraud (BIS)

Useful for leaders deciding where Project Aurora - AI and Collaborative Network to Combat Money Laundering/Fraud can create operating value, where controls are needed and how quickly adoption is becoming practical. [AI, Cybersecurity]

Jun-2023:  A Matrix for Selecting Responsible AI Frameworks (CSET)

Connects A Matrix for Selecting Responsible AI Frameworks with the business questions around adoption, productivity, governance and financial services execution. [AI]

May2023:  Comprehensive Approach to Crypto Regulation (University of Pennsylvania Journal of Business Law)

Connects Comprehensive Approach to Crypto Regulation with the market, infrastructure and regulatory questions shaping digital asset activity. [Digital Assets, Regulation]

May-2023: Pathways to the Regulation of Crypto Assets, A Global Approach (WEF)

Connects Pathways to the Regulation of Crypto Assets, A Global Approach with the market, infrastructure and regulatory questions shaping digital asset activity. [Digital Assets, Regulation]

May-2023: The Role of Banking in Blockchain (OMFIF)

Connects The Role of Banking in Blockchain with the market, infrastructure and regulatory questions shaping digital asset activity. [Banking, Digital Assets]

May-2023: Reimagining the Future of Finance (BCG)

Connects Reimagining the Future of Finance with the practical decisions facing firms active in regulation. [Regulation]

Apr-2023:  Crypto Assets and Central Bank Digital Currencies Potential Implications for Developing Countries (UN)

Gives operators and investors a reference point for Crypto Assets and Central Bank Digital Currencies Potential Implications for Developing Countries as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Banking, Digital Assets]

Apr-2023: Anatomy of a Run: The Terra Luna Crash (NBER)

Useful context on Anatomy of a Run: The Terra Luna Crash for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Apr-2023: The Future of Money, Finance, and Banking (Barclays)

Gives payment teams a reference point for The Future of Money, Finance, and Banking as infrastructure, regulation and digital money continue to converge. [Banking]

Apr-2023: Recommendations for Next Phase of Open Banking in the UK (JROC)

Useful context for teams working on permissioned financial data, customer switching and provider interoperability, with Recommendations for Next Phase of Open Banking in the UK at the centre of the discussion. [Banking, Open Banking]

Apr-2023: Money, Tokens, Games (Citi)

Connects Money, Tokens, Games with the operating realities of settlement, payment infrastructure and new customer expectations. [Regulation]

Apr-2023: Fintech and the Future of Finance (World Bank Group)

Gives market participants a reference point for Fintech and the Future of Finance and the areas where technology, regulation and financial services were converging. [Banking]

Apr-2023: Canadian Perspective on Responsible AI (OSFI and GRI)

Connects Canadian Perspective on Responsible AI with the practical decisions facing firms active in ai. [AI]

Apr-2023: 2023 State of Crypto (a16zcrypto)

Connects 2023 State of Crypto with the market, infrastructure and regulatory questions shaping digital asset activity. [Digital Assets]

Mar-2023: Updated Assessment of Inherent Risks of Money Laundering and Terrorist Financing in Canada (FinCan)

Puts Updated Assessment of Inherent Risks of Money Laundering and Terrorist Financing in Canada into a practical risk context for firms balancing growth, customer experience and stronger controls. [Cybersecurity]

Mar-2023: Digital Rupee - The Dawn of Revolution in Digital Payments (EY)

Useful for payment operators tracking Digital Rupee - The Dawn of Revolution in Digital Payments, including the infrastructure, customer and competitive questions behind changing money movement. [Payments]

Mar-2023: Enabling Instant Cross-Border Payments (BIS)

Gives payment teams a reference point for Enabling Instant Cross-Border Payments as infrastructure, regulation and digital money continue to converge. [Payments]

Feb-2023: The Fragility of DeFi Lending (Bank of Canada Staff Paper)

Useful for teams tracking The Fragility of DeFi Lending, with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Banking, Digital Assets, Lending & Credit]

Feb-2023: Financial Service Sector's Adoption of Cloud Services (US Treasury)

Connects Financial Service Sector's Adoption of Cloud Services with the practical decisions facing firms active in regulation. [Regulation]

Feb-2023: Australia's Crowdsourced Funding Industry 2022 (Birchal)

Connects Australia's Crowdsourced Funding Industry 2022 with the financing questions facing founders, investors and intermediaries across private and growth markets. [Capital Markets]

Feb-2023: Latam Fintech Regulation, 3rd edition (Lloreda Camacho)

A practical reference for firms tracking Latam Fintech Regulation, 3rd edition as policy, supervision and compliance expectations develop. [Regulation]

Feb-2023: Bringing Corporate Purpose into Mainstream (David Suzuki Foundation)

Connects Bringing Corporate Purpose into Mainstream with the practical decisions facing firms active in regulation. [Regulation]

Jan-2023: Top Trends in Payments 2023 (Capgemini)

Gives payment teams a reference point for Top Trends in Payments 2023 as infrastructure, regulation and digital money continue to converge. [Payments]

Jan-2023: Digital Euro Stocktake (European Central Bank)

Gives operators and investors a concise reference point for Digital Euro Stocktake within the wider regulation market. [Regulation]

Jan-2023:  AI Governance and Human Rights (Chatham House)

Connects AI Governance and Human Rights with the business questions around adoption, productivity, governance and financial services execution. [AI, Regulation]

Jan-2023:  2023 Sustainability CxO Survey Report (Deloitte)

Useful context on 2023 Sustainability CxO Survey for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Dec-2022:  Crypto and DeFi: Understanding the Risk Landscape (Linklaters)

Connects Crypto and DeFi: Understanding the Risk Landscape with the market, infrastructure and regulatory questions shaping digital asset activity. [Digital Assets]

Dec-2022:  The Winter of Crypto's Discontents (Goldman Sachs)

Useful for teams tracking The Winter of Crypto's Discontents, with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Digital Assets]

Dec-2022:  Environmental Impact of Digital Assets (OECD)

Connects Environmental Impact of Digital Assets with the market, infrastructure and regulatory questions shaping digital asset activity. [Digital Assets]

Nov-2022: Digital Engagement Practices in Retail Investing (ie Gamification) (OSC)

Useful for investment and wealth teams tracking Digital Engagement Practices in Retail Investing (ie Gamification), with relevance to product design, investor behaviour, distribution and market access. [Investing & Wealth]

Nov-2022:  CBDCs in Africa (BIS)

Useful context on CBDCs in Africa for teams following financial infrastructure and the commercial, policy or infrastructure questions around it. [Financial Infrastructure]

Nov-2022:  2022 Canadian Web3 Landscape (Incubella)

Connects 2022 Canadian Web3 Landscape with the practical decisions facing firms active in digital assets. [Digital Assets]

Nov-2022:  The Metaverse in Asia: Strategies for Economic Impact (Deloitte)

Useful context on The Metaverse in Asia: Strategies for Economic Impact for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Nov-2022:  Institutional DeFi:  The Next Generation of Finance?  (OliverWyman Forum)

Gives operators and investors a reference point for Institutional DeFi: The Next Generation of Finance? as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Digital Assets]

Oct-2022:  Institutional Investing 2.0:  Migration to Digital Assets Accelerates (BNY Mellon)

Connects Institutional Investing 2.0: Migration to Digital Assets Accelerates with the market, infrastructure and regulatory questions shaping digital asset activity. [Digital Assets, Investing & Wealth]

Oct-2022:  Project Aarum: Prototype for tier 2 CBDCs (BIS)

Useful context on Project Aarum: Prototype for tier 2 CBDCs for teams following financial infrastructure and the commercial, policy or infrastructure questions around it. [Financial Infrastructure]

Oct-2022:  Project mBridge:  Connecting Economies through CBDC (BIS)

Connects Project mBridge: Connecting Economies through CBDC with the practical decisions facing firms active in financial infrastructure. [Financial Infrastructure]

Oct-2022:  Canadian Payment Methods and Trends Report 2022 (Payments Canada)

Gives payment teams a reference point for Canadian Payment Methods and Trends 2022 as infrastructure, regulation and digital money continue to converge. [Payments]

Oct-2022:  2023 Banking and Capital Markets Outlook (Deloitte, Centre for Financial Services)

Connects 2023 Banking and Capital Markets Outlook with the commercial questions around customer relationships, infrastructure and changing bank business models. [Banking, Capital Markets]

Oct-2022:  Bitcoin Ownership and Use in Canada 2016-2021 (Bank of Canada)

Connects Bitcoin Ownership and Use in Canada 2016-2021 with the market, infrastructure and regulatory questions shaping digital asset activity. [Banking]

Oct-2022:  The Forces Disrupting Payments (BNY Mellon and Aite-Novarica Group)

Connects The Forces Disrupting Payments with the operating realities of settlement, payment infrastructure and new customer expectations. [Payments]

Oct-2022:  UK Treasury Committee Inquiry: Crypto Asset Industry (Innovate Finance/Shearman & Sterling)

Useful for teams tracking Oct-2022: UK Treasury Committee Inquiry: Crypto Asset Industry (Innovate Finance/Shearman & Sterling), with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Digital Assets]

Sep-2022:  2022 Report on Angel Investing in Canada (NACO)

Useful for founders and investors tracking 2022 on Angel Investing in Canada, with relevance to where capital is available, who can access it and how private markets are developing. [Capital Markets, Investing & Wealth]

Sep-2022:  Blockchain for Public Finance (OMFIF / EY)

Connects Blockchain for Public Finance with the market, infrastructure and regulatory questions shaping digital asset activity. [Digital Assets]

Sep-2022:  Embedded Finance: What it Takes to Prosper in the New Value Chain (Bain & Co)

Useful context on Embedded Finance: What it Takes to Prosper in the New Value Chain for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Sep-2022:  Policy Objectives for a U.S. CBDC system (White House)

Connects Policy Objectives for a U.S. CBDC system with the real operating questions around authorization, governance and regulatory exposure. [Financial Infrastructure]

Sep-2022:  Action Plan to Address Illicit Financing of Digital Assets (U.S. Treasury)

Gives operators and investors a reference point for Action Plan to Address Illicit Financing of Digital Assets as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Digital Assets]

