Karsten Wenzlaff, Advisor
August 26th, 2025
Karsten Wenzlaff is a Crowdfunding and Fintech Expert from Germany. He is Secretary-General of Digit[...]
Category Archives: Research
Digital Euro Report: Design considerations facing the European Central Bank
Internet Economy Foundation | Clark Parsons | Sep 8, 2021
New Study Highlights the Key Design Choices Facing the European Central Bank and Makes Recommendations for Building an Innovation-Compatible Digital Euro
Berlin, 08. Sept., 2021 – If money is now completely programmable, how should a digital Euro be established? This is the question addressed by Establishing a Digital Euro – How to Ensure Financial Sovereignty in the Digital Realm, a new joint study published by the Internet Economy Foundation, Lakestar, Chainlink and iconomy.
Read: JP Morgan warns CBDC could mean banks lose 20-30% of funding
In the wake of the European Central Bank’s announcement in July 2021 that it will begin the process of developing a digital Euro, this new study explains the key design decisions that lie ahead and how each of them can potentially affect the longstanding structures of the monetary and financial systems. It also recommends important guidelines for the ECB to ensure that a digital Euro addresses Europe’s current weakness in global financial services and strengthens Europe’s booming ecosystem of innovation in FinTech, Decentralized Finance (DeFi) and emerging sectors.
The policy recommendations are:
● Create the Digital Euro with a focus on European Financial Sovereignty.
● Use the Digital Euro to reinforce the position of the Euro as an international reserve currency.
● Design the Digital Euro with a wider vision for a more secure future financial system.
● Form should follow function and keep innovation at heart.
● Tailor the Digital Euro to fit the needs and realities of the European startup, scaleup and DeFi ecosystems.
See:
BIS Research: CBDCs beyond borders: results from a survey of central banks
Podcast: Requirements for a fully functional CBDC
The study examines the existing structures of central banks and how the current system relates to financial service providers as well as consumers. It then depicts a pyramid of the four main design decisions that the ECB will have to make and lays out the key pros and cons of each decision. For instance, would a Digital Euro be an anonymous “token”, like a 1 Euro coin, or would it always be tied to an “account”, like the Euro that is spent with a bank Girocard? Each design decision can potentially send a digital Euro in a different direction and have a large impact on its potential usage in the innovative digital economy.
Continue to the full article --> here
Download the 52 page PDF report 'Establishing a Digital Euro' --> here
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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Why is venture capital still ignoring women? The case for investing is clear.
Pioneers Post | Tove Ahlström and Sofia Breitholtz | Aug 26, 2021
It could take an astonishing 200 years to close the global gender gap, if we continue on our current path.
Yet the evidence is clear: backing female-led businesses is a ticket to prosperity for everyone. As the world seeks solutions for post-pandemic recovery, it’s time for investors to put their money where their mouths are.
A disheartening 3% of global venture capital went to female founders in 2019, and the figures for women from minority groups are even more dismaying, a 2020 report by Crunchbase shows. During the Covid-19 pandemic, the outlook worsened still, with venture funding to female-founded enterprises plummeting 27% worldwide.
See: Women In Fintech Will Play A Crucial Part In The Covid-19 Recovery Plan
Global challenges, like the Covid-19 pandemic or the climate crisis, have more direct consequences for vulnerable groups in society, who are already subject to uneven distribution of resources, oppression and marginalisation. As the world turns to solutions and strategies for recovery in a post-pandemic reality, investors and politicians need to put their money where their mouths are – and they might benefit, too.
Everyone’s ticket to prosperity
Women are powerful catalysts for development. Data shows that investing in their economic empowerment sets a direct path towards poverty eradication in all groups, inclusive economic growth as well as sustainability and resilience. The recent discussion paper from the European Commission once again shows a correlation between gender equity and GDP growth, productivity and rising wages.
The flow of investment capital needs to be diversified, less focused on the short-term, and more focused on the long-term, with innovations promoting the necessary combination of sustainability and profitability.
The same source also shows that women are associated with long-term, patient capital and more social impact investment. Building capacity for women's economic independence is crucial in the Covid-19 response and also sets an effective path for the achievement of the UN’s Sustainable Development Goals.
A shared problem with a viable solution
One major obstacle for women in both starting enterprises, and taking them to scale, is the lack of access to capital. When female-founded companies get funding, the amount of money is less than male teams receive. A report from Unconventional Capital on Nordic startup funding shows that all-women teams only get between one-third and two-thirds of the funding compared to men. In the US, research shows that women start businesses with roughly half the amount of capital compared to men.
