When we estimated the market value of metaverse activity in June 2022, we calculated that it was between $200 billion and $300 billion. It’s larger now, and in eight years or so, it could be $4 trillion to $5 trillion
Investment crowdfunding, or crowd-sourced funding (CSF) as it is called down under, generated $72 million in online capital formation, according to an industry report.
Karsten Wenzlaff, Advisor
August 26th, 2025
Karsten Wenzlaff is a Crowdfunding and Fintech Expert from Germany. He is Secretary-General of Digit[...]
Category Archives: Online Funding / Investing Campaigns
Why Playing at Crypto Casinos Might Be Your best 2023 Decision
March 1, 2023
In most places you go today, Bitcoin is available for making payments in different business establishments. It is slowly reducing our reliance on fiat currency which is a good thing. Nowadays, everybody is switching towards operating on a cashless policy system, thus increasing the need for online platforms.
The economy has had its toll on fiat currency, making online transactions even more difficult. However, Bitcoin has come to save the day, transforming how the online gambling industry operates. Bitcoin has proven to be a far superior means of gambling to traditional currency.
Most people found Bitcoin to be an untrustworthy currency when it first came into the scene, but today, their perception has completely changed. Moreover, you can learn more about crypto casinos and their operation on notable blogs.
Meanwhile, others found it quite challenging to understand, as Bitcoin use in payment is more complex than traditional currency. However, so many guides have explained everything about digital currencies and also its use in gambling. Gamblers have now noticed that Bitcoin is perfect for processing payments on gambling platforms.
Many people are interested in learning more about crypto casinos, to know the benefits they can get from them, and if it is better than traditional casinos. How beneficial a casino is to its customers determines the level of profit a gambler will get, and for the casinos, it determines the quantity of traffic they can get on their site.
For example, if a bettor decides to join a casino and sees the casino provides no outstanding benefits, that might deter them from registering. Therefore, this article aims to show you the benefits of playing at a Bitcoin casino.
Do crypto casinos accept all types of coins?
Let's kick off by answering a common question among newbie gamblers: Can I use any coin to gamble in a Bitcoin casino? Many make the mistake of buying lesser-known coins to patiently wait for them to increase in value while using them to gamble. However, the Bitcoin market is so saturated with coins that every casino can only offer some options.
Currently, there are over 21 thousand cryptocurrencies in the market, and every crypto punter wants to use them for gambling, but this is impossible. Some bookies try their best to provide a reasonable number of coins for their customers, but they still need more.
Before buying a coin you intend to use for gambling, you should learn more about Bitcoin casinos, especially the one you intend to join, to know if they offer your coin choice. At least Bitcoin casinos offer the top major digital currencies in the market, which are the coins that are readily available and owned by a reasonable amount of people.
The central money you can find on all crypto bookmakers is Bitcoin; it is the go-to coin for all bookmakers, with it being the first ever Bitcoin. Its high value makes it one of the perfect currencies for gambling; also, it is reasonably less volatile. Other major coins and tokens you can use on crypto casinos include DOGECOIN, LITECOIN, SOLANA, USDT, SHIBA, and many more.
Benefits of Playing at Crypto Casinos
Regarding the benefits provided for customers, Bitcoin casinos outshine traditional fiat currency casinos in every way. Some of the notable benefits are
● Better Bonuses and Rewards
Every gambler's main intention is to make profits, no matter the platform used. Even at Bitcoin casinos, gambling increases the quantity of your coin. You can access multiple top-notch Bitcoin bonuses for your gambling pleasure with crypto casinos. In addition, the value of the reward you get at Bitcoin casinos is much more than that of traditional casinos. For example, most Bitcoin casinos have bonuses worth up to 5 BTC. This bonus is two times the highest reward you can get when gambling with fiat currency.
Furthermore, the frequency at which the rewards are available is much higher than in traditional casinos. Some crypto casinos create a new bonus weekly to thrill their customers. You can find a few of these bonuses, including the welcome bonus, first deposit bonus, weekend and midweek bonuses, or Friday reload bonuses. Nevertheless, they also have rewards specific to the game type, with free spins being the order of the day on slots.
● Better Gambling Options
What kind of game are you searching for that you can't find at Bitcoin casinos? It is like a one-stop shop for every casino game you can think of. They have options ranging from table games to card games to video poker. The most abundant option is that of slots; their slots are usually costly, with some sites having over 500-plus slots games. They have sections of different categories, adventure slots, three-reel and five-reel slots, classic slots, and fruit slots being the most predominant.
