Mahi Sall, Advisor, Fintech-Bank Partnerships, Payments and Financial Inclusivity
January 25th, 2023
Mahi Sall is the CEO & Founder of FinXpair, a Berlin-based strategic advisory boutique firm focu[...]
Category Archives: Leadership, Competition, Human Capital, Health
Jamie Dimon Advises Government to ‘Close Down Crypto’
Crypto | Dec 8, 2023
Image by Freepik
Jamie Dimon, CEO of JPMorgan Chase, reiterates his critical view of cryptocurrencies, advocating for their ban despite his bank's active involvement in blockchain technology.
Responding to Sen. Elizabeth Warren, D-Mass., Jamie Dimon said:
“I’ve always been deeply opposed to crypto, bitcoin, etc. The only true use case for it is criminals, drug traffickers … money laundering, tax avoidance. If I was the government, I’d close it down,” he added.
- Jamie Dimon expressed his deep opposition to cryptocurrencies, labeling them as tools for criminals, drug traffickers, and for money laundering and tax avoidance. Dimon suggests a call for government action.
- Despite Dimon's criticism, JPMorgan Chase is significantly involved in blockchain, the foundational technology for cryptocurrencies, with initiatives like JPM Coin.
See: Bank-Issued Deposit Tokens Emerge and JP Morgan Sees Them Going DeFi
- Both banking leaders and Senator Elizabeth Warren, typically a critic of big banks, agreed on the need for crypto companies to adhere to the same anti-money-laundering regulations as major financial institutions.
- The discussion also touched on national security, with Warren emphasizing the urgency for Congress to regulate crypto to prevent its misuse by terrorists and rogue nations.
Significance
This development is significant as it showcases a prominent financial leader's staunch opposition to cryptocurrencies, juxtaposed against the backdrop of his own bank's adoption of related technology. This highlights the ongoing tension between traditional banking perspectives and the evolving digital currency sector.
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, artificial intelligence, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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The Importance Of Reliable Partnerships
Dec 6, 2023
Image: Pixabay/Geralt
Reliable partnerships are the unsung heroes in the complex dance of business, where every move matters and every choice affects the course. A well-forged alliance isn't just a checkbox on the business to-do list; it's the cornerstone upon which successful enterprises are built. In this exploration of the pivotal role reliable partnerships play, we'll delve into the bedrock of trust, explore the dynamics that make a partnership truly dependable, and shed light on the invaluable dividends that flow from such collaborations.
The Essence of Trust: Building Strong Foundations
At the heart of any reliable partnership lies trust. Trust is the glue that binds two entities together, allowing them to navigate the unpredictable terrain of the business world with confidence. This trust is not simply established overnight; it evolves through shared experiences, transparency, and a mutual commitment to each other's success. When partners can depend on one another's integrity and reliability, a powerful synergy is born, creating an environment ripe for innovation and growth.
Reliability in Action: A Cornerstone of Professional Installation
Reliability, a term often bandied about in business circles, finds its true essence in the context of professional installation. Partnering with a Minneapolis private equity firm that, through its unwavering commitment to reliability, transforms the installation process into a seamless orchestration of precision and efficiency. In the world of business, where every minute can make a difference, the reliability of partners becomes especially crucial. It's not merely about meeting expectations but surpassing them consistently. Imagine a scenario where deadlines are not merely met but exceeded, where every component falls into place with a meticulousness that leaves no room for error. This is the level of reliability that sets apart successful partnerships – the ability to deliver results consistently, without compromise.
Navigating Challenges: The Role of Reliability in Adversity
Business landscapes are replete with challenges – some anticipated, others unforeseen. It's during these moments of adversity that the true strength of a partnership is put to the test. A reliable partner does not shy away when the going gets tough; instead, it stands firm, providing support and solutions that navigate the challenges with resilience.
Beyond Transactions: The Human Element of Reliable Partnerships
Image: Pixabay/Geralt
Reliable partnerships extend beyond mere transactions; they encompass a deep understanding of the human element. It's about recognizing that behind every business decision, there are individuals with aspirations, concerns, and a shared commitment to success. The human touch in reliable partnerships fosters a collaborative spirit that goes beyond the confines of contracts and agreements. When partners genuinely care about each other's well-being and success, the partnership transcends the transactional and becomes a powerful force for mutual growth.