Sep-2022:  Crypto-Assets:  Implications for Consumers, Investors, and Businesses (U.S. Treasury)

Gives operators and investors a reference point for Crypto-Assets: Implications for Consumers, Investors, and Businesses as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Digital Assets, Investing & Wealth]

Sep-2022:  The Future of Money and Payments (U.S. Treasury)

Useful for payment operators tracking The Future of Money and Payments, including the infrastructure, customer and competitive questions behind changing money movement. [Payments]

Sep-2022:  Buy Now Pay Later: Market Trends and Consumer Impacts (CFPB)

Gives operators and investors a concise reference point for Buy Now Pay Later: Market Trends and Consumer Impacts within the wider regulation market. [Regulation]

Sep-2022:  Pulse of Fintech H1'22 (KPMG)

Gives market participants a reference point for Pulse of Fintech H1'22 and the areas where technology, regulation and financial services were converging. [Capital Markets]

Sep-2022:  National Assessment of Money Laundering Risks: 8 Advanced Countries (World Bank Group)

Puts National Assessment of Money Laundering Risks: 8 Advanced Countries into a practical risk context for firms balancing growth, customer experience and stronger controls. [Banking, Cybersecurity]

Sep-2022:  The Money Revolution (IMF)

Connects The Money Revolution with the operating realities of settlement, payment infrastructure and new customer expectations. [Regulation]

Aug-2022: Decapitalization: Weak Business Investment Threatens Canadian Prosperity (C.D.Howe)

Gives operators and investors a concise reference point for Decapitalization: Weak Business Investment Threatens Canadian Prosperity within the wider cybersecurity market. [Cybersecurity]

Aug-2022: DeFi: The New Frontier of Finance - Key Trends Asia-Pacific (Visa)

Connects DeFi: The New Frontier of Finance - Key Trends Asia-Pacific with the market, infrastructure and regulatory questions shaping digital asset activity. [Digital Assets]

Aug-2022: Towards the Holy Grail of Cross-border Payments - working paper series (ECB)

Connects Towards the Holy Grail of Cross-border Payments - series with the operating realities of settlement, payment infrastructure and new customer expectations. [Payments]

Jul-2022:  Market Approach to Regulating Stablecoins, the Future’s Money (CEI)

Gives operators and investors a concise reference point for Market within the wider regulation market. [Regulation]

Jul-2022:  Fintech and COVID-19: Impacts, Challenges, and Policy Priorities for Asia (ADB)

Useful for operators who need to understand where Fintech and COVID-19: Impacts, Challenges, and Policy Priorities for Asia may affect product design, market access or compliance decisions. [Capital Markets]

Jul-2022:  Gender Gap in Financial Health - Identifying Barriers and Opportunities (Financial Health Network)

Useful context on Gender Gap in Financial Health - Identifying Barriers and Opportunities for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Jul-2022:  Big Tech Interdependencies - A Key Policy Blind Spot (BIS)

A practical reference for firms tracking Big Tech Interdependencies - A Key Policy Blind Spot as policy, supervision and compliance expectations develop. [Regulation]

Jul-2022:  Crypto-assets and Decentralized Finance through a Financial Stability Lens (Federal Reserve)

Gives operators and investors a reference point for Crypto-assets and Decentralized Finance through a Financial Stability Lens as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Digital Assets]

Jul-2022:  Fintech Inclusion, Digital Payments, and Resilience in the Age of Covid (World Bank Group)

Gives payment teams a reference point for Fintech Inclusion, Digital Payments, and Resilience in the Age of Covid as infrastructure, regulation and digital money continue to converge. [Banking, Payments]

Jun-2022:  Consumer Payment Attitudes Study: Navigating a New Era in Payments (VISA)

Useful for payment operators tracking Consumer Payment Attitudes : Navigating a New Era in Payments, including the infrastructure, customer and competitive questions behind changing money movement. [Payments]

Jun-2022:  Digital Currencies and Energy Consumption (IMF)

Gives operators and investors a concise reference point for Digital Currencies and Energy Consumption within the wider regulation market. [Regulation]

Jun-2022:  Targeted Update on Implementation of FATF’s Standards on Virtual Assets and VASPs (FATF)

Useful context on Targeted Update on Implementation of FATF’s Standards on Virtual Assets and VASPs for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Jun-2022:  The Future of Monetary System (BIS - Chapter extract)

Connects The Future of Monetary System with the practical decisions facing firms active in financial infrastructure. [Financial Infrastructure]

Jun-2022:  4th Global Crypto Hedge Fund Report (PwC)

Gives operators and investors a reference point for 4th Global Crypto Hedge Fund as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Digital Assets]

Jun-2022:  Value Creation in the Metaverse (McKinsey & Co)

Connects Value Creation in the Metaverse with the practical decisions facing firms active in regulation. [Regulation]

Jun-2022:  The Art of Public Money:  Policy Considerations for CBDCs (Visa)

Useful for payment operators tracking The Art of Public Money: Policy Considerations for CBDCs, including the infrastructure, customer and competitive questions behind changing money movement. [Financial Infrastructure]

Jun-2022:  Cryptocurrency Crime and Anti Money Laundering (CipherTrace)

Puts Cryptocurrency Crime and Anti Money Laundering into a practical risk context for firms balancing growth, customer experience and stronger controls. [Cybersecurity, Digital Assets]

Jun-2022:  Unlocking UK Digital Identity in 2022 (TechUK)

Connects Unlocking UK Digital Identity in 2022 with the practical decisions facing firms active in regulation. [Regulation]

May-2022:  B2B Payments: Last Major Bastion of Paper-based Payments and Processes (Financial Technology Partners)

Useful for payment operators tracking B2B Payments: Last Major Bastion of Paper-based Payments and Processes, including the infrastructure, customer and competitive questions behind changing money movement. [Payments]

May-2022:  Fintech and the Future of Finance (The World Bank)

Useful for founders, operators and investors tracking Fintech and the Future of Finance, with a market-level view of where financial services innovation was concentrating. [Capital Markets]

May-2022:  2022 State of Crypto (A16z)

Gives operators and investors a reference point for 2022 State of Crypto as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Digital Assets]

May-2022:  Capital Flow Management Measures in the Digital Age: Challenges of Crypto Assets (IMF)

Useful for teams tracking Capital Flow Management Measures in the Digital Age: Challenges of Crypto Assets, with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Digital Assets]

May-2022:  CBDCs Gaining Momentum: Results of the 2021 BIS Survey (BIS)

Useful context on CBDCs Gaining Momentum: Results of the 2021 BIS Survey for teams following financial infrastructure and the commercial, policy or infrastructure questions around it. [Financial Infrastructure]

May-2022:  DAOs: An Institutional guide to Decentralized Governance (Arca)

Useful for operators who need to understand where DAOs: An Institutional to Decentralized Governance may affect product design, market access or compliance decisions. [Regulation]

May-2022:  e-HKD: A Policy and Design Perspective (HKMA)

A practical reference for firms tracking e-HKD: A Policy and Design Perspective as policy, supervision and compliance expectations develop. [Regulation]

Apr-2022:  Where are the Robots? Surprising Declaration of Technology in Canadian Workplaces (Centre for Future Work)

Useful context on Where are the Robots? Surprising Declaration of Technology in Canadian Workplaces for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Apr-2022:  An intellectual property box for Canada: Why and How (CD Howe)

Gives operators and investors a concise reference point for An intellectual property box for Canada: Why and How within the wider regulation market. [Regulation]

Apr-2022:  Meet me in the Metaverse - Technology Vision 2022 (Accenture)

Useful context on Meet me in the Metaverse - Technology Vision 2022 for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Apr-2022:  Financial Inclusion in the UK: Analysis of Affordable Financial Services in the UK (LexisNexis)

Useful for founders, operators and investors tracking Financial Inclusion in the UK: Analysis of Affordable Financial Services in the UK, with a market-level view of where financial services innovation was concentrating. [Banking]

Apr-2022:  Demistifying Crypto Payments 2022 (Checkout.com)

Gives payment teams a reference point for Demistifying Crypto Payments 2022 as infrastructure, regulation and digital money continue to converge. [Digital Assets, Payments]

Mar-2022:  Competition Policy in the Digital Age (OECD)

Connects Competition Policy in the Digital Age with the real operating questions around authorization, governance and regulatory exposure. [Regulation]

Mar-2022:  Regulatory Technology for the 21st Century (WEF)

Connects Regulatory Technology for the 21st Century with the real operating questions around authorization, governance and regulatory exposure. [Regulation]

Mar-2022:  How Canadians and Small Business Owners Feel about Financial Services (Pollara)

Gives market participants a reference point for How Canadians and Small Business Owners Feel about Financial Services and the areas where technology, regulation and financial services were converging. [Banking]

Mar-2022:  Study on New Digital Payment Methods (Commissioned by ECB)

Connects on New Digital Payment Methods with the operating realities of settlement, payment infrastructure and new customer expectations. [Payments]

Mar-2022:  Synthetic Data to Support Financial Services Innovation (FCA)

Useful for founders, operators and investors tracking Synthetic Data to Support Financial Services Innovation, with a market-level view of where financial services innovation was concentrating. [Banking]

Mar-2022:  Fintech Toolkit for Policy Makers and Regulators (ADB)

Connects Fintech Toolkit for Policy Makers and Regulators with the real operating questions around authorization, governance and regulatory exposure. [Regulation]

Mar-2022:  Financial Inclusion in the UK - by the numbers (LexisNexis)

Useful context on Financial Inclusion in the UK - by the numbers for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Mar-2022:  Emerging Growth Trends 2021 (Beauhurst and Deloitte)

Gives operators and investors a concise reference point for Emerging Growth Trends 2021 within the wider regulation market. [Regulation]

Feb-2022:  Smarter Contracts report - practical case studies (LawTech UK)

Useful context on Smarter Contracts - practical case studies for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Feb-2022:  ESG Ratings and ESG Data in Finanial Services - Practioners Viewpoint (IRSG / Accenture)

Gives operators and investors a concise reference point for ESG Ratings and ESG Data in Finanial Services - Practioners Viewpoint within the wider regulation market. [Regulation]