● Top-notch game providers and quality graphics
In online gambling, the quality of the game graphics is essential; subpar graphics leads to an unenjoyable gambling experience. Online gambling is why crypto casinos operate with the top game providers in the industry, and since all games are software-based, they need to be constantly updated. However, there are so many game providers in the industry, all with their level of quality.
A good crypto casino usually goes for the best of the best out of these options. You can quickly know if a site operates as a good game provider from the quality of its graphics. Furthermore, a good game provider also determines the profit you can make. This advantage is because of the high RTP they have attached to their games which increases your chances of winning.
Conclusion
Playing at crypto casinos is an excellent way to enjoy the thrill of gambling while enjoying numerous benefits. There are many advantages to choosing a crypto casino over a traditional online casino, from unending bonuses to multiple gambling options. Overall, the benefits of playing at crypto casinos are clear. Furthermore, as the popularity of cryptocurrencies continues to grow, these casinos are likely to become an even more prevalent and essential part of the online gaming landscape.
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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Canadian Casinos Payment Systems Explained by Dave Roe
Dave Roe | Feb 25, 2023
Image: Freepik/macrovector
Payment systems are the cornerstone of online casino gambling and the most important technology currently fostering the continuity of the iGaming industry in Canada and other parts of the globe. Technology plays a huge role in differentiating casino brands and allowing operators to generate revenue. This explains why payment technology is a major topic discussed in the newly regulated Ontario market. After an extensive session with Dave Roe, the COO at Paramount Commerce, it is clear why operators are spending a fortune to ensure the efficiency of their online banking systems. In this piece, we discuss Dave Roe's responses to understand the role of payment systems in iGaming sites, how the Ontario iGaming scene embraces payments technology, and what the future looks like.
Importance of Payments in Canadian Online Casinos
The importance of payments in Canadian online casinos cannot be overstated. Payment systems ensure efficient and secure transactions, drive player acquisition, and enhance the player experience. For instance, banking solutions allow players unlimited access to their funds through deposits and withdrawals. This is by facilitating online money movement in real-time. Some operators have gone above and beyond to increase deposit and withdrawal processing speeds to make the entire process efficient.
Canadian casinos with a strong online presence understand the immense role payment systems play in their gaming sites. By offering reliable payment solutions, these casinos can not only attract new players, but also retain existing ones.It is, therefore, crucial that no banking error is experienced when new players make their initial deposit so that operators can benefit from high conversion rates. After all, this is the only way to record a higher return on investment.
Finally, Payment systems are a crucial determinant of player experience. After all, a gratifying/positive online casino experience is partly built by the availability of payment solutions that guarantee fast deposits and withdrawals. Such iGaming platforms decrease stress levels, upsurge the number of transactions processed, and maximize profits.
According to Dave Roe, these are the aspects of why brands have multiple payment systems. In essence, if a payment option is not working, players can choose another banking solution. On the other hand, if a specific card payment or e-wallet is inaccessible in a certain region, players can easily switch to different online banking methods. By improving players' gaming experience, operators get to enjoy a high rate of customer acquisition and retention, not to mention, enhance brand loyalty.
How Ontario iGaming Scene is Embracing Payments Technology
The Ontario provincial government announced its interest to start regulating the iGaming market in November 2020. In the fall of 2021, the government started registering companies under the governance of the Alcohol and Gambling Commission of Ontario. By April 2022, online casino gaming was in full swing. Besides VR and AR, which are the future of online gambling, payment technologies were identified as the key factors that will influence the growth of the online casino gaming industry in the province. The apparent importance of the technology has seen the Ontario iGaming scene embrace payment systems.
According to Dave Roe, Interac, Canada's most trusted online payment system, is currently used to initiate transactions. Feedback from operators and casino users shows that the payment method ranks high. Its popularity is further promoted by the challenges experienced with card payment solutions like VISA and MasterCard. With Interac, players can make fast deposits and withdrawals safely thanks to Interac's safety and security system. Besides, the payment option has massive coverage in the province.