The Ripple Effect: Dividends of Reliable Partnerships
The impact of reliable partnerships isn't confined to the immediate collaboration; it ripples across the entire business ecosystem. Partnerships built on trust and reliability create a positive domino effect, influencing not only the entities directly involved but also stakeholders, clients, and the industry at large.
See: Richard Branson: How Best to Forge Deep Partnerships and Collaborations
Trust, reliability in action, resilience in adversity, the human element, and the far-reaching dividends – are the elements that define the enduring legacy of reliable partnerships. As businesses navigate the complexities of today's dynamic landscape, the wisdom of investing in and nurturing reliable partnerships stands as a timeless beacon, guiding them toward sustained growth and prosperity.
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, artificial intelligence, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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New Binance CEO’s First Thoughts + His Latest
Crypto | Dec 5, 2023
Image: Richard Teng, Binance CEO, Nov 2023
Binance's new CEO, Richard Teng, shares his outlook for the world's largest crypto exchange by volume
In a recent blog post titled "My First Blog as Binance’s CEO," the new CEO of Binance acknowledges the past challenges faced by the company, particularly in areas of compliance and regulation, and asserts that these have been pivotal learning experiences, making the company stronger and more resilient.
See: New York Takes Legal Action Against Major Crypto Firms
The CEO's message is one of transformation and responsible growth, focusing on user-centric values, regulatory collaboration, and a broader application of blockchain technology. He stresses the need for deeper engagement with policymakers to foster a globally harmonized regulatory framework, ensuring consumer protection and industry innovation. The commitment to maintaining a robust financial structure, prioritizing user asset protection, and driving the adoption of Web3 technologies underscores a strategic shift in Binance's approach.
Meet Richard Teng, Binance's new CEO
- Richard Teng, appointed as Binance's new CEO in November 2023, brings a wealth of experience from his over three decades in the financial services and regulatory sectors.
- His journey with Binance began in August 2021 when he took the helm as CEO of Binance Singapore.
- His role quickly expanded, overseeing significant regions such as the MENA and European regions, and eventually leading all markets outside the U.S. as the Head of Regional Markets.
- In this capacity, Teng was pivotal in forging strategic partnerships, nurturing an innovative ecosystem, and broadening the cryptocurrency ecosystem across these diverse regions.
See: Ex-Binance CEO CZ Faces Up to 10 Years in Prison
- Prior to his engagement with Binance, Teng's career was marked by notable leadership roles in regulatory bodies.
- He served as the CEO of the Financial Services Regulatory Authority at Abu Dhabi Global Market (ADGM), where he earned a reputation as an innovative regulator on the global stage.
- His extensive background also includes serving as the Chief Regulatory Officer at the Singapore Exchange (SGX) and as the Director of Corporate Finance at the Monetary Authority of Singapore.
- Teng's academic achievements are equally impressive, holding a Master's in Applied Finance with Distinction from the University of Western Australia and a First Class Bachelor of Accountancy from Nanyang Technological University.
- His diverse and rich experience in both regulatory and financial domains positions him uniquely to steer Binance through its next phase of growth and innovation.
- View bio
Quotes Signaling New Strategic Direction
"It is an honor and with the deepest humility that I step into the role of Binance’s CEO, succeeding the visionary founder of this incredible company."
- This statement reflects a respectful acknowledgment of the legacy CZ created. The new CEO aims to convey a sense of continuity while also bringing his own leadership style to the forefront.
See: Dispelling FUD: Why Binance’s Exit from Canadian Crypto Markets Strengthens Canada’s Ecosystem
"A cornerstone of this organization has always been the idea that innovation should bring value to users."
- Given Binance's past criticism for prioritizing growth over user protection, this quote emphasizes a renewed focus on user-centric innovation. It's a commitment to aligning business growth with tangible benefits for users.
"We have turned the page on Binance’s historical challenges and we are, in fact, stronger today than we have ever been."
- This statement addresses past regulatory and compliance issues under CZ's tenure. It's an attempt to reassure stakeholders that Binance has learned from its past and is now more resilient and compliant.
"As an industry, we require more focus than ever on collaborating with policymakers."