Feb-2022:  Fintech regulation in the Middle East and North Africa (CCAF)

Useful for operators who need to understand where Fintech regulation in the Middle East and North Africa may affect product design, market access or compliance decisions. [Regulation]

Feb-2022:  Behind the Scenes of Central Bank Digital Currency (IMF)

Connects Behind the Scenes of Central Bank Digital Currency with the commercial questions around customer relationships, infrastructure and changing bank business models. [Banking]

Jan-2022:  Opportunities in the Metaverse (JP Morgan)

Gives operators and investors a concise reference point for Opportunities in the Metaverse within the wider regulation market. [Regulation]

Jan-2022:  Debating the Right Balance(s) for Privacy Laws in Canada (PPT)

Connects Debating the Right Balance(s) for Privacy Laws in Canada with the real operating questions around authorization, governance and regulatory exposure. [Regulation]

Jan-2022:  Virtual Banking and Beyond (BIS)

Gives operators a practical reference point for Virtual Banking and Beyond as banks and fintechs compete across products, data and distribution. [Banking]

Jan-2022:  Financial Markets Regulatory Outlook 2022 (Deloitte UK, EMEA regulatory strategies)

A practical reference for firms tracking Financial Markets Regulatory Outlook 2022 as policy, supervision and compliance expectations develop. [Regulation]

Jan-2022:  Strategic Review of Retail Banking Business Models (FCA)

Useful for banking and fintech teams tracking Strategic Review of Retail Banking Business Models, with relevance to product economics, competition and operating models. [Banking]

Jan-2022:  Money and Payments: U.S. Dollar in the Age of Digital Transformation (Federal Reserve)

Gives payment teams a reference point for Money and Payments: U.S. Dollar in the Age of Digital Transformation as infrastructure, regulation and digital money continue to converge. [Payments]

Jan-2022:  Why Decentralised Finance (DeFi) Matters and the Policy Implications (OECD)

Gives operators and investors a reference point for Why Decentralised Finance (DeFi) Matters and the Policy Implications as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Digital Assets]

Jan-2022:  ESG related investment fund disclosure guidance (CSA)

Gives operators and investors a concise reference point for ESG related investment fund disclosure guidance within the wider capital markets market. [Capital Markets, Regulation]

Jan-2022:  Blockchain: Legal and Regulatory Guidance (second edition) (UK Law society / Tech London)

Useful for teams tracking Blockchain: Legal and Regulatory Guidance (second edition), with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Digital Assets, Regulation]

Dec-2021:  Contractual Standards for Digital Asset Derivatives (ISDA)

Gives operators and investors a reference point for Contractual Standards for Digital Asset Derivatives as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Digital Assets, Regulation]

Dec-2021:  Harnessing Digitalization for Sustainable Economic Development: Insights for Asia (ADB)

Gives operators and investors a concise reference point for Harnessing Digitalization for Sustainable Economic Development: Insights for Asia within the wider regulation market. [Regulation]

Dec-2021:  New North Star III: Case for Canada Advanced Research Projects Agency (PPT Forum)

Connects New North Star III: Case for Canada Advanced Research Projects Agency with the practical decisions facing firms active in regulation. [Regulation]

Dec-2021:  Q4 Blockchain market report (Medium)

Gives operators and investors a reference point for Q4 Blockchain market as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Digital Assets]

Dec-2021:  Contractual Standards for Digital Asset Derivatives (ISDA)

Gives operators and investors a reference point for Contractual Standards for Digital Asset Derivatives as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Digital Assets, Regulation]

Dec-2021:  Rise of Open Banking Consumer Study (Mastercard)

Connects Rise of Open Banking Consumer to the commercial and policy questions behind data access, portability and competition in financial services. [Banking, Open Banking]

Dec-2021:  CBDCs: Functional scope, pricing and controls (European Central Bank)

Connects CBDCs: Functional scope, pricing and controls with the practical decisions facing firms active in financial infrastructure. [Financial Infrastructure]

Dec-2021:  Digital Asset Revolution - The Rise of DeFi (BRI and Ninepoint)

Useful for teams tracking Digital Asset Revolution - The Rise of DeFi, with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Digital Assets]

Nov-2021:  DeFi for the Metaverse (Outlier Ventures)

Gives operators and investors a reference point for Nov-2021: DeFi for the Metaverse (Outlier Ventures) as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Capital Markets, Digital Assets]

Nov-2021:  Regulation of Cryptocurrency around the World (Law Library of U.S. Congress)

Useful for teams tracking Regulation of Cryptocurrency around the World, with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Digital Assets, Regulation]

Nov-2021:  Standards and Digital Transformation (UNIDO)

Useful context on Standards and Digital Transformation for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Nov-2021:  Powering the Future of Regulatory Technology (FSRA of Abu Dhabi Global Market)

Connects Powering the Future of Regulatory Technology with the real operating questions around authorization, governance and regulatory exposure. [Regulation]

Nov-2021:  Bitcoin Adoption and Belief in Canada (Bank of Canada, Staff Paper)

Gives operators and investors a reference point for Bitcoin Adoption and Belief in Canada as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Banking]

Nov-2021:  White Paper Series: Digital Currency Governance Consortium (WEF)

Connects Series: Digital Currency Governance Consortium with the real operating questions around authorization, governance and regulatory exposure. [Regulation]

Nov-2021:  How consumers use savings apps (UK OBIE)

Useful context on How consumers use savings apps for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Nov-2021:  Technology and Cyber Risk Management Draft Guidelines (OFSI)

Useful for risk and operating teams tracking Technology and Cyber Risk Management Draft Guidelines, with direct relevance to controls, resilience and financial crime exposure. [Cybersecurity]

Nov-2021:  International Journal of Blockchain Law (GBBC)

Connects International Journal of Blockchain Law with the market, infrastructure and regulatory questions shaping digital asset activity. [Digital Assets, Regulation]

Nov-2021:  Decrypting Crypto (Barclay's Rise)

Connects Decrypting Crypto with the market, infrastructure and regulatory questions shaping digital asset activity. [Digital Assets]

Nov-2021:  Report on Stablecoins (US President Biden's working committee on Financial Markets - PWG)

Useful for teams tracking on Stablecoins, especially where digital money meets settlement, treasury operations, payments and regulatory design. [Digital Assets]

Oct-2021:  Decarbonising Crypto (SUMO and Crypto Wallet)

Gives operators and investors a reference point for Oct-2021: Decarbonising Crypto (SUMO and Crypto Wallet) as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Digital Assets]

Oct-2021:  Updated Guidance for a Risk-Based Approach to Virtual Assets and Virtual Asset Service Providers (FATF)

Connects Updated Guidance for a Risk-Based Approach to Virtual Assets and Virtual Asset Service Providers with the practical decisions facing firms active in regulation. [Regulation]

Oct-2021:  Updated FATF Travel Rule Exlainer (XReg Consulting)

Gives operators and investors a concise reference point for Oct-2021: Updated FATF Travel Rule Exlainer (XReg Consulting) within the wider regulation market. [Regulation]

Oct-2021:  G7 Public Policy Principles for Retail Central Bank Digital Currencies (UK Government, HM Treasury)

Connects G7 Public Policy Principles for Retail Central Bank Digital Currencies with the commercial questions around customer relationships, infrastructure and changing bank business models. [Banking]

Oct-2021:  Canada and the Digitalization of Money (Centre for International Governance Innovation)

Connects Oct-2021: Canada and the Digitalization of Money (Centre for International Governance Innovation) with the operating realities of settlement, payment infrastructure and new customer expectations. [Regulation]

Oct-2021:  UK Payments landscape review: Response to Consultation (HM Treasury)

Gives payment teams a reference point for UK Payments landscape review: Response to Consultation as infrastructure, regulation and digital money continue to converge. [Payments, Regulation]

Oct-2021:  The 2021 McKinsey Global Payments Report (McKinsey)

Connects The 2021 McKinsey Global Payments with the operating realities of settlement, payment infrastructure and new customer expectations. [Payments]

Oct-2021:  Non-Fungible Tokens: Redefining Digital Scarcity (Kraken)

Gives operators and investors a reference point for Non-Fungible Tokens: Redefining Digital Scarcity as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Digital Assets]

Oct-2021:  Business and Finance Outlook 2021: AI in Business and Finance (OECD Library)

Useful for leaders deciding where Business and Finance Outlook 2021: AI in Business and Finance can create operating value, where controls are needed and how quickly adoption is becoming practical. [AI]

Sep-2021:  Central Bank Digital Currencies CBDCs - Executive Summary (BIS)

Useful for banking and fintech teams tracking Central Bank Digital Currencies CBDCs - Executive Summary, with relevance to product economics, competition and operating models. [Banking, Financial Infrastructure]

Sep-2021:  Rising to the challenge of new global realities (Canadian Senate, Prosperity Action Group)

Gives operators and investors a concise reference point for Sep-2021: Rising to the challenge of new global realities (Canadian Senate, Prosperity Action Group) within the wider regulation market. [Regulation]

Sep-2021:  Smart path to open finance (Coadec)

Useful context for teams working on permissioned financial data, customer switching and provider interoperability, with Smart path to open finance at the centre of the discussion. [Open Banking]

Sep-2021:  Energy Footprint of Blockchain Consensus Mechanisms Beyond Proof-of-Work (UCL Centre for Blockchain Technologies)

Gives operators and investors a reference point for Sep-2021: Energy Footprint of Blockchain Consensus Mechanisms Beyond Proof-of-Work (UCL Centre for Blockchain Technologies) as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Digital Assets]

Sep-2021:  Establishing a Digital Euro (Internet Economy Foundation)

Gives operators and investors a concise reference point for Establishing a Digital Euro within the wider regulation market. [Regulation]

Aug-2021:  Comparison of Open Banking Recommendations (Library of Parliament, Canada)

Useful context for teams working on permissioned financial data, customer switching and provider interoperability, with Aug-2021: Comparison of Open Banking Recommendations (Library of Parliament, Canada) at the centre of the discussion. [Banking, Open Banking]

Aug-2021:  Impact of Fintech on Central Bank Governance (IMF)

