Karsten Wenzlaff, Advisor
August 26th, 2025
Karsten Wenzlaff is a Crowdfunding and Fintech Expert from Germany. He is Secretary-General of Digit[...]
Category Archives: Entrepreneurs, Start-ups, Small Businesses
Empowering Fintech Teams: The Autonomy Advantage
Oct 5, 2023
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In the rapidly evolving world of fintech, staying competitive requires more than just cutting-edge technology and innovative solutions. It demands a motivated and engaged workforce that can adapt quickly to changing market conditions. One powerful way to achieve this is by granting employees greater flexibility and autonomy in their roles.
This article explores the benefits of autonomy for fintech teams and how it can be a potent employee engagement tool.
The Changing Landscape of Fintech
The fintech industry has witnessed explosive growth in recent years, with startups and established firms alike vying for a piece of the digital finance pie. In this highly competitive landscape, fintech companies must not only attract top talent but also retain and engage their employees. Traditional hierarchical structures often stifle creativity and innovation, making it imperative for fintech firms to rethink their approach to workforce management.
Autonomy Breeds Engagement
Empowering employees with greater autonomy can significantly boost their engagement levels. When individuals have more control over their work, they tend to feel a greater sense of ownership and responsibility. In the context of fintech, this means allowing employees to take ownership of their projects, make decisions, and experiment with new ideas.
Enhanced Creativity and Innovation
Fintech companies thrive on innovation. Allowing employees the freedom to explore creative solutions and take calculated risks can lead to breakthroughs that propel the company ahead of the competition. Autonomy fosters an environment where employees are encouraged to think outside the box and suggest novel ideas.
Improved Job Satisfaction
Job satisfaction is closely tied to employee engagement. When individuals have the autonomy to choose how they approach their work, they are more likely to find fulfillment in their roles. This, in turn, leads to higher job satisfaction levels, reducing turnover rates and the associated costs of recruitment and training.
Flexibility in Work Arrangements
In the modern world of work, flexibility is highly valued. Offering employees the option to work remotely, set their own schedules, or even experiment with job rotations can be a powerful way to attract and retain top talent. Fintech companies that provide such flexibility not only benefit from increased employee satisfaction but also tap into a broader talent pool.
Trust and Accountability
Granting autonomy to employees demonstrates trust in their abilities and judgment. This trust can be reciprocated with a stronger sense of accountability. When employees understand that they have the autonomy to make decisions, they are more likely to take their responsibilities seriously and strive for excellence.
Employee Engagement Tool: Autonomy in Practice
Implementing autonomy as an employee engagement tool in fintech teams involves a strategic approach. Here are some practical steps:
1. Define Clear Objectives
Begin by setting clear objectives and expectations for each team member. Autonomy should not equate to chaos; it should be guided by a shared vision and goals.
2. Provide Training and Resources
Empower employees with the skills and resources they need to excel in their roles. Investing in training and development can make employees feel more confident in their ability to handle autonomy responsibly.
3. Encourage Regular Communication
Maintain open lines of communication. Regular check-ins and feedback sessions help employees feel supported and valued while allowing them to voice any concerns or challenges they may encounter.
4. Recognize and Reward Success
Acknowledge and reward achievements. Recognizing the contributions of autonomous employees reinforces the positive impact of autonomy on the organization.
Conclusion
In the fintech industry, where innovation is paramount, empowering teams with autonomy is not just a luxury; it's a necessity. Autonomy can serve as a powerful employee engagement tool, fostering creativity, improving job satisfaction, and enhancing the overall performance of fintech teams. By granting employees the freedom to shape their work and make decisions, companies can position themselves for success in this dynamic and competitive sector.
Fintech firms that embrace autonomy as a core value will not only attract top talent but also create a culture of innovation and excellence that propels them to the forefront of the industry. The future of fintech belongs to those who trust their teams to chart the course and harness the full potential of their workforce.
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, artificial intelligence, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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Navigating BC’s Innovation Landscape with Capital Compass BC
Capital | Sep 29, 2023
Image: Capital Compass BC
This week hails the launch of Capital Compass BC, a dynamic and collaborative platform by Innovate BC, InBC Investment Corp., PacifiCan, and New Ventures BC, designed to bolster and connect BC's thriving entrepreneurial ecosystem.