- Reflecting on the regulatory challenges faced previously, this quote underscores a strategic shift towards proactive engagement with regulators. It's a move to foster a more stable and regulated environment for crypto, which was a point of contention in the past.
"I am deeply committed to the promise of blockchain, such as the opportunities for increased financial inclusion, cross-border remittances, and reduced transaction costs."
- This highlights a vision for blockchain beyond just cryptocurrency trading, which has been a core focus of Binance. It suggests a broader, more inclusive approach to blockchain technology, aligning with global financial trends and addressing criticisms of being too narrowly focused on trading.
These quotes collectively signal a strategic shift in Binance's approach under the new CEO. They reflect a desire to move past the turbulence of CZ's era, which included regulatory scrutiny and compliance issues, and to embark on a path that balances innovation with user protection, regulatory compliance, and a broader vision for blockchain technology.
Although at his first major public interview appearance...
Although as reported in a recent CoinDesk article, Richard Teng seemed evasive in his first major public interview held by the Financial Times 'Crypto and Digital Assets Summit in London' since assuming the role of the new CEO of Binance. In the interview, Tent was notably reticent when pressed for details about Binance's governance, including the location of its global headquarters, whether the company would undergo an audit, the current employee count, and its licensing status in the UK.
See: Mastercard and Binance End Crypto Card Partnership
This evasiveness was particularly evident when Teng was asked to specify an auditor for Binance, to which he responded that the company, being private, was not obligated to disclose such information. The interview raised questions about Binance's commitment to transparency, especially given its status as the world's largest crypto exchange. Teng's reluctance to provide straightforward answers to fundamental questions about the company's operations and governance has added a layer of complexity to the narrative of Binance's new chapter under his leadership.
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, artificial intelligence, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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Aussie Adventure: Navigating Work and Play on a Working Holiday in Australia
Dec 5, 2023
Image: Unsplash/Dan Freeman, Sydney Australia
Introduction
Australia, a land of stunning beaches, bustling cities, and vast outback, is an ideal destination for those looking to blend work with adventure. The concept of a working holiday visa in Australia offers young travelers an extraordinary opportunity to experience this diverse country while earning a living. This blog post will explore how to navigate the unique balance of work and play on an Australian working holiday.
Understanding the Working Holiday Visa Australia
Before diving into the Australian way of life, it's crucial to understand the essentials of the working holiday visa Australia. This visa is designed for young adults, typically aged between 18 and 30 (35 in some cases), allowing them to travel and work in Australia for up to a year. It's a chance not just to travel but to immerse oneself in the Australian culture and gain international work experience.
Key Requirements
- Age limit: 18-30 (35 for some nationalities)
- Financial requirement: Proof of sufficient funds for a return ticket and initial expenses
- Health and character: Meet specific health and character requirements
Planning Your Aussie Adventure
Planning is crucial for a successful working holiday. This involves not just securing the visa but also researching where you want to live, what kind of jobs you're interested in, and how you'll manage your finances.
Choosing Your Destination
Australia is vast, and each region offers a unique experience:
- Sydney: Famous for its Opera House and vibrant city life.
- Melbourne: Known for its artsy vibe and coffee culture.
- Queensland: Ideal for those who love sunny beaches and the Great Barrier Reef.
- The Outback: Perfect for those seeking a truly adventurous experience.
Job Hunting
The most common jobs for working holidaymakers are in hospitality, retail, farming, and tourism. Websites like Gumtree, Seek, and the Australian government’s job search site are excellent resources.
Image by garetsvisual on Freepik
Balancing Work and Play
The key to a successful working holiday in Australia is finding the right balance between work and exploration.
Embracing Australian Work Culture
Australians are known for their laid-back approach, but they also value hard work and punctuality. Embracing this balance can lead to a more enjoyable and respectful work experience.
Exploring Australia
Your time off is a chance to explore. Whether it's surfing in Byron Bay, exploring the rainforests of Tasmania, or visiting iconic sites like Uluru, ensure you take the time to experience the vastness and diversity of Australia.
Budgeting for Your Adventure
Living and traveling in Australia can be expensive, so it’s important to budget wisely.
Cost of Living
Consider the cost of living in different Australian cities and regions. Cities like Sydney and Melbourne can be more expensive than smaller towns or rural areas.
Saving Money
Cooking at home, using public transportation, and opting for shared accommodations are great ways to save money.