Connects Impact of Fintech on Central Bank Governance with the commercial questions around customer relationships, infrastructure and changing bank business models. [Banking, Regulation]

Aug-2021:  Global Pulse of Fintech H1'2021 (KPMG)

Useful for founders, operators and investors tracking Global Pulse of Fintech H1'2021, with a market-level view of where financial services innovation was concentrating. [Capital Markets]

Aug-2021:  Humans keeping AI in check – emerging regulatory expectations in the financial sector (BIS)

Useful for leaders deciding where Humans keeping AI in check – emerging regulatory expectations in can create operating value, where controls are needed and how quickly adoption is becoming practical. [AI, Regulation]

Aug-2021:  Final report - Advisory Committee on Open Banking (Advisory committee to Department of Finance, Canada)

Helps operators track how Final - Advisory Committee on Open Banking affects customer control of financial data, provider access and the infrastructure needed to make switching work. [Banking, Open Banking]

Aug-2021:  Unlocking the value of data: Exploring the role of data intermediaries (Centre for data ethics and innovation)

Gives operators and investors a concise reference point for Unlocking the value of data: Exploring the role of data intermediaries within the wider regulation market. [Regulation]

Jul-2021:  Opportunities and Challenges of new Technologies for AMF/CFT (FATF)

Connects Opportunities and Challenges of new Technologies for AMF/CFT with the practical decisions facing firms active in regulation. [Regulation]

Jul-2021:  Canadian Data Governance Standardization Roadmap (SCC)

Connects Canadian Data Governance Standardization Roadmap with the real operating questions around authorization, governance and regulatory exposure. [Regulation]

Jul-2021:  The changing fintech landscape: A snapshot of M&A themes and trends (Sherman & Sterling, Barclays, S&P Global)

Gives market participants a reference point for The changing fintech landscape: A snapshot of M&A themes and trends and the areas where technology, regulation and financial services were converging. [Capital Markets]

Jul-2021:  Surveying of young people towards capitalism and socialism (Institute Economic Affairs)

Gives operators and investors a concise reference point for Surveying of young people towards capitalism and socialism within the wider regulation market. [Regulation]

Jul-2021:  2nd 12 month Review of the Revised FATF Standards on Virtual Assets and Virtual Asset Service Providers (FATF)

Useful context on 2nd 12 month Review of the Revised FATF Standards on Virtual Assets and Virtual Asset Service Providers for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Jul-2021:  Fintech and payments: regulating digital payment services and e-money (FSI)

Useful for payment operators tracking Fintech and payments: regulating digital payment services and e-money, including the infrastructure, customer and competitive questions behind changing money movement. [Payments, Regulation]

Jun-2021:  Compendium: Crypto Regulations by Country (Reuters)

Gives operators and investors a reference point for Compendium: Crypto Regulations by Country as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Digital Assets, Regulation]

Jun-2021:  Smart data working group (Dept of Business, Energy and Industrial Strategy UK)

Useful context on Smart data working group (Dept of Business, Energy and Industrial Strategy for teams following open banking and the commercial, policy or infrastructure questions around it. [Open Banking]

Jun-2021:  The 2nd Global Alternative Finance Benchmarking Report (CCAF)

Connects The 2nd Global Alternative Finance Benchmarking with the practical decisions facing firms active in regulation. [Regulation]

Jun-2021:  Task Force on Financial Stability (Brookings Institute)

Gives operators and investors a concise reference point for Task Force on Financial Stability within the wider regulation market. [Regulation]

Jun-2021:  Financial Data: The Consumer Perspective (Financial Health Network)

Useful context on Financial Data: The Consumer Perspective for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Jun-2021:  III CBDCs: An Opportunity for the Monetary System (BIS)

Connects III CBDCs: An Opportunity for the Monetary System with the practical decisions facing firms active in financial infrastructure. [Financial Infrastructure]

Jun-2021:  Financial Data Unbound: The Value of Open Data for Individuals and Institutions (McKinsey & Co)

Gives operators and investors a concise reference point for Financial Data Unbound: The Value of Open Data for Individuals and Institutions within the wider regulation market. [Regulation]

Jun-2021:  AI in Financial Services (The Alan Turing Institute)

Gives operators a reference point for AI in Financial Services as AI moves from experimentation into workflows, products and risk management. [AI, Banking]

Jun-2021:  Independent Taskforce on Innovation, Growth and Regulatory Reform (UK Government)

Connects Independent Taskforce on Innovation, Growth and Regulatory Reform with the real operating questions around authorization, governance and regulatory exposure. [Regulation]

Jun-2021:  New Forms of Digital Money - Discussion Paper (Bank of England)

Gives payment teams a reference point for New Forms of Digital Money as infrastructure, regulation and digital money continue to converge. [Banking]

Jun-2021:  Insights Report: Climate Fintech (Rise by Barclays)

Connects Insights : Climate Fintech with the competitive and operating questions shaping fintech and financial services. [Capital Markets]

Jun-2021:  Decentralized Finance (DeFi) Policy-Maker Toolkit Whitepaper (WEF)

Connects Decentralized Finance (DeFi) Policy-Maker Toolkit Whitepaper with the market, infrastructure and regulatory questions shaping digital asset activity. [Digital Assets]

May-2021:  DeFi Beyond the Hype The Emerging World of Decentralized Finance (Wharton)

Useful for teams tracking DeFi Beyond the Hype, with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Digital Assets]

May-2021:  Canadian Prepaid Ecosystem Highlights (FGS and CPPO)

Useful context on May-2021: Canadian Prepaid Ecosystem Highlights (FGS and CPPO) for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

May-2021:  Financial Services Risk Trends (Allianz)

Useful for founders, operators and investors tracking Financial Services Risk Trends, with a market-level view of where financial services innovation was concentrating. [Banking]

May-2021:  The Digitalization of Money - Working paper (BIS)

Gives payment teams a reference point for The Digitalization of Money as infrastructure, regulation and digital money continue to converge. [Regulation]

May-2021:  Digital Assets, Distributed Ledger Technology and the Future of Capital Markets (WEF)

Connects Digital Assets, Distributed Ledger Technology and the Future of with the practical questions around issuance, settlement, interoperability and market infrastructure. [Digital Assets]

Apr-2021:  The State of Competition Policy in Canada: Towards an Agenda of Regulatory Reform in a Digital Era (CMTD)

Connects The State of Competition Policy in Canada: Towards an Agenda of Regulatory Reform in a Digital Era with the real operating questions around authorization, governance and regulatory exposure. [Regulation]

Apr-2021:  PwC's CBDC Global Index (PwC)

Connects PwC's CBDC Global Index with the practical decisions facing firms active in digital assets. [Digital Assets, Financial Infrastructure]

Apr-2021:  Public consultations results on a digital Euro (European Central Bank)

Useful context on Public consultations results on a digital Euro for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Apr-2021:  Latest UK Legal and Regulatory Trends (Herbert Smith Freehills)

A practical reference for firms tracking Latest UK Legal and Regulatory Trends as policy, supervision and compliance expectations develop. [Regulation]

Mar-2021:  Overview of Regulatory Framework for Financial Services Compliance (Gowling WLG)

A practical reference for firms tracking Overview of Regulatory for Financial Services Compliance as policy, supervision and compliance expectations develop. [Banking, Regulation]

Mar-2021:  Guide to the Venture Capital Ecosystem (CVCA)

Connects to the Venture Capital Ecosystem with the financing questions facing founders, investors and intermediaries across private and growth markets. [Capital Markets]

Mar-2021:  Collaborating to Win in Canada's Fintech Ecosystem (Accenture)

Connects Collaborating to Win in Canada's Fintech Ecosystem with the competitive and operating questions shaping fintech and financial services. [Capital Markets]

Mar-2021:  Big Techs in Finance: Regulatory approaches and Policy Options (BIS, Financial Stability Institute)

Useful for operators who need to understand where Big Techs in Finance: Regulatory approaches and Policy Options may affect product design, market access or compliance decisions. [Regulation]

Mar-2021:  Branching Off: The outlook for Hong Kong's virtual banks (Quinlan & Associates)

Useful for banking and fintech teams tracking Branching Off: The outlook for Hong Kong's virtual banks, with relevance to product economics, competition and operating models. [Banking]

Mar-2021:  Artificial Intelligence Index Report 2021 (Stanford University)

Gives operators a reference point for Artificial Intelligence Index 2021 as AI moves from experimentation into workflows, products and risk management. [AI, Digital Assets]

Mar-2021:  Kalifa Review of UK Fintech (Kalifa)

Connects Kalifa Review of UK Fintech with the competitive and operating questions shaping fintech and financial services. [Capital Markets]

Feb-2021:  Transforming data collection from the UK financial sector: a plan for 2021 and beyond (Bank of England)

Useful context on Transforming data collection from the UK financial sector: a plan for 2021 and beyond for teams following banking and the commercial, policy or infrastructure questions around it. [Banking]

Feb-2021:  Power to the People: Independent Report on Competition Policy (John Penrose MP)

A practical reference for firms tracking Power to the People: Independent on Competition Policy as policy, supervision and compliance expectations develop. [Regulation]

Feb-2021:  State of Fair Banking in Canada: Borrower and Lender Perspectives (DUCA Impact Lab and Angus Reid Group)

Useful for banking and fintech teams tracking State of Fair Banking in Canada: Borrower and Lender Perspectives, with relevance to product economics, competition and operating models. [Banking]

Feb-2021:  Crypto Yields - Deep Dive on DeFi (Kraken)

Useful for teams tracking Crypto Yields - Deep Dive on DeFi, with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Digital Assets]

Feb-2021:  Fintech Regulation: Achieving a Level Playing Field (BIS)

A practical reference for firms tracking Fintech Regulation: Achieving a Level Playing Field as policy, supervision and compliance expectations develop. [Regulation]

Feb-2021:  Regulatory Approaches to the Tokenization of Assets (OECD)

Useful context on Regulatory Approaches to the Tokenization of Assets for firms following how assets, funds and market infrastructure are moving onto programmable rails. [Regulation, Tokenization]

Feb-2021:  Pulse of Fintech H2'20 (KPMG)

Useful for founders, operators and investors tracking Pulse of Fintech H2'20, with a market-level view of where financial services innovation was concentrating. [Capital Markets]