See: Reg CF Update: Interview with Sherwood Neiss on Investment Crowdfunding
The story is much the same across the globe, but – unsurprisingly – even more difficult in emerging economies. Not only does the lack of investment and capital reinforce structural inequalities, it also hampers the growth of female-led businesses. What the world needs is specific programmes that build female capacity, and that stimulate investment ecosystems to become more inclusive.
Don’t look away, investors and politicians
Investors – who tend to proudly describe their decision-making as rational and number-driven – would benefit from looking their (often well-meaning) biases in the eye and actually focusing on data. A now well-known 2018 study by BCG shows that women-founded businesses outperform and deliver higher revenue than male-run ones, making them a rational investment.
Continue to the full article --> here
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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World Economic Forum (WEF) Warns of Cyberattack that will Collapse Existing Financial System
GlobalRisk Community | Enrique Raul Suarez | Sep 3, 2021
A report published last year by the WEF-Carnegie Cyber Policy Initiative calls for the merging of Wall Street banks, their regulators and intelligence agencies as necessary to confront an allegedly imminent cyber attack that will collapse the existing financial system.
In November 2020, the World Economic Forum (WEF) and Carnegie Endowment for International Peace co-produced a report that warned that the global financial system was increasingly vulnerable to cyber attacks. Advisors to the group that produced the report included representatives from the Federal Reserve, the Bank of England, the International Monetary Fund, Wall Street giants likes JP Morgan Chase and Silicon Valley behemoths like Amazon.
The ominous report was published just months after the World Economic Forum had conducted a simulation of that very event – a cyber attack that brings the global financial system to its knees – in partnership with Russia’s largest bank, which is due to jumpstart that country’s economic “digital transformation” with the launch of its own central bank-backed digital currency.
See: ISED: Cyber Security and Policy Statements
More recently, last Tuesday, the largest information sharing organization of the financial industry, whose known members include Bank of America, Wells Fargo and CitiGroup, have again warned that nation-state hackers and cybercriminals were poised to work together to attack the global financial system in the short term. The CEO of this organization, known as the Financial Services Information Sharing and Analysis Center (FS-ISAC), had previously advised the WEF-Carnegie report that had warned much the same.
“Not a Question of If but When“
The Cyber Policy Initiative’s November 2020 report is officially titled “International Strategy to Better Protect the Financial System.” It begins by noting that the global financial system, like many other systems, are “going through unprecedented digital transformation, which is being accelerated by the coronavirus pandemic.”
“Reducing Fragmentation”: Merging Banks with their Regulators and Intelligence Agencies
Given the inevitability of this destructive event predicted by the report’s authors, it is important to focus in on the solutions proposed in the WEF-Carnegie report as they will become immediately relevant if this event, as predicted by the WEF and Carnegie Endowment, does come to pass.
Some of the solutions proposed are to be expected from a WEF-linked policy document, such as the calls for increased public-private partnerships and greater coordination among regional and international organizations as well as increased coordination between national governments.
See:
PwC Report: Canadian Digital Trust Insights 2021: Cybersecurity comes of age
Remote Working Cybersecurity Checklist
However, the main “solution” at the heart of this report, and also at the heart of the WEF-Carnegie initiative’s other endeavors, is a call to fuse corporate banks, the financial authorities that essentially oversee them, tech companies and the national security state.
“This requires countries not only to better organize themselves domestically but also to strengthen international cooperation to defend against, investigate, prosecute and ideally prevent future attacks. This implies that the financial sector and financial authorities must regularly interact with law enforcement and other national security agencies in unprecedented ways, both domestically and internationally.”
Continue to the full article --> here
Download the 242 page PDF report on 'International Strategy to Better Protect the Financial System Against Cyber Threats' --> here
Separate June 2020 report from WEF-Carnegie initiative on deepfakes and the Financial System --> here
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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5 Workflow Optimization Tips to Streamline Your Business Processes
Guest Post | Sep 8, 2021
If your business doesn’t run as smoothly as it should, you could lose customers and boatloads of money.
Sticking to manual and repetitive tasks, using outdated tools, and poor task management are some of the things that can slow down your business processes.
That is why it’s crucial to optimize your workflows to increase your business operations’ efficiency and even reduce your business costs.
Nail this, and you’ll meet your targets, deliver services promptly, and get results faster.
In this guide, we’ll share five workflow optimization tips to help you speed up your business processes and streamline your operations.
1. Use cloud-based solutions
You could have a large number of employees, but there’s only so much they can do since they can only work an average of eight hours a day.
If you stick to manual processes, you’re bound to overwork your staff, and they’re less likely to finish their tasks with optimum efficiency.
