Feb 17, 2026 | NCFA Fintech Market Activity | Payroll and HR Tech

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Collage Embeds Payroll Powered By Nmbr In Canada

On February 17 2026, Nmbr announced the Collage Payroll launch, positioning it as the first benefits connected HR platform in Canada to embed payroll inside its HR workflow. Collage says customers can onboard employees once, manage time off and timesheets, and sync HR, payroll, and benefits data through a single login.

Collage says it began partnering with Nmbr in 2024 to build payroll directly inside its HR and benefits workflow (see embedded finance). Then in September 2024, Nmbr announced that they raised CAD $7.6M for Embedded Payroll in Canada. An early rollout in 2025 showed traction, with clients ranging from one to hundreds of employees already using the embedded payroll functionality.

The announcement also calls out real operating pain being solved. Research says nearly a third of businesses spend more than 30 hours a week managing data across payroll and other systems. Collage and Nmbr are betting that fewer handoffs reduces admin burden, lowers compliance risk, and cuts the error rate that shows up every time a hire, pay change, benefits update, or termination forces duplicate data work.

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Mark Bluvshtein, Chief Executive Officer, Collage, and Vice President of HR Solutions at People Corporation:

“Payroll has been the number one request from our customers for years. Even when HR and payroll systems work closely together, businesses still feel the friction of managing two platforms. Bringing payroll directly into Collage allows us to finally deliver a single system that manages it all, reducing complexity and giving employers far greater control.”

Nmbr positions itself as payroll infrastructure rather than a standalone payroll brand. Nmbr handles core payroll requirements including payments, compliance, and data accuracy, so platforms can ship payroll inside their own products without rebuilding the hardest pieces from scratch. Noteworthy that Nmbr’s founding team previously helped build and scale Humi, while Collage points to leadership experience across Wave and Humi.

Simon Bourgeois, Chief Executive Officer, Nmbr:

“Payroll is one of the most complex systems a business can run, which is why so few companies have tried to build it themselves. By partnering with Collage, we’re enabling payroll to be built the right way, fully embedded, compliant, and designed for Canadian businesses. This partnership shows what’s possible when modern payroll infrastructure meets a platform that deeply understands HR and benefits.”

Talking Point

As more HR platforms embed payroll, what becomes the differentiator for employers, accuracy and compliance controls, speed of implementation, or the ability to bundle payroll with benefits and other people operations workflows without extra vendors?

See:  VoPay & Sage Revolutionize SMB Payroll Solutions

Embedded payroll changes the competitive map for HR platforms in Canada. If payroll lives inside the HR and benefits workflow, employers stop treating payroll as a separate purchasing decision and start treating it as a built in capability. That dynamic rewards platforms that control the end-to-end workflow and can keep payroll accurate across provinces, remittances, and reporting cycles.

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