Jan-2021:  SCC’s Innovation Initiative: Empowering Canadian innovation where it sparks (SCC)

Connects SCC’s Innovation Initiative: Empowering Canadian innovation where it sparks with the competitive and operating questions shaping fintech and financial services. [Regulation]

Jan-2021:  CPAs and the New Social Contract: Warrior Accountants? (CPA)

Useful context on Jan-2021: CPAs and the New Social Contract: Warrior Accountants? (CPA) for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Jan-2021:  Capital Markets Modernization Taskforce (Task Force on behalf of Ontario Government)

Useful context on Capital Markets Modernization Taskforce for teams following capital markets and the commercial, policy or infrastructure questions around it. [Capital Markets]

Jan-2021:  Navigating Uncertainly in Climate Change (OSFI/BSIF)

Gives operators and investors a concise reference point for Navigating Uncertainly in Climate Change within the wider regulation market. [Regulation]

Jan-2021:  Canadian Digital Trust Insights 2021 (PwC)

Useful context on Canadian Digital Trust Insights 2021 for teams following regulation and the commercial, policy or infrastructure questions around it. [Regulation]

Jan-2021:  UK Regulatory Approach to Cryptoassets and Stablecoins: Call for evidence (HM Treasury)

Puts UK Regulatory Approach to Cryptoassets and Stablecoins: Call for evidence into practical market context for payment firms, treasury teams and digital asset operators deciding where stablecoins fit. [Digital Assets, Regulation]

Jan-2021:  Intro to Responsible Investment for Asset Owners (PRI)

Connects Intro to Responsible Investment for Asset Owners with the practical decisions facing firms active in regulation. [Regulation]

Dec-2020: Digital Banking and Digital ID Dialogue Sessions (Standards Council of Canada)

Gives operators a practical reference point for Digital Banking and Digital ID Dialogue Sessions as banks and fintechs compete across products, data and distribution. [Banking, Regulation]

Dec-2020: Digital Finance and Financial Literacy: An Empirical Investigation of Chinese Households (ADB)

Adds historical context on Digital Finance and Financial Literacy: An Empirical Investigation of Chinese Households and helps track how the regulation conversation has developed since 2020. [Regulation]

Dec-2020:  Primary on Digital Assets (LabCFTC)

Connects Primary on Digital Assets with the market, infrastructure and regulatory questions shaping digital asset activity. [Digital Assets]

Dec-2020:  Financial Regulation on the Horizon (Linklaters)

A practical reference for firms tracking Financial Regulation on the Horizon as policy, supervision and compliance expectations develop. [Regulation]

Dec-2020:  How Canada Holds It Own in the Global Race for Innovation Talent (Innovation Economy Council)

Connects How Canada Holds It Own in the Global Race for Innovation Talent with the competitive and operating questions shaping fintech and financial services. [Regulation]

Dec-2020:  Global Fintech:  Year in Review 2020 (Linklaters)

Useful for founders, operators and investors tracking Global Fintech: Year in Review 2020, with a market-level view of where financial services innovation was concentrating. [Capital Markets]

Dec-2020:  The Global Covid-19 FinTech Market Rapid Assessment Study (CCAF)

Useful for founders, operators and investors tracking The Global Covid-19 FinTech Market Rapid Assessment, with a market-level view of where financial services innovation was concentrating. [Capital Markets]

Nov-2020:  Inside the Regulatory Sandbox: Effects on Fintech Funding (BIS working paper)

Useful for founders and investors tracking Inside the Regulatory Sandbox: Effects on Fintech Funding, with relevance to where capital is available, who can access it and how private markets are developing. [Capital Markets, Regulation]

Nov-2020: Understanding GDPR | The role of standards in compliance (Standards Council of Canada)

Connects Understanding GDPR | The role of standards in compliance with the real operating questions around authorization, governance and regulatory exposure. [Regulation]

Nov-2020:  BIS Working paper:  Stablecoins:  Risks, potential and regulation (BIS)

Connects BIS : Stablecoins: Risks, potential and regulation with the operating questions around settlement, reserves, distribution and cross-border use. [Digital Assets, Regulation]

Nov-2020:  Implications of Climate Change for Financial Stability (BIS)

Worth keeping in the archive as an earlier view of Implications of Climate Change for Financial Stability, useful for comparing the assumptions and priorities of 2020 with today’s market. [Regulation]

Nov-2020:  China’s Draft Anti-Monopoly Guidelines on Platform Economy (Paul Weiss client memo)

Worth keeping in the archive as an earlier view of China’s Draft Anti-Monopoly Guidelines on Platform Economy, useful for comparing the assumptions and priorities of 2020 with today’s market. [Financial Infrastructure]

Nov-2020:  State of Industry Report on Mobile Money 2019 (GSMA)

Connects State of Industry on Mobile Money 2019 with the operating realities of settlement, payment infrastructure and new customer expectations. [Regulation]

Nov-2020:  The Global Fintech Ecosystem Report 2020 (Startup Genome)

Connects The Global Fintech Ecosystem 2020 with the competitive and operating questions shaping fintech and financial services. [Capital Markets]

Oct-2020:  Access to Capital for Canadian Growth Orientated, Medium Sized Firms (RCG Group)

Adds historical context on Access to Capital for Canadian Growth Orientated, Medium Sized Firms and helps track how the regulation conversation has developed since 2020. [Regulation]

Oct-2020:  The Global Covid-19 FinTech Regulatory Rapid Assessment Study (CCAF)

Useful for operators who need to understand where The Global Covid-19 FinTech Regulatory Rapid Assessment may affect product design, market access or compliance decisions. [Regulation]

Oct-2020:  Enhancing Cross-border Payments: Stage 3 Roadmap (FSB)

Worth keeping in the archive as an earlier view of E, useful for comparing the assumptions and priorities of 2020 with today’s market. [Regulation]

Oct-2020:  Regulation, Supervision, Oversight of 'Global Stablecoin' Arrangements (FSB)

Puts Regulation, Supervision, Oversight of 'Global Stablecoin' Arrangements into practical market context for payment firms, treasury teams and digital asset operators deciding where stablecoins fit. [Digital Assets, Regulation]

Oct-2020:  Cryptocurrency Enforcement Framework (US Dept Justice, Attorney General's Cyber Digital Taskforce)

Connects Cryptocurrency Enforcement with the market, infrastructure and regulatory questions shaping digital asset activity. [Cybersecurity, Digital Assets]

Sep-2020:  Does FinTech Substitute for Banks?Evidence from the Paycheck Protection Program (Ohio State University)

Connects Does FinTech Substitute for Banks?Evidence from the Paycheck Protection Program with the commercial questions around customer relationships, infrastructure and changing bank business models. [Banking]

Sep-2020:  Guidance: Data Ethics Framework (UK Government)

A practical reference for firms tracking Guidance: Data Ethics as policy, supervision and compliance expectations develop. [Regulation]

Sep-2020:  ESG Investing: Practices, Progress and Challenges (OECD)

Gives market participants a reference point for ESG Investing: Practices, Progress and Challenges across investing, wealth technology and securities markets. [Investing & Wealth]

Sep-2020:  Developing Financial Sector Resilience in a Digital World:  Select Themes in Tech and Related Risks (OFSI)

Adds historical context on Developing Financial Sector Resilience in a Digital World: Select Themes in Tech and Related Risks and helps track how the regulation conversation has developed since 2020. [Regulation]

Sep-2020:  UK Regulatory Initiatives Grid September 2020 (FCA)

Connects UK Regulatory Initiatives Grid September 2020 with the real operating questions around authorization, governance and regulatory exposure. [Regulation]

Sep-2020:  Regulation Crowdfunding: A Congressional Report Card (CCA and SBE Concil)

Connects Regulation Crowdfunding: A Congressional Card with the financing questions facing founders, investors and intermediaries across private and growth markets. [Capital Markets, Regulation]

Sep-2020:  Blockchain Legal and Regulatory Guidance (The Law Society - UK and Tech London Advocates)

Useful for teams tracking Sep-2020: Blockchain Legal and Regulatory Guidance (The Law Society - UK and Tech London Advocates), with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Digital Assets, Regulation]

Sep-2020:  Open Banking in Canada - Path to Implementation (CD Howe)

Helps operators track how Open Banking in Canada - Path to Implementation affects customer control of financial data, provider access and the infrastructure needed to make switching work. [Banking, Open Banking]

Sep-2020:  Managing Climate Risk in the U.S. Financial System (CFTC)

Gives market participants a reference point for Managing Climate Risk in the U.S. Financial System and the areas where technology, regulation and financial services were converging. [Regulation]

Sep-2020:  Follow the Money: Money Laundering Techniques that Support Larger Scale Cyber Heists (SWIFT)

Useful for risk and operating teams tracking Follow the Money: Money Laundering Techniques that Support Larger Scale Cyber Heists, with direct relevance to controls, resilience and financial crime exposure. [Cybersecurity]

Aug-2020:  Data-sharing frameworks in financial services: Discussing open banking regulation for Canada (GRI)

Useful context for teams working on permissioned financial data, customer switching and provider interoperability, with Data-sharing frameworks in financial services: Discussing open banking regulation for Canada at the centre of the discussion. [Banking, Open Banking, Regulation]

Aug-2020:  People's Money:  Harnessing Digitization to Finance a Sustainable Future (UN Secretary General, SDG Task Force)

Useful for payment operators tracking Aug-2020: People's Money: Harnessing Digitization to Finance a Sustainable Future (UN Secretary General, SDG Task Force), including the infrastructure, customer and competitive questions behind changing money movement. [Regulation]

Aug-2020:  The Future of Growth Capital (Deloitte and Innovate Finance)

Worth keeping in the archive as an earlier view of The Future of Growth Capital, useful for comparing the assumptions and priorities of 2020 with today’s market. [Regulation]

Jul-2020:  Survey Results Fintech and Financial Institutions: Covid Impact, Lockdown, Recession Risks (Norton Rose Fulbright)

Useful for founders, operators and investors tracking Fintech and Financial Institutions: Covid Impact, Lockdown, Recession Risks, with a market-level view of where financial services innovation was concentrating. [Capital Markets]