British Columbia (B.C.) is a hub of innovation, with entrepreneurs and companies propelling it as a leading innovation center in North America. Capital Compass BC is not just a boon for businesses but also for investors, innovators, and ecosystem enablers. It's publicly accessible, free-to-use, and allows individuals to submit relevant information, making it searchable within the platform.
Key Features of Capital Compass BC:
- Comprehensive Database: The platform provides detailed insights into startups, scaleups, investors, entrepreneurial resources, and the flow of investment capital within BC. There are currently 538 fintech startups and scale-ups based in BC listed on the platform.
- Advanced Filtering: Users can explore the vast database using filters like sector, company stage, funding round, and other pivotal characteristics. This facilitates the identification of trends, opportunities, and gaps in the regional innovation ecosystem.
- Support for Companies: Beyond just being a data repository, Capital Compass BC aids companies in navigating funding sources and amplifying their visibility in the market.
- Investor's Paradise: Investors and funding providers can leverage the platform to pinpoint companies in BC that resonate with their investment strategies.
See: H1 2023 Fintech Investment Landscape: Top 10 Global Markets
Brenda Bailey, the Minister of Jobs, Economic Development, and Innovation, expressed her enthusiasm about the platform, emphasizing its role as a one-stop site for accessing funding-related resources in BC. She believes that this publicly accessible platform, developed collaboratively by multiple stakeholders, will be instrumental in connecting BC businesses and investors, paving the way for more developmental opportunities and growth.
For those eager to delve deeper into what Capital Compass BC has to offer, the platform is accessible at www.capitalcompass.ca.
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, artificial intelligence, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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Fintech SEO Can Generate Leads and Sales Success: An Unrivaled Strategy
Sep 28, 2023
Image: Unsplash/John Schnobrich
Fintech is an ever-evolving world where every click counts and every lead may be game-changing; therefore mastering SEO has become essential. Welcome to Fintech SEO where competing for top search engine results pages (SERPs) rankings doesn't simply translate to visibility but rather leads to sales conversion. In this article, we'll uncover its immense power, discuss why high SERP rankings lead to conversions and traverse organic traffic that fuels fintech success.
SERP Rankings in Fintech
Imagine this: you need financial advice or are searching for investment options, where would you go? Chances are you would consult your search engine; the websites appearing at the top of those search results have built trust among both their users and search engines alike.
➡️ High Rankings Are an Indication of Trustworthiness
Achieving high rankings on SERPs for your fintech website is like earning a gold star of trustworthiness from users; they know Google or Bing have already approved and reviewed your services - often leading to them opting for them over those offered by your competitors.
When you enlist the expertise of a fintech SEO agency such as Sure Oak, you're essentially enlisting professionals who specialize in elevating your trustworthiness on the digital stage. They know the ins and outs of Fintech SEO, ensuring that your website not only climbs the rankings but also maintains its reputation as a trusted source in the world of finance.
➡️ Top Rankings Offer an Advantage
When competing against thousands of companies for user attention in fintech, SERP rankings cannot be underestimated. Not just being found; being chosen often begins with being at the top-ranking positions on SERPs.
Convert Visitors into Leads
Think of your fintech website like a physical storefront: foot traffic is essential, but not sufficient; action must also be taken by visitors - for instance inquiring or signing up as leads - which means your online traffic represents a potential customer base.
➡️ Optimize Landing Pages to achieve conversions
Fintech SEO's true potential can be seen here. It goes beyond simply driving visitors to your website; instead, it involves crafting an engaging user journey. By optimizing landing pages with compelling content and clear calls-to-action (CTAs) as well as user-friendly forms, Fintech SEO allows businesses to turn visitors into leads that could later lead to sales opportunities.
➡️ Personalization and Data-Driven Strategies
Fintech SEO goes beyond generic optimization; it's about personalization. By harnessing user data, you can tailor conversion strategies based on individual user data - such as personalized recommendations or targeted promotions tailored specifically towards individual user behaviors - which in turn increases conversion rates substantially.
Organic Traffic Is Vital to Fintech Success
Advertising fintech services can be expensive and competition for paid ad space fierce, which is where organic traffic comes in handy: when your website ranks highly on search engine result pages (SERPs), users find you naturally without needing paid advertisements to do so. This method gives fintech businesses an alternative form of traffic they can rely on: organic visitors!
