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A Guide to Real Estate Investing through Crowdfunding in the US and Canada

July 13, 2023

Unsplash CHUTTERSNAP, Real estate investing

Image: Unsplash/Chuttersnap

Real estate crowdfunding has transformed how people invest in real estate and given US and Canadian investors new opportunities. Let's dive deep into this exciting investment strategy and explore how it might benefit you.

Understanding Real Estate Crowdfunding

Simply put, real estate crowdfunding is pooling money from multiple investors to invest in a property. It's like joining forces with friends and family but on a much larger scale! This approach differs from traditional methods, as you don't need to manage the property or put down a significant amount of money—crowdfunding platforms present investors with various investment opportunities to choose from.

The Real Estate Market in the US and Canada

At the moment, the housing markets in the US and Canada are growing like never before

The Growth Spurt

What's the secret behind this skyrocketing growth? Well, a couple of things: low-interest rates and high demand for houses. You know, many people want homes, but they're way too costly. That's where investors come in.

Low-Interest Rates

Interest rates are super low. I mean, historically low! With such low rates, people are more motivated to borrow money and buy properties. Having low-interest rates makes more individuals interested in investing.

High Demand for Properties

Oh, and did I mention homes are in high demand? In both the US and Canada, everyone desires their own space. With so many people wanting to buy, housing prices just keep going up and up.

Decreasing Homeownership

In both the US and Canada, everyone desires their own space. Acquiring a home is harder than in the past. In fact, homeownership rates are dropping. A growing number of individuals can't pay for a house. It's getting pretty tough out there.

Opportunities for Investors

Despite the challenges, there's a hidden opportunity. The current market situation is excellent for investors. They can make some serious money without having to fork up a massive amount of cash upfront. Sounds like a win-win, right?

Benefits of Real Estate Crowdfunding

There are numerous advantages to investing through crowdfunding.

  • Lower entry costs: With a smaller initial investment, you can own a fraction of a property rather than having to bear the entire cost.
  • Diversification: You can spread your investments across various properties, reducing the risk associated with owning one single property. Crowdfunding participants can invest in student rentals, single-family homes, multi-family, and more.
  • Passive income: You can earn income through rental yields without having to deal with the daily management of the property.

Consider Sarah, who contributed $5,000 to a crowdfunding campaign for a multi-family housing complex. She enjoys monthly dividends and potentially increased property value over time, all without having to manage the property or deal with tenants directly.

Risks and Challenges of Real Estate Crowdfunding

Like any investment, real estate crowdfunding comes with its risks and challenges.

  • Market volatility: As property values fluctuate, so will your investment returns.
  • Liquidity issues: It's harder to sell a portion of your investment compared to a traditional property investment; you may be locked in for a specified period.

To mitigate these risks, conduct thorough research, select reputable platforms, and diversify your investments. Remember, never put all your eggs in one basket!

How to Get Started with Real Estate Crowdfunding

Ready to invest? Follow these steps.

  1. Determine your budget and investment goals.
  2. Research reputable platforms, such as Fundrise (US) or NexusCrowd (Canada).
  3. Sign up and complete the necessary due diligence for each platform.
  4. Review available investment opportunities and select ones that align with your goals.
  5. Invest in and monitor your portfolio's progress over time.

Real estate offers various investment options. Purchasing a home isn't the only option! To kick off your journey, consider these ideas.

  • Real Estate-Centric Investment Trusts (REITs) - REITs are like stocks for real estate. Basically, you buy shares in a fund that buys properties. Bypass the nitty-gritty and reap the financial benefits.
  • House Flipping - Buy a rundown house, fix it, and sell it for a higher price. Sounds simple, right? It's definitely risky, but the payoff can be big.
  • Renting Out a Room - Consider renting a room in your living space. It's an easy technique to make some additional income. Plus, you'll have company!
  • Crowdfunding - Join up with other investors on crowdfunding platforms. Pool your money together, and fund a real estate project. You all share the profits!

Final Thoughts

Real estate crowdfunding is changing the landscape of property investing. With lower entry costs and increased diversification, it's an exciting opportunity not to be missed. However, make sure to assess the risks and challenges, do your research, and always invest wisely.