Dave Rose has confirmed that operators in Ontario are working tirelessly to ensure that players have access to more payment systems, including digital wallets, which have become increasingly popular and are posing a threat to the traditional credit card market. These operators work round the clock to provide players with a more diverse range of payment options, ensuring their gaming experience is as seamless as possible. By introducing more payment options, such as digital wallets, players will have greater flexibility and convenience when making transactions. These platforms offer a more convenient and secure payment method, causing credit card companies to adapt or risk losing market share. Gaming enthusiasts at the top Canadian online casinos should expect additional online banking solutions soon.
Innovative Payments Set to Transform Canadian Online Casinos
Despite its recent initialization, Canada's online casino gaming scene is already experiencing multiple interruptions, especially regarding payment technologies. One of the payment innovations making headlines in Canada is cryptocurrencies, an online banking solution that relies on blockchain technology for transactions. Thanks to the advent of online crypto casinos, players can now deposit and withdraw funds from their accounts using Bitcoin, Litecoin, and Ethereum. Crypto first gained traction as an investment. Currently, the payment system infringes on the online casino scene as one of the most efficient and secure payment options.
Another impressive payment trend in Canada is Embedded Finance. Embedded Finance is a unique innovation meant to enhance the overall player experience by ditching the traditional process of funding online casino accounts. For instance, you can now initiate a transaction without ditching the game. Thanks to Embedded Finance, players can use instant bank transfers or any other supported payment option to make in-game transactions. The entire process is fast, simple, and secure. You only need to find an online casino offering Embedded Finance and make in-game payments.
Bottom Line
For the best online casinos in Canada to provide an unmatched user experience and ensure the profitability of gaming sites, it is crucial to implement the latest payment technologies. Their importance is why the Ontario iGaming scene embraces online banking solutions despite its recent initialization. So far, Interac is already making headlines as one of the top banking options in the region, with innovations such as cryptocurrency and Embedded Finance being considered the future of casino payments in Canada.
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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This Investment Option May Weather an Economic Downturn
Guest Post | Feb 19, 2023
Image: Pixabay/Geizkragen69
With many Canadians facing recession woes, some are beginning to re-evaluate their current investments and whether they can weather the storm of another economic downturn.
Most investment portfolios tend to focus on a mix of stocks, bonds, and mutual or Exchange-Traded Funds. But silver bullion is also worth serious consideration for those looking to explore different avenues.
Silver bullion can be a great way to diversify your portfolio while also creating stability in the event of an economic downturn. So, what are the typical benefits of investing in silver bullion, and how would you go about selling silver in Canada when the right time comes?
What Is Bullion?
Bullion is silver (or gold) which generally comes in the following forms:
Bars: Mints and refiners create bars by pouring molten metal into a bar-shaped mould. The manufacturer will stamp their name (or mark) with the weight and purity of the bar onto its surface.
Coins: Coins have a face value and can only be produced by a national mint. The face value stamped into a coin is a nominal amount and not a representation of the coin’s value (which is usually much higher).
The Benefits of Investing in Silver Bullion
As mentioned, silver is a great way to diversify one’s portfolio, as it offers an economic cushion in the event of inflation, recession, or another stock market crash. But silver bullion has other merits.
- Owning bullion can provide mental reassurance since it’s a tangible/physical asset and not a digital representation of wealth.
- Commodities (like bullion) are often cited as a good choice for keeping up with inflation and the cost of living.
The Risks of Investing in Bullion
As with all investments, it’s important to understand the risks.
- You do have to pay a premium when you buy physical bullion. If you are considering investing in bullion, compare the premiums of different dealers (premiums are added to the spot price).
- As with any asset, there are unpredictable factors that could negatively impact the price. There are no guarantees in investing.
- Safely storing bullion comes with challenges, such as the concern of theft and the cost of insurance and storage.
Where Can You Buy Bullion?
In Canada, you can purchase bullion from specialized retailers called bullion dealers.
When Should You Sell Your Bullion?
In instances of a stock market downturn, the value of bullion may climb as a percentage of your portfolio. If you need to rebalance your portfolio (possibly due to a downturn), now may be the time to sell your bullion so that you can invest in undervalued assets without using your liquid assets.
To Conclude
Investing in bullion can be a solid investment for those looking to hedge their current portfolio against economic conditions — like a recession or market crash. That said, as with all areas of investment, bullion does carry risk.
See: Retail Investors to Drive Growth in Private Assets Under Management Expected to Reach $18.3 Trillion by 2027
Unlike investing in bonds or stocks, where you’d consult with your financial advisor, for bullion, it’s recommended that you connect directly with a bullion dealer. They’ll be able to assist you in adding bullion to your investment portfolio in a safe and secure manner.