For instance, if you own an equipment rental company and your staff uses paper-based methods to inspect 50 to 80 trucks daily, then you’re looking at a tedious, time-consuming inspection process.
Your teams would be buried in mountains of paperwork, and accessing any tools means traveling to your physical office, which costs more time and money. Leverage Record360’s cloud-based solution that includes an online equipment inspection form for simple and quick asset assessments.
The software streamlines your workflow by letting your staff perform inspections, document damages by capturing images and videos, and send the records to fleet managers from the app.
Your staff can also use the app to create custom workflows based on the specific equipment for inspection, saving you from laborious, time-sucking assessments.
A powerful cloud-based solution simplifies and speeds up your workflows, allowing you and your team to act promptly and complete tasks efficiently.
2. Leverage AI technology
Including Artificial Intelligence (AI) technology in your existing systems is an excellent way to make your workflows more efficient.
AI tech can make your lives easier while supercharging your business processes with minimal effort from you and your teams.
For example, client support tasks, such as gathering lead information and addressing basic customer queries, can eat up a chunk of your team’s productive hours and energy.
To automate key aspects of this process, use effective AI chatbot software such as ActiveChat.
The platform uses decision-tree chatbots and AI natural language understanding to automate your customer conversations.
Image source: activechat.com.
You can build a no-code, flexible chatbot for your website, email, Facebook messenger, SMS, and other platforms and communications channels.
The chatbot platform facilitates a seamless multi-channel customer service experience. It lets you start client conversations using ActiveChat’s native website chat and continue them on the channels clients use.
AI chatbots can handle simple, repetitive customer service tasks, easing your team’s workload and allowing them to deliver client support services faster.
It’s an excellent way to streamline your time-sucking, laborious tasks for more efficient and productive customer service operations.
3. Utilize automation
Managing your online store on top of running email campaigns and other marketing initiatives requires A LOT of work, especially when using manual methods.
Take a huge load off you and your team’s shoulders by automating repetitive tasks such as email automation.
You can set automated workflows so your team won’t have to manually respond to every person who subscribes to your email list.
For instance, Wix, one of the popular ecommerce platforms for small businesses, allows you to configure and deliver automated emails and automate other tasks to help streamline your workflows.
Choose triggers to automatically set off designated actions, such as sending a Thank You email when visitors submit a web form.
Supercharge your email initiatives and marketing campaigns and other business-critical processes by automating your routine tasks.
This allows your team members to speed up performing jobs while getting back time better spent on core tasks that improve workflow efficiency.
4. Centralize customer management
Managing customer relationships is crucial to your company’s success, but it also requires some elbow grease.
Handle it poorly, and you’re looking at slow, inefficient workflows that can seriously hurt your processes, from lead generation to closing deals.
Handle client relationships effectively and efficiently by using top-of-the-line Customer Relationship Management (CRM) software.
A reliable CRM software has the tools to streamline gathering customer data, including those linked with from your Electronic Point of Sale or EPOS system.
CRM solutions such as EngageBay give you overall visibility into your sales, marketing, and customer service client data, relationships, and interactions.
It also speeds up engaging your leads and managing client relationship tasks from one central location.
Accessing and using customer data and contextual information is quick and easy with a CRM, allowing your teams to handle tasks such as upselling and cross-selling efficiently.
Image source: engagebay.com.
Your sales and marketing teams can also prioritize leads and opportunities quickly since they can easily track clients as they move through the customer journey. This allows your reps to identify sales-ready leads in a jiffy.
Additionally, CRM systems give you a central business data repository, expediting your data analyses and reporting to boost your company’s performance.
5. Deploy a project management platform
Seamless collaboration plays a huge role in optimizing your workflows.
Use project management platforms to improve your team’s collaboration and communication and, in turn, increase their productivity and efficiency.
Dependable project management software ClickUp offers features that help members across your teams get a close view of your targets, phases, and tasks (among others) throughout the entire project cycle.
The software lets you manage your resources and to-dos using a Gantt, calendar, list, or board view and build your workflows.
Its other essential project management features include checklists, task templates, and dependencies, priority tagging, custom statuses, sorting and filtering, task assigning, and more.
You get a user-friendly interface with functionalities that allow your team to simplify and automate performing and completing tasks.
As such, your team can streamline workflows, improve collaboration, and ensure you stick to the project time-frame. This helps optimize your business processes for better efficiency and productivity.
Additional tip: Build a productivity boosting app
While there are countless online tools that can seriously drive up your workflow and business process productivity, they don’t always offer the perfect solution for your needs.
So why not build your own app?