➡️ Organic Traffic Can Provide Long-term Benefits
Paid traffic can be like renting space at a shopping mall; once your payment ceases, so does the traffic. Conversely, organic traffic acts more like investing in long-term real estate - once your website ranks highly enough it should continue attracting visitors even without ongoing ad spend.
Image: Unsplash/Suzanne D. Williams
FinTech SEO best practices for Lead Generation
Keyword research and optimization are at the core of Fintech SEO. By identifying those that resonate with your target audience, you can tailor content specifically tailored towards their needs and intent.
➡️ Content That Converts
Content is king, but only valuable content will suffice. Produce resources that answer user queries, solve financial issues and offer insight into the fintech industry. Valuable content not only attracts attention and shares easily but is also converted easily.
Experience Is Everything (UXI)
User experience encompasses more than the design of a website; it encompasses navigation, page load times and mobile-friendliness as well. An exceptional user experience could mean the difference between visitors bouncing away quickly or becoming leads for further business opportunities.
Tracking and Measuring Link Building Success
KPIs for Lead Gen To measure the success of your Fintech SEO efforts, you should monitor key performance indicators (KPIs). Monitor changes to search engine rankings while also tracking user behavior, and conversion rates and measuring the impact of content strategies on lead generation.
A/B Testing and Continuous Improvement.
Never settle into fintech with complacency; A/B testing is your friend in refining strategies and honing in on what resonates best with audiences. Use data-driven insights for continuous improvement of strategies.
Conclusion: Expanding Your Authority
Fintech SEO is more than simply being found; it's about capturing leads and driving sales. SERP rankings play a crucial role in building trust, authority, and conversions in fintech industries.
See: Visa’s Solutions for the Creator Economy and Fintech Opportunities for Tomorrow’s Digital SMBs
With an effective Fintech SEO plan in place, visitors to your website could become long-term customers while harnessing organic traffic for sustainable success. Are you ready to elevate your fintech game using Fintech SEO's winning formula? The choice is yours--there are endless opportunities ahead.
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, artificial intelligence, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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Ransomware Grew 45% H1 2023 Targeting Smaller Organizations
Cyber Security | Sep 27, 2023
Image: Wikimedia Commons/BlueBreezeWiki
The cyber landscape in 2023 has witnessed a significant surge in ransomware attacks, with small businesses becoming the primary targets.
According to a report from Infosecurity Magazine, ransomware attackers are increasingly targeting smaller, less defended organizations. There was a 47% increase in new victims in the latter half of 2022, with many of these being small businesses with less mature cyber postures.
Specifically, 57% of the victims of the LockBit gang, known for high-profile attacks on the Royal Mail and Taiwan Semiconductor Manufacturing Company (TSMC), were small businesses.
Many of these groups are moving away from traditional encryption-based attacks. Instead, they threaten to expose and publicize sensitive information, shifting from ransomware to pure extortion tactics.
See: Small Businesses Incur Greatest Loss of Cyber Attacks | 67% Suffer Repeat Attacks Within 12 Months
Ransomware by the Numbers
- In the first half of 2023, there was a 45.27% global increase in ransomware victim organizations, totaling 2,001.
- During the same period, the sectors most targeted by ransomware were banking, retail, and transportation.
- LockBit, a dominant ransomware since 2022, primarily targeted IT, finance, and professional services.
- Nearly 50% of all ransomware victims were US-based organizations, a significant increase of 69.94% from the second half of 2022.
- LockBit was responsible for 26.09% of all ransomware attacks, and in 2022, they accounted for one in six attacks on US government offices.
- BlackCat and Clop followed LockBit, accounting for 10.59% and 10.09% of ransomware attacks, respectively.
To counter these threats, Trend Micro recommends:
- Enabling multifactor authentication (MFA) for added security.
- Regularly backing up data and storing backups in diverse formats and locations.
- Keeping systems updated to patch vulnerabilities.
- Verifying emails before opening them to prevent phishing attacks.
- Following established security frameworks like those from the US National Institute of Standards and Technology (NIST) and the UK National Cyber Security Centre (NCSC).
See: Blakes: Cybersecurity Trends in Canada: A 2023 Perspective
The ransomware landscape in 2023 is evolving, with attackers shifting their focus to smaller businesses and adopting new tactics. Organizations must remain vigilant, adopt robust cybersecurity measures, and prioritize incident response and recovery to mitigate the impact of these threats.