Jul-2020:  Towards monitoring Financial Innovation in Central Bank Statistics (Irving Fischer Committee, BIS)

Useful for banking and fintech teams tracking Towards monitoring Financial Innovation in Central Bank Statistics, with relevance to product economics, competition and operating models. [Banking]

Jul-2020:  How Innovation in Bitcoin's Tech Stack is Creating New Enterprise Use Cases (BRI)

Connects How Innovation in Bitcoin's Tech Stack is Creating New Enterprise Use Cases with the market, infrastructure and regulatory questions shaping digital asset activity. [Regulation]

Jul-2020:  UK Fintech: Moving Mountains, Moving Mainstream (EY)

Connects UK Fintech: Moving Mountains, Moving Mainstream with the competitive and operating questions shaping fintech and financial services. [Capital Markets]

Jul-2020:  Enhancing Cross-border Payments: Building Blocks of a Global Roadmap (BIS)

Useful for payment operators tracking Enhancing Cross-border Payments: Building Blocks of a Global Roadmap, including the infrastructure, customer and competitive questions behind changing money movement. [Payments]

Jul-2020:  How the Pandemic is Changing the Economy (The Hamilton Project)

Worth keeping in the archive as an earlier view of How the Pandemic is Changing the Economy, useful for comparing the assumptions and priorities of 2020 with today’s market. [Regulation]

Jul-2020:  ON Capital Markets Modernization Task Force - Consultation Report July 2020 (Independent Capital Markets Task force)

A useful historical reference on ON Capital Markets Modernization Task Force - Consultation July 2020, showing the issues market participants were focused on in 2020 and giving today’s market a point of comparison. [Capital Markets, Regulation]

Jul-2020:  UK Fintech Focus Report (KPMG in partnership with Google Cloud)

Connects UK Fintech Focus with the competitive and operating questions shaping fintech and financial services. [Capital Markets]

Jun-2020:  Central Banks and Payments in the Digital Era (BIS)

Connects Central Banks and Payments in the Digital Era with the operating realities of settlement, payment infrastructure and new customer expectations. [Banking, Payments]

Jun-2020:  Powering the Fintech Revolution: UK Fintechs and New Wave of Financial Services (City of London)

Connects Powering the Fintech Revolution: UK Fintechs and New Wave of Financial Services with the competitive and operating questions shaping fintech and financial services. [Banking]

Apr-2020:  Addressing the regulatory, supervisory and oversight challenges raised by “global stablecoin” arrangements  (FSB)

Useful for teams tracking Addressing the regulatory, supervisory and oversight challenges raised by “global stablecoin” arrangements, especially where digital money meets settlement, treasury operations, payments and regulatory design. [Digital Assets, Regulation]

Apr-2020:  New North Star II: A Challenge-Driven Industry Strategy for Canada (Public Policy Forum)

Adds historical context on New North Star II: A Challenge-Driven Industry Strategy for Canada and helps track how the regulation conversation has developed since 2020. [Regulation]

Apr-2020:  Governments, Don't Let Your Startups and Scale-ups Die (Startup Genome)

A useful historical reference on Governments, Don't Let Your Startups and Scale-ups Die, showing the issues market participants were focused on in 2020 and giving today’s market a point of comparison. [Regulation]

Apr-2020:  Global Payments 2020: Transformation and Convergence (BYN Mellon)

Useful for payment operators tracking Apr-2020: Global Payments 2020: Transformation and Convergence (BYN Mellon), including the infrastructure, customer and competitive questions behind changing money movement. [Payments]

Apr-2020:  Global Alternative Finance Benchmarking Report (Cambridge Centre for Alternative Finance)

A useful historical reference on Global Alternative Finance Benchmarking, showing the issues market participants were focused on in 2020 and giving today’s market a point of comparison. [Regulation]

Apr-2020:  The Future of Disruptive and Enabling Financial Technology Post CV-19 (Finch Capital)

Worth keeping in the archive as an earlier view of The Future of Disruptive and Enabling Financial Technology Post CV-19, useful for comparing the assumptions and priorities of 2020 with today’s market. [Regulation]

Apr-2020:  Covid-19, cash, and the future of payments (BIS)

Gives payment teams a reference point for Covid-19, cash, and the future of payments as infrastructure, regulation and digital money continue to converge. [Payments]

Mar-2020: Fostering Innovation Through Collaboration: The Evolution of FCA TechSprint Approach (FCA)

Connects Fostering Innovation Through Collaboration: The Evolution of FCA TechSprint Approach with the competitive and operating questions shaping fintech and financial services. [Regulation]

Feb-2020:  Review and Analysis of the application of Financial Regulations to Security Tokens (AMF)

A practical reference for firms tracking Review and Analysis of the application of Financial Regulations to Security Tokens as policy, supervision and compliance expectations develop. [Cybersecurity, Regulation]

Feb-2020:  Blockchain and Tokenized Securities:  The Potential for Green Finance (ADBI)

Helps separate the infrastructure work behind Blockchain and Tokenized Securities: The Potential for Green Finance from the market narrative around tokenized finance. [Capital Markets, Digital Assets, Tokenization]

Feb-2020:  Speech: Money and Payments in the Digital Age (Bank of Canada)

Connects Speech: Money and Payments in the Digital Age with the operating realities of settlement, payment infrastructure and new customer expectations. [Banking, Payments]

Feb-2020:  Blockchain, Digital Currencies, Cryptocurrencies:  Moving into Mainstream?  (JP Morgan)

Useful for teams tracking Blockchain, Digital Currencies, Cryptocurrencies: Moving into Mainstream?, with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Digital Assets]

Feb-2020:  Fintech sector views (UK FCA)

Gives market participants a reference point for Fintech sector views and the areas where technology, regulation and financial services were converging. [Capital Markets]

Feb-2020: Issues, Risks and Regulatory Considerations Relating to Crypto-Asset Trading Platforms (IOSCO)

Gives operators and investors a reference point for Issues, Risks and Regulatory Considerations Relating to Crypto-Asset Trading Platforms as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Digital Assets, Financial Infrastructure, Regulation]

Feb-2020: Working Paper:  On Fintech and Financial Inclusion (BIS)

Connects On Fintech and Financial Inclusion with the competitive and operating questions shaping fintech and financial services. [Capital Markets]

Feb-2020:  State of Financial Services Industry 2020 (Oliver Wyman)

Gives market participants a reference point for State of Financial Services Industry 2020 and the areas where technology, regulation and financial services were converging. [Banking]

Feb-2020:  Regulatory Approaches to Facilitate, Support and Enable Innovation (UK Government)

A practical reference for firms tracking Regulatory Approaches to Facilitate, Support and Enable Innovation as policy, supervision and compliance expectations develop. [Regulation]

Jan-2020:  Not Cashless but Less Cash - Economic Justice and the Future of UK Payments (IPPR)

Connects Not Cashless but Less Cash - Economic Justice and the Future of UK Payments with the operating realities of settlement, payment infrastructure and new customer expectations. [Payments]

Jan-2020:  Global Bitcoin Markets and Local Regulations (Asian Development Bank)

Useful for teams tracking Global Bitcoin Markets and Local Regulations, with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Regulation]

Jan-2020:  The Rise of Challenger Banks:  Are the Apps Taking Over?  (Jan 2020)

Gives operators a practical reference point for The Rise of Challenger Banks: Are the Apps Taking Over? as banks and fintechs compete across products, data and distribution. [Banking]

Jan-2020:  Guidance on the application of securities legislation for entities trading crypto assets (CSA Staff Notice 21-327)

Connects Guidance on the application of securities legislation for entities trading crypto assets with the market, infrastructure and regulatory questions shaping digital asset activity. [Capital Markets, Digital Assets, Regulation]

Jan-2020:  Cyber Security Body of Knowledge (CyBOK v1.0) (National Cyber Security Centre)

Puts Jan-2020: Cyber Security Body of Knowledge (CyBOK v1.0) (National Cyber Security Centre) into a practical risk context for firms balancing growth, customer experience and stronger controls. [Cybersecurity]

Dec-2019:  The Global Fintech Index and City Ranking Report (Findexable)

Connects The Global Fintech Index and City Ranking with the competitive and operating questions shaping fintech and financial services. [Digital Assets]

Dec-2019:  Office of the Advocate for Small Business Capital Formation:  2019 Annual Report (SEC)

Gives capital market participants a reference point for Office of the Advocate for Small Business Capital Formation: 2019 and how funding channels are changing for companies and investors. [Capital Markets]

Dec-2019:  Executive Perspectives on Top Risks 2020 (Protiviti)

A useful historical reference on Executive Perspectives on Top Risks 2020, showing the issues market participants were focused on in 2019 and giving today’s market a point of comparison. [Regulation]

Dec-2019:  Model data sharing agreement for Financial institutions and third party data providers (The Clearing House)

Helps operators track how Model data sharing agreement for Financial institutions and third party data providers affects customer control of financial data, provider access and the infrastructure needed to make switching work. [Open Banking]

Dec-2019:  The future of money and the payment system:  What role for central banks?  (BIS)

Connects The future of money and the payment system: What role for central banks? with the operating realities of settlement, payment infrastructure and new customer expectations. [Banking, Payments]

Nov-2019:  Legal Statement on Crypto Assets and Smart Contracts (Lawtech Delivery panel)

Useful for teams tracking Nov-2019: Legal Statement on Crypto Assets and Smart Contracts (Lawtech Delivery panel), with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Digital Assets, Regulation]

Nov-2019:  Central Bank Digital Currency and Fintech Asia (ADBI)

Gives operators a practical reference point for Central Bank Digital Currency and Fintech Asia as banks and fintechs compete across products, data and distribution. [Banking]

Nov-2019:  Global Fintech Report Q3 2019 (CB Insights)

Connects Global Fintech Q3 2019 with the competitive and operating questions shaping fintech and financial services. [Capital Markets]

Nov-2019:  Crypto Trends Report 2019 (Coinshares)

Gives operators and investors a reference point for Crypto Trends 2019 as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Digital Assets]

Oct-2019:  Regulating Fintech for Sustainable Development in the People's Republic of China (ADB working paper)