Creating an app based on your exact business needs and adapting it to your unique workflow dynamics gives you a tailor-fit solution to fully optimize your business processes.
For instance, you could create an app that streamlines your internal workflows such as client portals, document management, and team collaboration tools.
You can also create a business app that helps you showcase your story, products, and brand to improve your customers’ shopping experiences while allowing you to promote offers such as coupons and sales easily.
It’s a great way to facilitate faster workflows while delivering memorable customer experiences that foster brand loyalty.
Make your app available across channels and easy to use and navigate to optimize its purpose.
See: Getting tangible about intangibles: The future of growth and productivity?
If you use Azure DevOps to create your app, ensure you backup your data, codes, work items, repositories, and more with Backrightup.
An Azure DevOps backup using Backrightup’s flexible service is crucial to running regular, automated backups to keep all your business app codes and data safe.
Doing so saves you from doing tedious, manual backups that can take up tons of time and effort.
Manual backups can also be open to errors and are at risk of causing you to lose your data during server crashes, malware attacks, and even negligence if you forget to run backups.
Backrightup simplifies the process by running automated backups of your Azure DevOps instances and other data as soon as you sign up for an account.
You can turn on (or off) automatic backups of the specific items in your repository and restore them with a few clicks.
Backrightup also lets you backup your code to your preferred storage location without maintaining backup scripts and back up everything from your pipelines to your wikis.
Keep your app codes safe by adding a layer of protection through regular, automated backups. This gives you the security and peace of mind that your app codes and data are secure.
It also helps you avoid interruptions leading to app crashes that can slow down your workflows or worse, ruin the customer experience.
Optimize your business process workflows today
Efficient business operations translate to increased customer retention, improved service delivery, and better performance (among others).
Follow the tips in this guide to help you optimize your workflows and streamline your business processes.
With the right tools and strategies, productive, efficient, and ultimately profitable business operations can become a reality.
Learn what works best for your teams and company and leverage them to drive business growth and success.
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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ISSA Survey Results on Distributed Ledger Technology – Voice of the Customer
ISSA - Working Group Distributed Ledger Technology| Aug 2021
The DLT Voice of the Customer Working Group (WG) recently conducted a survey of Asset Owners and Investment Managers to highlight where they are on their journey towards DLT based investments (tokenised assets, Crypto currencies).
The intent was to validate what they want and need from the Securities Services industry. This work was initiated as a result of the 2020 Survey “DLT in the Real World” where it appeared that the investors were focused more on Crypto currencies rather than tokenised securities, which was the opposite of the capabilities that ISSA members were building.
Survey Questions and Responses:
Investment Outlook and Time Frames
See: WEF Insight Report: Digital Assets, Distributed Ledger Technology, and the Future of Capital Markets
Motivations to be Active in Digital Assets
See: LabCFTC Releases Primer on Digital Assets
Challenges Faced
Download the 8 page PDF report --> here
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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Federal Privacy Commissioner Quietly Closed Investigation of RBC
The Tyee | Bryan Carney | Aug 26, 2021
Facebook says it gave Canada’s largest bank, RBC, the ability to read users’ private messages. But the results of its investigation remain secret.
An investigation into allegations that select companies — including RBC, Canada’s largest bank — were given access to the private Facebook messages of people using their apps has been shut down by Canada’s privacy watchdog.
The Tyee first broke the news that Canada’s Office of the Privacy Commissioner was investigating RBC in February 2019, following a 2018 New York Times exposé on Facebook “partners” that were exempted, or “whitelisted,” from tighter data rules implemented in 2014-2015 in the wake of privacy scandals at Facebook.
These special “partners” — such as RBC, Netflix, Amazon, Spotify and others — were given access to every private message sent or received using Messenger, Facebook’s popular messaging platform, when users of the partner company apps linked them to their Facebook profiles.
See: Chelsea Manning Is Hacking Again, This Time For A Bitcoin-Based Privacy Startup
Because the data made available to these partners consisted of private messages, it was potentially more revealing and violated more privacy expectations than the data infamously acquired in the Facebook-Cambridge Analytica data scandal, which allowed outside developers to gather data such as likes and friend lists on not only app users, but their friends.
The whitelisting deal involved access up to a decade’s worth of private messages sent to or received from friends of app users with an expectation of privacy.
Although the full extent of exposure through whitelisting remains unknown, there is the potential for the same kind of multiplier effect seen in the Cambridge Analytica case, in which 87 million Facebook profiles were harvested based on the responses of just 270,000 people who unwittingly allowed access to their friends’ Facebook activities by downloading an app.