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, artificial intelligence, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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Elevate Acquires CIX, Boosting Canada’s Startup Scene
Release | Sep 27, 2023
Elevate's Acquisition of CIX is A Testament to Canada's Flourishing Startup Ecosystem
Canada's startup landscape has always been a vibrant tapestry of innovation, ambition, and collaboration. At the heart of this ecosystem, organizations like the Canadian Innovation Exchange (CIX) have played pivotal roles in spotlighting the nation's most promising startups and bridging the gap between innovators and investors. As a long-time community partner and admirer of CIX, the National Crowdfunding & Fintech Association of Canada (NCFA) is thrilled about this acquisition announcement.
NCFA & CIX: A Journey Together
Over the years, NCFA has had the privilege of walking alongside CIX, celebrating its successes, and learning from its vast experiences. Our partnership has been rooted in mutual respect and a shared passion for fostering innovation in Canada. We've watched CIX grow, evolve, and transform into Canada's largest startup awards program and investment conference. Their annual curation program has consistently showcased the crème de la crème of Canadian startups, attracting attention from North American VCs, corporates, and private equity investors.
See: Clay Financial Closes $1.7 Million Pre-Seed to Offer Home Equity Sharing AltFi Product in Canada
Both Elevate and CIX have been champions of innovation, tirelessly working to provide startups and scaleups across Canada with the resources, platforms, and opportunities they need to thrive. This acquisition promises to amplify the efforts of both organizations, creating a synergy that will undoubtedly benefit the entire Canadian startup ecosystem.
Lauren (Prev Linton) Crerar, Executive Director, CIX:
I am thrilled that CIX is joining Elevate. This acquisition creates a powerful synergy of shared values and vision for propelling Canada’s top startups to new heights. I look forward to working with Lisa and the amazing Elevate team.
The Road Ahead
With Elevate at the helm, the future of CIX looks brighter than ever. Elevate's reputation as a hub for world-class innovators, combined with CIX's legacy, promises a future filled with more opportunities, collaborations, and success stories. As Elevate CEO Lisa Zarzeczny aptly put it, this acquisition will strengthen the tech ecosystem's engagement throughout the year, further supporting startups and scaleups from coast to coast.
See: Ontario’s FSRA Spearheads Insurance Innovation with Direct Access Model
For NCFA, this development reiterates our commitment to the Canadian fintech and funding communities. We will continue to support, collaborate, and grow alongside our partners, ensuring that Canada remains at the forefront of global innovation.
The 17th annual CIX Summit will take place March 26 & 27 at The Design Exchange
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, artificial intelligence, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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Citi’s Top 10 Insights on Cross-Border Payments 2023
Report Insights | Sep 26, 2023
Dive into Citi's illuminating insights on the transformative landscape of cross-border payments for 2023
Based on the Citi's latest "Global Perspectives & Solutions: Future of Cross-Border Payments" report September 2023, here are 10 of the most insightful thought leadership points, statistics, or facts and figures that would be of interest to fintechs and banks.
The report is the culmination of insights gathered from prominent market infrastructure specialists both inside and outside of Citi, as well as from FinTechs and a broad spectrum of banks spread across four continents. Additionally, it encapsulates the primary discoveries from an exclusive survey conducted among over 100 financial institutions affiliated with Citi.
See: Understanding the Impact of Blockchain on Banking: Cross-Border Payments
1. Cross-Border Payments Inflection Point
- The world of cross-border payments is at a pivotal moment. As new competition and technologies emerge, there will be winners and losers.
- All players must adapt to maintain and grow their market share.
2. $250 Trillion Opportunity
- The value of cross-border payments is projected to reach $250 trillion by 2027.
- This massive growth presents a significant opportunity for both traditional banks and fintechs.
3. Market Share Shift to Fintechs
- Over 40% of banks have already lost at least 5% of their market share to fintechs.
- Additionally, 89% of banks anticipate losing at least another 5% of their share to fintechs in the next 5-10 years.
4. Consumer Expectations
- In domestic transactions, consumers now expect payments to be instant and fully traceable.
- These expectations are transitioning to the more complex cross-border space, leading to a "consumerization" of corporate expectations.