NCFA Jan 2018 resizeThe National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org

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From Meme to Movie: GameStop’s Unprecedented Stock Surge ‘Dumb Money’

MarketWatch | James Rogers | Jun 24, 2023

Dumb Money trailer

The captivating saga of the GameStop meme-stock surge, which shook Wall Street in 2021, is being brought to life in Sony Pictures' upcoming dramedy "Dumb Money," hitting theaters on September 22.

Directed by Craig Gillespie, the film features a star-studded cast including Paul Dano, Nick Offerman, Seth Rogen, and others. "Dumb Money" narrates the remarkable story of small-time investors taking on Wall Street giants, showcasing a new era in stock trading. Despite market fluctuations, GameStop's shares have risen by 30.2% in 2023, outperforming the S&P 500's gain of 13.6%.

SEC says GameStop’s wild stock surge was not short covering

The Future of Stakeholder Capitalism and Why GameStop is a Syllabus

GameStop Testimony: When Short Sellers, Social Media, and Retail Investors Collide

Can Reddit Forums Take Down Hedge Funds? Why GameStop Stock Soared

OSC Report: How Gamification Influences Retail Investors

View more --> here


NCFA Jan 2018 resizeThe National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org

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The World’s First Art IPO: Ready to Own a Share of a Masterpiece?

Quartz | Samanth Subramanian | Jun 23, 2023

Wikipedia, Francis Bacon – Three Studies for George Dyer

Artex's groundbreaking IPO lets you buy shares in a Francis Bacon painting, revolutionizing art ownership and bringing masterpieces from private walls to public halls

  • World's 1st Painting IPO:
    • A painting by Francis Bacon titled "Three Studies for a Portrait of George Dyer" will become the world’s first painting to go public through an Initial Public Offering (IPO) in the second half of July. This is being done by a company named Artex, which will list the painting on an art exchange based in Liechtenstein. The painting is valued at around $55 million.
    • Investors will be able to purchase shares in the painting. Artex is offering 385,000 shares in the painting at $100 each through brokers and banks, which makes up 70% of all class B shares in the painting. The share prices will fluctuate based on supply and demand.

See:  Crypto Banking Crisis Props Hard Assets as Tokenized Diamond Sales Surge

  • Public Display:
    • After the IPO, the painting will be displayed in a museum that is yet to be determined. This allows the public to admire the painting, which has previously been in private collections.
    • This innovative approach not only allows individuals to own a share in a masterpiece but also increases the accessibility of fine art to the general public by ensuring they are displayed in museums rather than kept in private collections.
  • Future valuation:

    • Unlike stocks in companies whose values are influenced by the company’s performance, the value of the painting is expected to generally appreciate over time as long as it remains undamaged. However, the share prices could change significantly if a private collector wishes to buy out all the shares at a premium or if the authenticity of the painting comes into question.
  • Private Art Collection Demand:
    • A large portion of fine art is in private collections, often hidden in freeports which are untaxed havens. Artex could potentially persuade collectors to sell to them at a lower fee (i.e 3% of IPO proceeds) than traditional auction houses (i.e. 20%), leading to more artworks being accessible to the public in museums.

Read on for more --> here


NCFA Jan 2018 resizeThe National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org

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Key Features that Distinguish the Best Online Casinos in BC, Canada

June 23, 2023

Freepik – pch.vector, online casino

Image: Freepik/pch.vector

Canada has one of the most vibrant online gambling scenes in North America. The industry is buzzing with thousands of local and offshore casinos, all regulated by recognized bodies. Unlike most countries, the provincial government is in charge of legalizing or decriminalizing online casino gaming, which is why territories have distinct gambling laws. This piece will, however, not discuss the legalities of gambling in the nation but rather explain the features of reliable and proven online casinos in Canada, with the main focus being British Columbia. In that case, here are some of the key aspects to look at when identifying top online casinos in the province.

Importance of Licensing and Regulation When Selecting an Online Casino in BC

High-ranking casinos in Canada must hold valid licenses from a recognized body. For instance, any casino operating in British Columbia requires authorization from The BC Lottery Corporation. This is the gambling body that regulates all forms of online casino gaming, including slots and lotteries, on behalf of the BC government. A fully licensed and regulated online casino guarantees fairness. After all, the body ensures every game of chance is RNG-certified so that each outcome is independent. The presence of fair game-play is certified at the most recognized operators on the market, making them top choice for player seeking for the best online casinos. But that is just one of the main highlights. BC online casino operators are paying attention to all aspects and details, and their main goal is to deliver one lucrative and secure casino experience for all players.