Connects Regulating Fintech for Sustainable Development in the People's Republic of China with the real operating questions around authorization, governance and regulatory exposure. [Regulation]

Oct-2019:  Global Fintech Report 2019 - Crossing the Lines (PwC Global)

Gives market participants a reference point for Global Fintech 2019 - Crossing the Lines and the areas where technology, regulation and financial services were converging. [Capital Markets]

Oct-2019:  Regulating Alternative Finance:  Results from a Global Regulator Survey (Cambridge)

A practical reference for firms tracking Regulating Alternative Finance: Results from a Global Regulator Survey as policy, supervision and compliance expectations develop. [Regulation]

Oct-2019:  Productivity and the Financial Services Sector - How to achieve New Heights (CD Howe)

Useful for founders, operators and investors tracking Productivity and the Financial Services Sector - How to achieve New Heights, with a market-level view of where financial services innovation was concentrating. [Banking]

Oct-2019:  Inflection Point:  Seven Transformative Shifts in US Retail Banking (McKinsey & Co)

Gives operators a practical reference point for Inflection Point: Seven Transformative Shifts in US Retail Banking as banks and fintechs compete across products, data and distribution. [Banking]

Sep-2019:  Harnessing Digitalization in Financing of the Sustainable Development Goals (UN Task Force, Digital Financing)

Worth keeping in the archive as an earlier view of Sep-2019: Harnessing Digitalization in Financing of the Sustainable Development Goals (UN Task Force, Digital Financing), useful for comparing the assumptions and priorities of 2019 with today’s market. [Regulation]

Sep-2019:  The Economics of Cryptocurrencies - Bitcoin and Beyond (Bank of Canada)

Gives operators and investors a reference point for The Economics of Cryptocurrencies - Bitcoin and Beyond as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Banking, Digital Assets]

Sep-2019:  OECD SME and Entrepreneurship Outlook 2019 (OECD)

Adds historical context on OECD SME and Entrepreneurship Outlook 2019 and helps track how the regulation conversation has developed since 2019. [Regulation]

Sep-2019:  2nd Global Enterprise Blockchain Benchmarking Study (Cambridge)

Gives operators and investors a reference point for 2nd Global Enterprise Blockchain Benchmarking as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Digital Assets]

Sep-2019:  Unlocking the Potential of Frontier Finance (GIIN)

A useful historical reference on Unlocking the Potential of Frontier Finance, showing the issues market participants were focused on in 2019 and giving today’s market a point of comparison. [Regulation]

Aug-2019:  Open Banking Qualitative Research Report (Department of Finance, Canada)

Useful context for teams working on permissioned financial data, customer switching and provider interoperability, with Open Banking Qualitative Research at the centre of the discussion. [Banking, Open Banking]

Aug-2019:  Focus Group on Application of Distributed Ledger Technologies (Release v1) (International Telecommunications Union)

Helps separate the infrastructure work behind Focus Group on Application of Distributed Ledger Technologies from the market narrative around tokenized finance. [Regulation]

Aug-2019:  2019 Fintech Trends to Watch (CB Insights)

Gives market participants a reference point for 2019 Fintech Trends to Watch and the areas where technology, regulation and financial services were converging. [Capital Markets]

Aug-2019:  Q2 Fintech Insights, Financing and M&A (Financial Technology Partners)

Gives market participants a reference point for Q2 Fintech Insights, Financing and M&A and the areas where technology, regulation and financial services were converging. [Capital Markets]

Jul-2019:  Guidance on Crypto Assets - Feedback and Final Guidance on CP 19/3 (FCA)

Useful for teams tracking Guidance on Crypto Assets - Feedback and Final Guidance on CP 19/3, with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Digital Assets, Regulation]

Jul-2019:  Future of Finance - Review on the Outlook for the UK Financial System (Bank of England)

Useful for founders, operators and investors tracking Future of Finance - Review on the Outlook for the UK Financial System, with a market-level view of where financial services innovation was concentrating. [Banking]

Jul-2019:  The ICO Gold Rush:  It's a Scam, a Bubble, a Super Challenge for Regulators (Harvard International Law Journal)

Helps teams benchmark the risk issues around The ICO Gold Rush: It's a Scam, a Bubble, a Super Challenge for Regulators and where operational resilience or compliance attention may be needed. [Regulation]

Jun-2019:  Canada's digital charter in Action (Innovation Science & Economic Development Canada)

A useful historical reference on Canada's digital charter in Action, showing the issues market participants were focused on in 2019 and giving today’s market a point of comparison. [Regulation]

Jun-2019:  Regulation Crowdfunding Report to the Commission (SEC)

Useful for founders and investors tracking Regulation Crowdfunding to the Commission, with relevance to where capital is available, who can access it and how private markets are developing. [Capital Markets, Regulation]

Jun-2019:  Open Banking:  What it Means for You?  (Senate of Canada)

Useful context for teams working on permissioned financial data, customer switching and provider interoperability, with Open Banking: What it Means for You? at the centre of the discussion. [Banking, Open Banking]

Jun-2019:  The Regulation of Tokens in Europe (thinkBLOCKtank)

Useful for operators who need to understand where Jun-2019: The Regulation of Tokens in Europe (thinkBLOCKtank) may affect product design, market access or compliance decisions. [Regulation]

Jun-2019:  Distributed Ledger Technology and Digital Assets (Policy and Regulation Challenges in Asia) (ADB)

Helps separate the infrastructure work behind Distributed Ledger Technology and Digital Assets (Policy and Regulation Challenges in Asia) from the market narrative around tokenized finance. [Digital Assets, Regulation]

Jun-2019:  Global Fintech Adoption Index (EY)

Useful for founders, operators and investors tracking Global Fintech Adoption Index, with a market-level view of where financial services innovation was concentrating. [Digital Assets]

Jun-2019:  Guide for Cryptocurrency Users and Tax Professionals (CRA)

Connects for Cryptocurrency Users and Tax Professionals with the market, infrastructure and regulatory questions shaping digital asset activity. [Digital Assets]

May-2019:  Work underway, Regulatory Approaches and Potential Gaps (FSB)

Connects Work underway, Regulatory Approaches and Potential Gaps with the practical questions around issuance, settlement, interoperability and market infrastructure. [Regulation, Tokenization]

May-2019:  Issues, Risks and Regulatory Considerations Relating to Crypto-Asset Trading Platforms (IOSCO)

Gives operators and investors a reference point for Issues, Risks and Regulatory Considerations Relating to Crypto-Asset Trading Platforms as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Digital Assets, Financial Infrastructure, Regulation]

May-2019:  Entrepreneurial Incentives and the Role of Initial Coin Offerings (Staff Paper, Bank of Canada)

Adds historical context on Entrepreneurial Incentives and the Role of Initial Coin Offerings and helps track how the banking conversation has developed since 2019. [Banking]

May-2019:  Taking Ownership:  Community Empowerment through Crowdfund Investments (Nesta UK)

Useful for founders and investors tracking Taking Ownership: Community Empowerment through Crowdfund Investments, with relevance to where capital is available, who can access it and how private markets are developing. [Capital Markets]

Apr-2019:  Shifting Paradigms:  4th European Alternative Finance Benchmarking Report (Cambridge)

Worth keeping in the archive as an earlier view of Shifting Paradigms: 4th European Alternative Finance Benchmarking, useful for comparing the assumptions and priorities of 2019 with today’s market. [Regulation]

Apr-2019:  Digital Identity: A Key to Inclusive Growth (McKinsey Global Institute)

Adds historical context on Digital Identity: A Key to Inclusive Growth and helps track how the regulation conversation has developed since 2019. [Regulation]

Apr-2019:  Global Cryptoasset Regulatory Landscape Study (Cambridge Centre for Alternative Finance)

Useful for teams tracking Global Cryptoasset Regulatory Landscape, with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Digital Assets, Regulation]

Apr-2019:  A New North Star:  Canadian Competitiveness in an Intangibles Economy (Public Policy Forum)

A useful historical reference on A New North Star: Canadian Competitiveness in an Intangibles Economy, showing the issues market participants were focused on in 2019 and giving today’s market a point of comparison. [Regulation]

Apr-2019:  2019 Global Wealth Management Research Report (EY)

Connects 2019 Global Wealth Management Research with the practical questions facing investors, platforms and asset managers as products and distribution change. [Investing & Wealth]

Mar-2019:  A Compendium of Innovation Methods (Nesta UK)

Gives market participants a reference point for A Compendium of Innovation Methods and the areas where technology, regulation and financial services were converging. [Regulation]

Feb-2019:  2018 State of Regulation Crowdfunding - RegCF Title III (CCA)

Gives capital market participants a reference point for 2018 State of Regulation Crowdfunding and how funding channels are changing for companies and investors. [Capital Markets, Regulation]

Feb-2019  Fintech Trends to Watch in 2019 (CB Insights)

Gives market participants a reference point for Fintech Trends to Watch in 2019 and the areas where technology, regulation and financial services were converging. [Capital Markets]

Jan-2019:  Open Banking is Coming...(PwC)

Helps operators track how Open Banking is Coming affects customer control of financial data, provider access and the infrastructure needed to make switching work. [Banking, Open Banking]

Jan-2019:  Making Regulation a Competitive Advantage (Deloitte)

A practical reference for firms tracking Making Regulation a Competitive Advantage as policy, supervision and compliance expectations develop. [Regulation]

Jan-2019: A Review into the Merits of Open Banking - Consultation Document (Department of Finance Canada)

Useful context for teams working on permissioned financial data, customer switching and provider interoperability, with A Review into the Merits of Open Banking - Consultation Document at the centre of the discussion. [Banking, Open Banking, Regulation]

Jan-2019:  Guidance on Cryptoassets (FCA)

Useful for teams tracking Guidance on Cryptoassets, with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Digital Assets, Regulation]

Jan-2019:  Join Report on Regulatory Sandboxes and Innovation Hubs (European Banking Authority)

Connects Join on Regulatory Sandboxes and Innovation Hubs with the real operating questions around authorization, governance and regulatory exposure. [Banking, Regulation]

Dec-2018:  Reaching New Heights:  the 3rd Alternative Finance Americas Report (Cambridge)