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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What CEOs Should Know About the Metaverse
McKinsey & Co | Homayoun Hatami, Eric Hazan, Hamza Khan, and Kim Rants | Jan 24, 2023
When we estimated the market value of metaverse activity in June 2022, we calculated that it was between $200 billion and $300 billion. It’s larger now, and in eight years or so, it could be $4 trillion to $5 trillion
- Exponential growth is possible because of an alignment of several forces: the metaverse’s appeal spans genders, geographies, and generations; consumers have already shown they are ready to spend on metaverse assets; they are open to adopting new technologies; companies are investing heavily in the required infrastructure; and brands experimenting in the metaverse are finding that customers are delighted.
See: Building Comprehensive Digital Identities in the Metaverse
- Two leading use cases: Soon, companies will likely offer customers an unprecedented shopping experience in the metaverse; effectively, it will be a 3-D e-commerce channel. For now, to get a sense of the potential, consider two of the largest and more advanced uses, one for consumer businesses and one for B2B companies:
- Brand marketing and consumer engagement. Many companies have already added the metaverse to their omnichannel marketing mix, staking out a presence in virtual worlds like Roblox, Fortnite, and the Sandbox. Some are already finding success.
- Nike has hosted more than 26 million visitors at Nikeland, its space in Roblox, and it has sold over $185 million of NFTs for digital sneakers and suchlike products.And its digital division has tripled revenues to exceed $10 billion, almost a quarter of the company’s total.
- Digital twins. In the metaverse, every asset, process, or person within and related to an enterprise can be replicated virtually—and connected. As a result, nearly every aspect of work can take place digitally before it does so physically. By building digital twins—virtual replicas of physical settings and objects in a metaverse that generate data in real time—far richer analyses can be generated to enable improved decision making.
- Brand marketing and consumer engagement. Many companies have already added the metaverse to their omnichannel marketing mix, staking out a presence in virtual worlds like Roblox, Fortnite, and the Sandbox. Some are already finding success.
See: Highlights from McKinsey’s “Value Creation In The Metaverse” Report + Web3 for Skeptics by Brainsy’s CIO
- CEOs can act/plan/benefit now: Both the optimists and the skeptics have solid evidence to support their views. But the balance of evidence may slightly favor the optimists. Seventy-one percent of the 79 largest consumer firms globally have already put down stakes in the metaverse. The rest are running the risk of being caught without a plan. Companies in other industries are watching carefully and making plans; very few will be untouched by the metaverse.
- Depends on the sector: the metaverse has the most potential to upend sectors such as banking, manufacturing, media, professional services, retail, and telecommunications. CEOs in these industries could consider taking more assertive steps than others.
Continue to the full article --> here
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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Australian Equity Crowdfunding Markets Raised $72 Million in 2022
Crowdfund Insider | JD Alois | Jan 30, 2023
Investment crowdfunding, or crowd-sourced funding (CSF) as it is called down under, generated $72 million in online capital formation, according to an industry report.
- The information is compiled by Birchal, the largest online investment platform in Australia. Birchals has been providing this report for several years now.
- While a smaller market, Australia continues to grow. In aggregate, since 2018, issuers have raised $219 million for approximately 250 SMEs.
- Average deal size – $733,000
- Average individual investment – $1695
- 70 securities offerings were over $1 million
- Total market estimated market cap of firms completing a securities offering at $1.4 billion
- There have been 50 follow-on securities offerings
- The largest securities offering to date was for ZeroCo for $5 million (October 2021)
See: CCA 2022 Investment Crowdfunding Report: 7 Charts Highlight Growth and Impact
- The fastest funding round was for Your Mates Brewing in October 2022 at under two hours
- Birchal reports the bulk of online capital formation for early-stage ventures at 192 offerings raising $144 million
- In 2022, most issuers were “growth stage” (49%) with greater than $1 million in reported revenue. Pre-revenue startups accounted for 16.5% of the funding activity.The number of pre-revenue firms raising capital declined from 2021, while revenue-generating firms raising capital increased dramatically.
- Industry sectors that have been the most popular issuers include:
- Food and Beverage at 39%
- Financial Services at 12%
- Sustainability at 11%
In 2022, most issuers were “growth stage” (49%) with greater than $1 million in reported revenue. Pre-revenue startups accounted for 16.5% of the funding activity. The number of pre-revenue firms raising capital declined from 2021, while revenue-generating firms raising capital increased dramatically.