Player Security

Nothing certifies the suitability of a Canadian online casino more than the site's security. Online casinos provide all players with a secure gaming interface, so they don't have to worry about safety. These sites use TSL version 1.3, the latest data encryption technology, to mask/hide valuable details such as players' personal and card payment information. Besides, the best online casinos in British Columbia have firewall systems that prevent unauthorized personnel from accessing your account. These are among the most impressive technologies behind the rapid expansion of online casino gaming in the country and globally. Finally, the go-to/proven brands necessitate the creation of strong hexadecimal passwords, which act as an added layer of security. An online casino with all these security measures is apt for the Canadian market.

Exemplary Customer Service

An exemplary customer support team is mandatory at any online casino. For a gaming site to appear on the list of top online casinos in Canada, it must have a responsive support page where players can express dissatisfaction, seek solutions to problems, and make inquiries whenever they want. This explains why the best gaming sites have a support center with multiple contact options like email, telephone, contact form, and live chat. Besides, BC operators always see that their customer representatives are efficient and skilled in solving problems. With a responsive support team/system, casinos get to prevent their clientele from experiencing interruptions while enjoying their favorite games. Moreover, the brands often include a frequently asked questions (FAQs) page so that customer representatives can only focus on unique/pressing matters.

Mobile Coverage

The era of desktop casino gaming is slowly being phased away as players demand convenience. Industry leaders are now introducing their clients to online mobile casinos, which allow them to play games irrespective of their location. With a smartphone, you can play video slots and bingo via an in-browser site or download mobile applications from their main website. The best part is that mobile casino sites offer quality games, fast payment methods, and responsive customer support. Besides, they pledge security to clients, with some even offering players a mobile-specific bonus when they sign-up via the app. In that case, checking the mobile coverage of a brand is vital if you want to end up at a reliable online casino in Canada.

Rapid Payment Options

The reason why the multi-billion dollar online gambling market continues to thrive is the rapid advancement of enabling various rapid payment solutions. In this regard, check the online casino's cashier section to determine its efficiency. Reputable casino sites in BC provide players with various banking solutions, for instance, e-wallets like Interac, Canada's top digital payment option. They also spot card payment methods like MasterCard and VISA, not to mention cryptocurrency options, which utilize blockchain technology for transactions. With such online banking methods, you can make fast deposits and withdrawals. Additionally, some of the top-tier casinos in Canada don't charge a transaction fee, which is fantastic.

Quality Standards of The Games

The number and type of games available at an online casino site are important but not enough! You must confirm the games' quality standards to tell whether the brand is worth signing up for! Check the games' fairness by reviewing the report from a third-party company in charge of game certification. The iGaming content of quality online casino gaming platforms is always tested and verified by different companies, for instance, GLI, TriSigma, BMM Testlabs, iTechLabs, and eCOGRA. This is to confirm that none of the titles are manipulated to increase the house edge. Sites with reports from these, among other renowned companies, also confirm that their games of chance are RNG-certified, meaning that the results are random.

Conclusion

Landing a reliable, secure, and proven BC online casino site is key if you want an out-of-this-world experience. This is why you must check features such as the quality standard of the games, mobile coverage, customer security, and support.

See:  Emerging Investors: Gen Z Canadians Take the Lead in Global Investment Trends

These characteristics will ensure you have uninterrupted gaming sessions that are fulfilling. You also need to confirm the license information of the site, as discussed above. With this criteria, you will only end up in the best casino.


NCFA Jan 2018 resizeThe National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org

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BlackRock’s Bitcoin ETF Filing Fuels Bullish Momentum for Grayscale Bitcoin Trust

Decrypt | Pedro Solimano | Jun 19, 2023

Grayscale

The recent filing by BlackRock, the world's largest asset manager, to launch a Bitcoin spot price exchange-traded fund (ETF) has reignited hopes for the first U.S. Bitcoin spot ETF. This news has fuelled investor sentiment and given GBTC a significant boost, bringing it close to its 2023 highs​​.​.

  • Experts believe that if BlackRock's ETF gets approved, GBTC could be the real winner.
    • This is because BlackRock's success could pave the way for GBTC's conversion and resolution of its 40%+ discount on top of industry growth.
    • Given BlackRock's track record and unique approach, including a redeemable trust structure, many believe that the firm's offering stands a good chance of receiving U.S. regulatory approval​.