Image by wirestock on Freepik
Making the Most of Your Working Holiday
Networking and Making Friends
One of the best aspects of a working holiday is the people you meet. Engage in social activities, join local groups or clubs, and don’t be afraid to network at your workplace.
Traveling Around Australia
Take advantage of Australia's extensive transportation network. Whether it's a road trip, a flight to a neighboring state, or a train journey through the countryside, explore as much as you can.
Safety and Well-being
While Australia is a relatively safe country, it’s important to be aware of your surroundings, especially in unfamiliar areas. Also, ensure you have health insurance coverage as medical expenses can be high.
Concluding Your Working Holiday
As your working holiday comes to an end, take the time to reflect on your experiences. Consider how the skills and memories you've gained can be applied to your future endeavors.
Final Thoughts
A working holiday in Australia is more than just a trip; it’s an enriching life experience. It offers a unique blend of work and cultural immersion, set against the backdrop of one of the most beautiful countries in the world. With proper planning, a sense of adventure, and a willingness to embrace new experiences, your Aussie adventure can be an unforgettable chapter in your life’s journey.
See: The Bitcoin Family: Still on the Road—After Three Years!
Embarking on a working holiday in Australia requires preparation, adaptability, and a zest for adventure. By understanding the visa requirements, planning your stay, balancing work with exploration, and budgeting wisely, you can make the most of this unique experience. Australia awaits with its diverse landscapes, friendly locals, and endless opportunities for adventure and personal growth. Pack your bags, set your sights on the horizon, and prepare for an unforgettable Aussie adventure!
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, artificial intelligence, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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Lemonade and Other Leading Insurtechs Form Coalition
Insurtech | Dec 4, 2023
The InsurTech Coalition launches with leading insurtech companies including Boost, Branch, Clearcover, Lemonade, and Root Insurance.
The InsurTech Coalition, announced through an open letter to the insurance industry, positions itself as a pivotal voice in the industry and emphasizes the need for agility and the ability to adapt to the ever-changing needs of modern consumers through advanced technology.
Coalition's Objectives
- The formation of an innovative InsurTech Coalition represents a significant collaborative effort among leading insurtech companies to drive the industry forward. Since the announcement, additional insurtechs have joined including Indigo, Vouch, and Amplify.
- A core tenet of the Coalition is the responsible use of technology in insurance, ensuring that advancements benefit consumers and the industry ethically.
See: Costanoa: Insurtech Investment Themes and Opportunities
- The Coalition aims to empower consumers with modern tools and transparent practices, enhancing their experience and protection.
- Collaborate with regulators to build frameworks that support new technologies while prioritizing consumer protection is a primary goal.
- A commitment to make insurance products more accessible and affordable, addressing the needs of diverse communities.
Founding members:
"This is not a time for complacency. We invite all like-minded insurtech advocates to join the InsurTech Coalition to empower customers, advocate for innovative ways of doing business, and advance positive changes in the insurance environment."
Why It's Important
The launch of the InsurTech Coalition signals a shift towards a more collaborative, innovative, and consumer-focused approach to insurance. By uniting the strengths and visions of leading insurtech companies, the Coalition aims to redefine the insurance landscape, making it more adaptable, transparent, and inclusive.
See: 2023 Canadian Insurtech: What You Need To Know
This initiative not only promises to enhance the consumer experience but also sets a precedent for how technology and innovation can be harnessed responsibly in the insurance sector.
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, artificial intelligence, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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Stanford Economist Declares ‘End of the Office Era’
Remote Work | Dec 4, 2023
Image by Freepik
Stanford University economist Nick Bloom declares that the "return to the office is dead," marking a significant shift in the U.S. labor market.
A recent CNBC article highlights the persistence of remote work as a permanent fixture in the post-pandemic world. During the early days of the COVID-19 pandemic, 61.5% of paid workdays were from home. This number decreased through 2022 but stabilized around 28% in 2023, still significantly higher than the pre-pandemic level of 7%.
See: Game-changer for Remote Work? Introducing the AR Laptop by Spacetop
Key Insights
- The percentage of work-from-home days has plateaued in 2023, indicating a new normal in the labor market.