Continue to the full article --> here
Download the 24 page PDF report --> here
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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5 Ideas to Save More Money for Your Investments
Guest Post | Feb 7, 2023
Image: Freepik/jcomp
You know that the secret to growing your wealth is investing. Investments are the key to unlocking compound growth that can surpass anything you could do by simply setting aside part of your income. But with inflation persistently high, rent and mortgage costs skyrocketing across Canada, and the general cost of living taking a bigger and bigger bite out of your income, it’s getting harder to set anything aside for investing.
When your goal is to save as quickly and aggressively as possible, now may be the time to get innovative with your ideas for saving money.
#1 Head to the Discount Grocery Store
In Canada, the major grocery store companies typically have both high-end and discount chains. You can get many of the same products and produce you’re used to at a lower price by heading to a more budget-friendly grocery store.
While a few cents or dollars may not seem like much on each individual grocery item, it adds up at the end of the week, and you don’t have to change the foods you’re used to getting.
#2 Buy Your Technology Used
Electronics are no longer a luxury in most cases. You need them for work, life, getting your own business off the ground, and even getting around.
However, you can save hundreds by buying used electronics like smartphones and computers used.
There’s another great trick to save even more every month: look for unlocked phones in Canada. That way, you can get any phone you want and have the freedom to get a plan from the cheapest carrier.
#3 Downsize Your Apartment
When work-from-home took off during the COVID-19 pandemic, a lot of people took the opportunity to move. Some left the city while others upgraded their space, investing in places with an extra bedroom to serve as a home office. Now that the push to get back to the office is in full swing, it may be easier to downsize your apartment.
The move back to the office doesn’t have to be a buzzkill. Many companies are focusing on fostering a better workplace culture and creating more collaborative environments to maximize the benefits of the office.
#4 Get a Roommate
If you don’t want to move, you can also give up that home office by getting a roommate instead. Splitting shelter costs with another person can put hundreds of dollars back in your pocket every month.
#5 Debt vs Investments
Finance experts often suggest paying down your debt to cut down your monthly expenses. That’s a good point, but it may be more complicated.
It always makes more sense to pay down debt than invest if your interest rates are higher than your real investment returns. For example, if you have student loans that you don’t owe any interest on, it can make more sense to invest the extra money.
See: How to get into angel investing with ‘no’ money
However, if you have 20% interest credit card debt, that’s likely costing you more than the returns you get on today’s volatile stock market.
Saving more can be a challenge, but these ideas should make more room in your budget for you to get back to investing.
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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Lessons From Marshmallow Experiment Can Make You Wealthy
Level Up Coding | Jayden Levitt | Feb 2, 2023
Image: Flickr/Oscar Thompson
You Must Understand the Stanford Marshmallow Experiment.
- Experiment: Walter Mischel was a psychologist who led a study on delayed gratification at Standford University (Stanford Marshmallow Experiment). In this study, a child was offered a choice between a small but immediate reward or two small rewards if they waited for a while. During this time, the researcher left the room for about 15 minutes and then returned. The reward was a marshmallow or pretzel stick, depending on the child’s preference.
- Conclusion: In follow-up studies, the researchers found that children who could wait longer and delay gratification for the preferred rewards tended to have better life outcomes. Researchers measured these life outcomes by SAT scores, educational attainment, body mass index and other life measures.
See: Ray Dalio Favors an Inflation-linked Digital Asset Over Bitcoin
Ray Dalio:
I want to distinguish that there’s a big difference in people’s opportunities worldwide, but if you compare two people with equal opportunities. When it comes to money, it’s delayed gratification that separates them. Once you realise that deferred gratification will improve you, you begin to count and say how many days, months, weeks, or years can I live if I don’t spend the money I have coming in.
Like the marshmallow test, you must delay gratification with your finances. When you save, the next natural question you ask yourself is, where should I hold, and where should I keep this money? When it comes to money, and you don’t spend it for instant gratification, it means you’ve got savings.
See: Tiger vs. SoftBank: Inside the investing playbooks that upended Silicon Valley
The next thing that comes at you is, what do I do with my savings? Now you experience something different with the money you have, compared to the person who spends it straight away.
Continue to the full article --> here
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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