See:  Majority of Professional Investors Yet to Embrace Crypto, But Nearly Half Might Enter Through ETPs

  • BlackRock's move is not without controversy, with some questioning whether it is indeed an ETF.
    • While some argue that it will merely be a similar trust to GBTC, others point out that this is an ETF as a redeemable trust, unlike GBTC.
    • This nuanced view holds that the trust component enables BlackRock to list shares that represent a certain amount of Bitcoin, as it does not process units of Bitcoin directly at a clearinghouse​.
    • Regardless of the debate, investor interest in GBTC is on the rise. For example, hedge fund North Rock Digital has been consistently accumulating more Grayscale trusts over the past several weeks. They believe that the upside potential if Grayscale wins is significant, and the downside if they lose is minimal. This filing could be a catalyst to see them tighten to more rational levels​​.
    • BlackRock's potential Bitcoin ETF have stirred up the crypto market, leading to an uptick in investor sentiment and GBTC shares.

Continue to the full article --> here


NCFA Jan 2018 resizeThe National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org

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What Are The Robo-Advisors And How Do They Work?

Jun 18, 2023

Robo advisor

Grow your weath

Investing money is a great opportunity to grow your wealth, and there are many investment opportunities to look up. However, it is complicated for many people to oversee all these sums of money and start building their investment portfolios. That’s why they often need financial advice and hire human or automated financial advisors. Automated investing services or investment digital platforms are called robo-advisors (also spelled as roboadvisors) and don’t offer human advice at all.

One of the big advantages of using robo-advisors is their low cost for the traders: they charge management fees of a certain percentage of the total client’s assets, and they are usually lower than the consult of human financial advisors. The next advantage is, you can use the robo-advisors any time of the day you want just as online casinos with casino VIP rewards or digital betting platforms.

Not all investors (especially beginners and, therefore, those who combine their main activity with an attempt to make money on investments) have enough free time to study the nuances of investing. Most people by nature and disposition are passive investors: they have neither time nor desire to go into details of financial markets - they just want to receive their income, and preferably a larger amount! The main mission of such a robo-adviser is to help those who want to make money on investments get a real income without going deep into the subject of investing. That is, robo-advisers perform automatic trading with minimal involvement of the person they "serve". The first robo-advisors began appearing in 2001. Today Wealthfront and Betterment belong to the most popular automated investing services.

How do the robo-advisors work

The algorithm takes into account various parameters of the investor, his goals, his risk tolerance, the investment horizon, the amount of capital, return expectations, and others: the user must answer certain questions using the online survey made by the investment digital platform. The robo-advisor collects the data and determines his financial objectives and investment portfolio. His algorithmic services are based on Modern Portfolio Theory and provide financial planning and investment services. The Modern Portfolio Theory is focused on investing in broad-based and low-cost index funds (for example, ETFs).

Based on the data obtained, the computer algorithm itself selects a suitable distribution of assets in the portfolio, and financial instruments, and makes calculations of the assumed risk and profitability of the portfolio. As a result, the client receives a set of financial instruments and their proportions (investment portfolio), which in the opinion of the computer advisor is best suited for the client. In one case, the portfolio is broadly diversified and consists of funds that already include many securities. And the other advisor recommends a portfolio with only 4-5 securities, which is not enough for a diversified portfolio.

To use the robo-advisor you just need to sign up from your smartphone or computer at the digital investment platform and choose the account type (the taxable one or not). Then you need to complete the questionnaire about your financial goals and risk tolerance.

Getting started investing with a robo advisor is designed to be easy. Most allow you to sign up from your computer or phone in a matter of minutes. While all robo advisors work a little bit differently, here are the basic steps you will go through to get started. You get easy access to the platform and can save your efforts and time in research funds. And you can easily use this practical investment tool even with a lack of financial literacy, inexperience, and lower investment amount. The robo-adviser also allows you to build an investment portfolio in just a few minutes. In the case of working with a financial advisor, the portfolio can take several days to compile.

However, all robo-advisers have serious limitations because their work is based on a computer algorithm from which the program cannot deviate. The program takes into account only a small list of the client's basic parameters (risk level, age, goals, etc.) by which the robot selects an appropriate portfolio from a pre-prepared set of portfolios. Therefore, different people answering the same questionnaire will receive the same portfolio. The account holder isn’t also able to choose which funds to invest in: the automated investment advisors do it for him. Therefore, robo-advisors give people the opportunity to get started with investing easily, but if you are looking for “advanced” and complicated investing decisions, you should look for a stockbroker and human interaction.