- Remote work offers advantages like no commute, flexible schedules, and cost savings, equating to an 8% pay raise for employees and reduced expenses for employers. So benefits for everyone or a classic win-win?
- About 47% of employees capable of remote work were engaged in a hybrid model as of October 2023, blending in-office and remote work suggesting that hybrid arrangements will likely prevail.
- The strong job market since early 2021 has given employees leverage to seek better work arrangements, reinforcing the remote work trend.
- Long-term trends suggest an increase in remote work beyond 2025, driven by technological improvements and younger, more adaptable business leaders.
Why It's Important
The shift towards remote and hybrid work models is more than a temporary response to the pandemic; it's a fundamental change in how businesses operate and employees work. This evolution has massive implications for everything from corporate real estate and urban planning to employee well-being and productivity.
See: Debunking the Work/Life Balance Myth with Scott Galloway
For companies, embracing this change can mean access to a broader talent pool, reduced overhead costs, and improved employee retention. For workers, it offers unprecedented flexibility and work-life balance. Understanding and adapting to this shift is crucial for businesses and professionals aiming to thrive in the evolving landscape of work.
Has the return to the office chant plateaued?
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, artificial intelligence, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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Reflecting on Charlie Munger’s Investment Wisdom
Investing | Nov 29, 2023
Image: Unsplash/Jeremy Bishop
Reflecting on Charles T. Munger who passed away yesterday at the age of 99 in Santa Barbara, California
- Charles Thomas Munger (January 1, 1924 – November 28, 2023)
- The recent passing of Charlie Munger, the esteemed vice-chairman of Berkshire Hathaway (and billionaire), marks the end of an era in the investment world. As reported by The New York Times, Munger's influence extended beyond investment strategies to shaping the very culture of Berkshire Hathaway. His emphasis on integrity, patience, and rational decision-making are principles that fintechs and investors can adopt for long-term success.
- Born in Omaha in 1924, Munger served in the Army Air Corps and later graduated from Harvard Law School. He practiced law before shifting to investing, where he made his first million dollars.
- Munger was also known for his philanthropic efforts, particularly in architecture, donating millions to university projects. He was active in Berkshire Hathaway into his 90s and served as chairman of Good Samaritan Hospital in Los Angeles.
- Despite being overshadowed by Warren Buffett, Munger's influence at Berkshire Hathaway was significant. He was known as the originator of the company's investing approach, shifting Buffett's strategy from buying undervalued companies to investing in solid brand-name businesses at fair prices.
Top 5 Charlie Munger Quotes (more here)
Munger, renowned for his sharp wit and profound wisdom, leaves behind a legacy that continues to influence investors and businesses globally. As we reflect on his remarkable life, let's delve into some of his most impactful quotes and their relevance to the fintech sector and investors today.
See: Buffet-backed Nubank to Launch ‘Nucoin’ Loyalty tokens on the Polygon Blockchain
"The big money is not in the buying and selling ... but in the waiting."
Patience is key in investment. Fintech startups should focus on long-term value creation rather than short-term gains. Investors should look for companies with sustainable business models that promise growth over time.
"Knowing what you don't know is more useful than being brilliant."
Humility and awareness of one's limitations are crucial in the rapidly evolving fintech landscape. Both fintechs and investors should continuously seek knowledge and be open to learning.
"The secret to happiness is to lower your expectations."
Over-optimism about technology or market potential can lead to disappointments. In the context of fintech and investing, this could mean managing expectations realistically.
"This is a good life lesson: getting the right people into your system is the most important thing you can do."
The success of fintech companies heavily relies on the team. Hiring the right talent and nurturing a culture of innovation and integrity is vital.
"Three rules for a career: 1) Don’t sell anything you wouldn’t buy yourself; 2) Don’t work for anyone you don’t respect and admire; and 3) Work only with people you enjoy."
Ethics and personal satisfaction are paramount. Fintechs should build their businesses on products they believe in, foster respectful cultures, and value their teams.
See: Investing for Your Future: Setting Yourself Up for Financial Stability
Wisdom That Transcends Time and Boundaries
His insights are particularly relevant in today's dynamic fintech environment, where ethical considerations, long-term planning, and a culture of continuous learning are more important than ever. As we honor his legacy, let's carry forward these lessons to create more sustainable and value-driven fintech ecosystems.
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, artificial intelligence, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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