5. APIs as Key Enablers
- 83% of banks recognize application programming interfaces (APIs) as the primary technology to enhance the client experience. APIs allow banks to expand their networks through partnerships and elevate their capabilities.
See: Luge Capital Secures $71M in Second Fund’s First Close
6. Globalization and Cross-Border Payments
- Globalization, driven by the flow of goods, people, ideas, and capital, underpins the growth in cross-border payments revenues.
- These revenues have rebounded post-pandemic and are forecasted to grow at mid- to high-single digits over the next five years.
7. B2B Dominance and C2B Growth
- While B2B payments continue to dominate in size, the fastest growth area is expected in consumer-to-business (C2B) payment flows, driven by e-commerce and other innovations.
8. Digital Assets and AI
- Digital assets are emerging with interesting use cases, such as smart contracts and real-time liquidity.
- Additionally, artificial intelligence (AI) has captured significant attention in 2023 and could act as a catalyst for change in the payments market.
9. Client Experience Focus
- Over 50% of banks see the need to revamp their front ends to improve the client experience.
- Over 60% of respondents believe there's a need to upgrade their core infrastructure.
See: Lending Loop Launches ‘Loop Card’ for Small Business Cross-border Transactions
10. Changing Nature of Trade
- Trade in merchandise and services across borders has rebounded post-financial crisis. The value of exports amounted to almost 25% of global GDP in 2022, up from 23% in 2019.
- The mix of trade is also evolving, with increasing cross-border data and IP flows.
Image: Citi Cross-Border Payments Sep 2023 Report
Download the Report
The report contains statistics and insights from key stakeholders, and recognizes both the pain points that both banks and fintechs must overcome to compete for market share along with key areas of focus to win including delivering 'best in class' client experiences with unprecedented speed, transparency, and low cost.
The future of cross-border payments is undergoing a tectonic shift as stakeholders jostle for a piece of a projected $250 trillion market by 2027. Download the full 120 page PDF report here.
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, artificial intelligence, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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UK PRA Launches Diversity and Inclusion Consultation
Consultation | Sep 25, 2023
Image: Unsplash/Alexander Grey
The Prudential Regulation Authority (PRA) has released a consultation paper, CP18/23, on 25 September 2023, proposing rules and expectations to enhance diversity and inclusion in PRA-regulated firms to improve governance and decision-making.
Purpose of the Consultation
- The Prudential Regulation Authority (PRA) has proposed rules and expectations to enhance diversity and inclusion in PRA-regulated firms. This is believed to bolster firm governance and decision-making, aligning with the PRA's objectives.
- The consultation has been developed alongside the Financial Conduct Authority (FCA), which is also releasing a consultation paper on the same topic for FCA-regulated firms.
See: McKinsey Report: Diversity in Global Private Markets 2022 and Institutional Investors as Catalysts for Change
- The current proposals are built upon the regulators’ joint discussion paper titled "Diversity and inclusion in the financial sector – working together to drive change" which was published in July 2021.
Significance of Diversity and Inclusion
- Diversity and inclusion are essential for effective governance and decision-making within firms, reducing groupthink and enhancing risk management. While diversity covers demographics, experience, and thought, it's the role of inclusion to ensure these diverse perspectives are actively considered, especially by leadership boards, fostering a culture that values and encourages varied viewpoints.
- Challenges: Changing organizational outcomes to be more diverse and inclusive can be challenging and may take time. Initially, diverse teams might face challenges due to differences in perspectives and communication styles. However, over time, such teams, when led by inclusive leaders, tend to make more robust decisions.
- The PRA acknowledges that there are varying opinions regarding the evidence supporting the benefits of diversity. However, they believe there's enough evidence to warrant policy consultation in this area.
Participate in this Consultation by Monday 18, December 2023
- Respondents have the option to consent to the publication of their names in the PRA’s feedback response. They can also indicate if they regard any of the information they provide as confidential.
- Responses can be emailed to: CP18_23@bankofengland.co.uk
See: FCA Speech: Adapting Culture to Meet Changing Societal Norms and Consumer Expectations
- Alternatively, they can be addressed to: Governance, Remuneration and Controls Team, Prudential Policy Directorate, Prudential Regulation Authority, 20 Moorgate, London, EC2R 6DA.
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, artificial intelligence, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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