This is because each app user who connected to Messenger will have exposed their messages to Facebook partners from every person who ever messaged them — whether those other parties had installed the app or not.
In 2018, when news broke about special agreements allowing some companies’ continued access to Facebook data — internally known as “whitelists” — Spotify and Netflix admitted they had the extra abilities, but claimed they weren’t aware or didn’t use them.
See: U.S. and States Say Facebook Illegally Crushed Competition
RBC was also named and had the same privileges — as shown in leaked Facebook emails detailed in the New York Times — but denied it ever had access.
Facebook confirmed directly to The Tyee that the bank had access to read, write and delete its app users’ private Facebook messages. Facebook declined to say if or how many times those privileges were used by the bank.
The Office of the Privacy Commissioner has confirmed to The Tyee that it shut down its two-year-long investigation of RBC five months ago, without any announcement. The office wouldn’t provide any information on its findings. It pointed instead at ongoing legal proceedings, targeting Facebook only, as the best course of action.
The end of the investigation may mean that Canadians and lawmakers, as MP Charlie Angus put it in a Jan. 31, 2019 meeting of Parliament’s Standing Committee on Access to Information, Privacy and Ethics — will have to “take RBC’s word for it” that the data wasn’t accessed, stored or misused.
Privacy Commissioner Daniel Therrien confirmed earlier that there had been several complaints “on whether or not the Royal Bank was violating PIPEDA [Personal Information Protection and Electronic Documents Act]” and that “RBC’s alleged role in receiving information from Facebook” was the subject of an investigation.
Continue to the full article --> here
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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If you care about privacy, Browser settings to change ASAP: Chrome, Firefox and more
c|net | Rae Hodge | Aug 28, 2021
James Martin/CNET
Five minutes gives you better internet privacy. Make these browser adjustments now.
Privacy is now a priority among browser-makers, but they may not go as far as you want in fighting pervasive ad industry trackers on the web. Here's a look at how you can crank up your privacy settings to outsmart that online tracking.
Problems like Facebook's Cambridge Analytica scandal have elevated privacy protection on Silicon Valley's priority list by showing how companies compile reams of data as you traverse the internet. Their goal? To build a richly detailed user profile so that you can become the target of more accurate, clickable and thus profitable advertisements.
Apple and Google are in a war for the web, with Google pushing aggressively for an interactive web to rival native apps and Apple moving more slowly -- in part out of concern those new features will worsen security and be annoying for users. Privacy adds another dimension to the competition and to your browser decision.
See: Designing a Central Bank Digital Currency with Support for Cash-Like Privacy
Apple has made privacy a top priority in all its products, including Safari. For startup Brave, privacy is a core goal, and Mozilla and Microsoft have begun touting privacy as a way to differentiate their browsers from Google Chrome. It's later to the game, but Chrome engineers have begun building a "privacy sandbox" despite Google's reliance on ad revenue.
For all of the browsers listed here, you can give yourself a privacy boost by changing the default search engine. For instance, try DuckDuckGo. Although its search results may not be as useful or deep as Google's, DuckDuckGo is a longtime favorite among the privacy-minded for its refusal to track user searches.
Other universal options that boost privacy include disabling your browser's location tracking and search engine autocomplete features, turning off password autofills, and regularly deleting your browsing history. If you want to take your privacy to the next level, consider trying one of the virtual private networks CNET has reviewed that work with all browsers.
Chrome browser privacy settings to change
In the Chrome Web Store, click Extensions on the left and type the name of the extension you're looking for into the search bar. Once you find the correct extension in the search results, click Add to Chrome. A dialog will pop up explaining which permissions the extension will have for your browser. Click Add extension to bring the extension into your browser.
See: How Verifiable Digital Identity Will Protect Your Post-Pandemic Privacy
If you change your mind, you can manage or remove your extensions by opening Chrome and clicking the three dot More menu on the right. Then select More Tools and then Extensions. From here, you'll also be able to see more about the extension by clicking Details.
Firefox browser privacy settings to change
Firefox's default privacy settings are more protective than those of Chrome and Edge, and the browser has more privacy options under the hood, too.
From inside Firefox's main menu -- or from inside the three lined menu on the right side of the toolbar -- select Preferences. Once the Preferences window opens, click Privacy & Security. From here, you'll be able to choose between three options: Standard, Strict and Custom. Standard, the default Firefox setting, blocks trackers in private windows, third party tracking cookies and cryptominers. The Strict setting may break a few websites, but it blocks everything blocked in Standard mode, plus fingerprints and trackers in all windows. Custom is worth exploring for those who want to fine tune how trackers are being blocked.
Continue to the full article --> here
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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