Adds historical context on Reaching New Heights: the 3rd Alternative Finance Americas and helps track how the regulation conversation has developed since 2018. [Regulation]

Nov-2018:  The Virtual Currency Regulation Review (Stikeman Elliott)

Connects The Virtual Currency Regulation Review with the real operating questions around authorization, governance and regulatory exposure. [Digital Assets, Regulation]

Nov-2018:  Supporting Fintechs in Engaging Financial Institutions (PAS BSI Standards UK)

Gives market participants a reference point for Nov-2018: Supporting Fintechs in Engaging Financial Institutions (PAS BSI Standards UK) and the areas where technology, regulation and financial services were converging. [Regulation]

Nov-2018: Compliance Trilemma:  Challenges for ICOs (iComply / Mitacs)

A practical reference for firms tracking Compliance Trilemma: Challenges for ICOs as policy, supervision and compliance expectations develop. [Regulation]

Oct-2018:  Beyond North Star Gazing:  4 winning bank models to market evolution (Accenture)

Gives operators a practical reference point for Beyond North Star Gazing: 4 winning bank models to market evolution as banks and fintechs compete across products, data and distribution. [Banking]

Sep-2018:  Techhology-based innovations for regulatory compliance (RegTech) in the securities industry (Finra)

Gives market participants a reference point for Techhology-based innovations for regulatory compliance (RegTech) in the securities industry across investing, wealth technology and securities markets. [Capital Markets, Regulation]

Aug-2018:  The New Physics of Financial Services – How AI is transforming the financial ecosystem (World Economic Forum)

Gives operators a reference point for The New Physics of Financial Services – How AI is transforming the financial ecosystem as AI moves from experimentation into workflows, products and risk management. [AI, Banking]

Aug-2018:  Pulse of Fintech 2018 (KPMG)

Useful for founders, operators and investors tracking Pulse of Fintech 2018, with a market-level view of where financial services innovation was concentrating. [Capital Markets]

Jul-2018:   A Financial System That Creates Economic Opportunities: Nonbank Financials, Fintech and Innovation (US Dept of the Treasury)

Gives operators a practical reference point for A Financial System That Creates Economic Opportunities: Nonbank Financials, Fintech and Innovation as banks and fintechs compete across products, data and distribution. [Banking]

Jun-2018:  2018 Digital Banking Consumer Survey - Mobile Users Set the Agenda (PwC)

Connects 2018 Digital Banking Consumer Survey - Mobile Users Set the Agenda with the commercial questions around customer relationships, infrastructure and changing bank business models. [Banking]

Jun-2018:  Strategic Review of Retail Banking Business Models (FCA)

Useful for banking and fintech teams tracking Strategic Review of Retail Banking Business Models, with relevance to product economics, competition and operating models. [Banking]

May-2018:  Why the Cooperative Securities Regulator is Better (IIAC)

Connects Why the Cooperative Securities Regulator is Better with the practical questions facing investors, platforms and asset managers as products and distribution change. [Capital Markets, Regulation]

May-2018:  Regulatory Burden Undermining Business Competitiveness (Canadian Chamber of Commerce)

A practical reference for firms tracking May-2018: Regulatory Burden Undermining Business Competitiveness (Canadian Chamber of Commerce) as policy, supervision and compliance expectations develop. [Regulation]

May-2018:  Regulating disruption (Mowat Centre)

Connects May-2018: Regulating disruption (Mowat Centre) with the real operating questions around authorization, governance and regulatory exposure. [Regulation]

Apr-2018:  Fintech as a Pathway to Financial Inclusion - the Case of China (World Bank Group)

Gives market participants a reference point for Fintech as a Pathway to Financial Inclusion - the Case of China and the areas where technology, regulation and financial services were converging. [Banking]

Apr-2018:  Navigating the New Realities of Global Trade (McKinsey&Company)

A useful historical reference on Apr-2018: Navigating the New Realities of Global Trade (McKinsey&Company), showing the issues market participants were focused on in 2018 and giving today’s market a point of comparison. [Regulation]

Mar-2018:  An overview of Fintech in Canada (Global Risk Institute)

Gives market participants a reference point for An overview of Fintech in Canada and the areas where technology, regulation and financial services were converging. [Capital Markets]

Mar-2018: Digital and Digital Assets:  Federal and State Issues (American Bar Association +)

Useful for teams tracking Digital and Digital Assets: Federal and State Issues, with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Digital Assets]

Feb-2018:  Asean Fintech Census 2018 (EY)

Gives market participants a reference point for Feb-2018: Asean Fintech Census 2018 (EY) and the areas where technology, regulation and financial services were converging. [Capital Markets]

Jan-2018:  Crypto Currency & Blockchain Technology: A Decentralized Future (RBC)

Gives operators and investors a reference point for Crypto Currency & Blockchain Technology: A Decentralized Future as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Digital Assets]

Jan-2018:  State of Regulation Crowdfunding (CCA)

Connects State of Regulation Crowdfunding with the financing questions facing founders, investors and intermediaries across private and growth markets. [Capital Markets, Regulation]

Jan-2018:  Tech Trends 2018 (Deloitte)

A useful historical reference on Tech Trends 2018 (Deloitte), showing the issues market participants were focused on in 2018 and giving today’s market a point of comparison. [Regulation]

Dec-2017:  Advancing the Dialogue on the Future of Financial Services (Competition Bureau)

Gives market participants a reference point for Dec-2017: Advancing the Dialogue on the Future of Financial Services (Competition Bureau) and the areas where technology, regulation and financial services were converging. [Banking, Regulation]

Dec-2017:  Distributed Ledger Technology – Feedback Statement (FCA)

Helps separate the infrastructure work behind Distributed Ledger Technology – Feedback Statement from the market narrative around tokenized finance. [Regulation]

Nov-2017: Rule of Law Versus Rule of Code: A Blockchain-Driven Legal World (IBA)

Connects Rule of Law Versus Rule of Code: A Blockchain-Driven Legal World with the market, infrastructure and regulatory questions shaping digital asset activity. [Digital Assets, Regulation]

Oct-2017:  The Value of Fintech (KPMG commissioned by City of London)

Connects The Value of Fintech with the competitive and operating questions shaping fintech and financial services. [Capital Markets]

Sep-2017:  The Global FinTech Report: Q3 2017 (CB Insights)

Gives market participants a reference point for The Global FinTech : Q3 2017 and the areas where technology, regulation and financial services were converging. [Capital Markets]

Sep-2017:  FinTech – Did Someone Cancel the Revolution?  (Accenture)

Gives market participants a reference point for FinTech – Did Someone Cancel the Revolution? and the areas where technology, regulation and financial services were converging. [Capital Markets]

Aug-2017:  The Pulse of FinTech Q2 2017 (KPMG)

Gives market participants a reference point for The Pulse of FinTech Q2 2017 and the areas where technology, regulation and financial services were converging. [Capital Markets]

Aug-2017:  The economics of distributed ledger technologies in securities settlement (WEF)

Useful context on The economics of distributed ledger technologies in securities settlement for firms following how assets, funds and market infrastructure are moving onto programmable rails. [Capital Markets]

Jun-2017:  The Americas:  Alternative Finance Industry Report (CCAF)

Adds historical context on The Americas: Alternative Finance Industry and helps track how the regulation conversation has developed since 2017. [Regulation]

Jun-2017:  Realizing the Potential of Blockchain (EY)

Useful for teams tracking Realizing the Potential of Blockchain, with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Digital Assets]

May 2017:  Financial Services: Building Blockchain One Block at a Time  (FCA)

Gives operators and investors a reference point for May 2017: Financial Services: Building Blockchain One Block at a Time (FCA) as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Banking, Digital Assets]

Mar-2017:  Blockchain and Financial Inclusion (Chamber of Digital Commerce)

Connects Mar-2017: Blockchain and Financial Inclusion (Chamber of Digital Commerce) with the market, infrastructure and regulatory questions shaping digital asset activity. [Digital Assets]

Feb-2017:  The Distributed Ledger Technology Applied to Securities Markets  (ESMA)

Useful context on The Distributed Ledger Technology Applied to Securities Markets for firms following how assets, funds and market infrastructure are moving onto programmable rails. [Capital Markets]

Feb-2017:  How blockchain technology could change our lives (European Parliament)

Connects How blockchain technology could change our lives with the market, infrastructure and regulatory questions shaping digital asset activity. [Digital Assets]

Jan-2017:  Distributed Ledger Technology: Implications of Blockchain for the Securities Industry (FINRA)

Useful context on Distributed Ledger Technology: Implications of Blockchain for the Securities Industry for firms following how assets, funds and market infrastructure are moving onto programmable rails. [Capital Markets, Digital Assets]

Dec-2016:  Alternative Finance Crowdfunding in Canada (NCFA)

Useful for founders and investors tracking Alternative Finance Crowdfunding in Canada, with relevance to where capital is available, who can access it and how private markets are developing. [Capital Markets]

Dec-2016:  Blockchain in Financial Services: Regulatory and future challenges for its commercial application  (BBVA)

Gives operators and investors a reference point for Blockchain in Financial Services: Regulatory and future challenges for its commercial application as crypto markets mature and regulated finance moves closer to digital asset infrastructure. [Banking, Digital Assets, Regulation]

Nov-2016:  Fintech Disrupters Report:  Innovation, Distributed (ACI World)

Gives market participants a reference point for Nov-2016: Fintech Disrupters : Innovation, Distributed (ACI World) and the areas where technology, regulation and financial services were converging. [Capital Markets]

Sep-2016:  Distributed ledger technologies: Delivering an industry standard platform through community collaboration (Swift)

Connects Distributed ledger technologies: Delivering an industry standard platform through community collaboration with the practical questions around issuance, settlement, interoperability and market infrastructure. [Financial Infrastructure]

Aug-2016:  The future of financial infrastructure: An ambitious look at how blockchain can reshape financial services (WEF)

Useful for teams tracking The future of financial infrastructure: An ambitious look at how blockchain can reshape financial services, with practical relevance to market structure, adoption, risk and the rules developing around digital assets. [Banking, Digital Assets, Financial Infrastructure]