See:  An investor’s guide to robo-advisors

While automated investment advisors have some disadvantages to consider, they are effective and low-cost tools for investment management. They focus only on passive investment strategies and won't beat the market, they are an excellent option for many people who want to invest.


NCFA Jan 2018 resizeThe National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org

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How To Identify Investment Opportunities

Jun 12, 2023

Researching investment opportunities

Irrespective of the investment area you’re researching, some rules can help you determine whether a market will provide value. This stretches across the world of stocks, commodities, cryptocurrencies, or even tangible investments such as property or works of art. We’ll try and skim through some of the essential components and help you recognize the several variables to weigh before putting your money into any investment.

You should always consult a qualified professional to provide advice before you invest. The information you will receive today is general information that covers some of the basic principles of investing and how to hone them to benefit your strategy. Still, you must always consult a professional and several reliable sources before making any sort of investment.

Regarding any financial move you make, reading up on several different sources is essential. Some of the most significant investment opportunities over the last few years have been in sectors such as AI, cryptocurrency, and casino investing. For example, digital casinos and the esports industry, as some of the articles from https://thunderpick.io/blog/ can prove, have witnessed an enormous boom in revenue, and it has caused widespread institutional investment, such as hedge funds and investment banks, into the companies that run these hugely profitable gambling sites.

Remember to always gather the important data you need to ensure the successful process of your investment.

Get To Grips With The Market

Ensuring you understand your investment is so significant. During the cryptocurrency bull run in 2021, trillions of dollars worth of trading activity occurred across several international markets. It resulted in a significant boom and bull run, with substantial public figures entering the space, tweeting about cryptocurrency, and countries like El Salvador introducing Bitcoin as a legal currency.

Although there were initial trepidations about a fairly sizeable country and economy adopting Bitcoin as currency, these concerns mostly came from external sources. El Salvador has proved to be a thriving economy and has announced plans to open its doors to some of the world’s most innovative technology companies.

However, this bull run was fuelled by a significant portion of retail investors who were putting their money into cryptocurrencies they didn’t understand. As a result, in May 2021, the cryptocurrency market experienced a monumental dip and lost an eye-watering $1 trillion in 24 hours. Most people who lost a significant portion of their wealth were retail investors who didn’t perform the necessary due diligence and found the most brutal possible.

Conduct Appropriate Research

Simply understanding the market isn’t good enough to make a successful investment. Various other factors are at play, and research can mean dozens of things depending on the type of investment you’re looking to make. In our last section, we explained the unfortunate circumstances that occurred a couple of years ago, where millions of retail investors lost thousands of dollars.

There’s a frosty relationship between cryptocurrency and Canadian regulators, so it’s a good idea to explore the current dichotomy before investing in such a volatile and unpredictable marketplace. For example, the world’s leading cryptocurrency exchange, Binance, has withdrawn its operations from the Canadian marketplace due to regulatory issues, and it’s essential to understand the market conditions such as this before you start putting your money into any marketplace.

Understand External Factors At Play

Often, the nuances and identifying opportunities ahead of the curve result in investors making significant returns. For example, a couple of years ago, if you’d invested in one of the world’s leading technology and AI companies Nvidia, in October 2022, you’d have got their shares at a price of between $120 and $130.

This was before the current AI rhetoric went into overdrive, but if you were in the industry or the know, you’d have realized that ChatGPT was on the cusp of becoming huge international news. In nine months, you’d have trebled your investment, with Nvidida’s shares surpassing $400 in May 2023.

The news is often a significant factor in determining the market value of company stocks and share prices. Information about the specific company or store is more specific to your investment. However, more general news, such as the current economy and employment figures, can also move the market.

See:  The Rise of Impact Investing in Tech Startups: Aligning Profit with Purpose

Ensuring you factor in other social or global events like the outbreak of war or a global downturn will give you a better indication of how to read the market and plan accordingly. However, it will also give you a potential window of opportunity to enter the market when prices are experiencing a dip, so there are a lot of components to weigh up.


NCFA Jan 2018 resizeThe National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org

NCFA Financial Innovation MapNCFA Innovation Opportunity BriefsNCFA Fintech Insights
NCFA Fintech WhispererNCFA Fintech Fridays PodcastNCFA Weekly Newsletter