Karsten Wenzlaff, Advisor
August 26th, 2025
Karsten Wenzlaff is a Crowdfunding and Fintech Expert from Germany. He is Secretary-General of Digit[...]
Category Archives: Marketing, Strategy, Growth, Design
Schwab to Bring Crypto Trading to Its Brokerage Platform
Crypto | July 22, 2025
Image: Youtube Short - Charles Schwab CEO Rick Wurster interview CNBC Television
Charles Schwab Confirms It Will Let Users Trade Bitcoin and Ethereum Directly
On July 18, 2025, Charles Schwab CEO Rick Wurster confirmed in an interview with CNBC Television that Schwab will soon let users buy and sell Bitcoin and Ethereum directly in its brokerage accounts, with the trading option to launch within the next 12 months. The change means Schwab clients will be able to hold crypto alongside their stocks, ETFs, and bonds without having to rely on a separate platform.
See: Coinbase Buys Deribit for $2.9B to Lead Crypto Derivatives
Schwab already offers clients access to crypto ETFs, and it currently manages more than 20% of the U.S. crypto ETP market. But Wurster says clients have been asking for more, expressing interest to hold actual Bitcoin or Ether at Schwab. This means that Schwab will soon be directly competing with Coinbase and other crypto exchanges.
In an interview with CoinDesk, Wurster said clients say:
"I’ve got 98% of my assets sitting at Schwab. I can’t wait until you have bitcoin or [Ether] because I want them sitting alongside my other assets.”
Clients Want Simpler Access
According to Cointelegraph,crypto interest on Schwab's platform jumped more than 400%, and the new offering is a direct response to what clients are asking for.
See: Grayscale ETF Wins SEC Approval for 5 Crypto Assets
The company also plans to launch a Schwab-branded stablecoin at some point in the future, although it hasn’t said how or when that might happen.
This retail launch is separate from Schwab’s earlier involvement in building EDX Markets, a crypto exchange created for institutions and broker-dealers. That platform is still active, but this new offering will be aimed at regular investors using Schwab’s main trading platform.
Why This Matters for Canada
Schwab’s plan to bring crypto inside the brokerage account highlights a growing difference between the U.S. and Canada. U.S. companies like Schwab, Fidelity, and BlackRock are building full-service crypto options under existing financial rules. But in Canada, crypto trading is still kept separate from brokerage services.
Wealthsimple and a few other Canadian platforms do offer crypto trading, but none of the big Canadian banks or traditional discount brokerages offer integrated crypto and stock/ETF accounts yet. That means Canadian investors still have to open multiple accounts, transfer funds between platforms, and manage different levels of regulation and risk.
See: Quantum Safe Stablecoins Meet Real Time Finance Needs
Canada was early to approve crypto ETFs, but it has not moved forward on allowing spot crypto trading in mainstream financial accounts. Schwab’s move shows how U.S. rules are creating new opportunities that Canadian investors and fintechs are missing. Unless Canada modernizes its approach, it risks falling further behind in investor access, innovation, and market competitiveness.
Outlook
Schwab manages over $8 trillion in assets and serves more than 35 million investors. Once the retail services is switched on, Charles Schwab will instantly become one of the largest retail crypto access points in America.
It adds pressure on Canadian regulators and financial firms to review their approach. Canadian fintechs could lose users and assets to U.S. competitors that offer a more complete experience. For investors who want all their assets in one place, Schwab’s upcoming crypto service will make that possible. That could raise expectations on this side of the border too.
See: OSFI Drafting New Framework to Regulate Stablecoin Issuers
For Canada to be competitive, they will need to push for better policy alignment and faster integration of crypto into traditional finance, and ideally offer services that add value beyond what the big U.S. platforms offer.
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, artificial intelligence, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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SEC Exploring Ethereum Standard for Tokenized Securities
Tokenization | July 21, 2025
Image: Freepik
SEC Meets Ethereum Groups on Tokenized Securities Standards
On July 16, 2025, the U.S. Securities and Exchange Commission (SEC) held a private meeting with Ethereum-linked groups including ERC-3643 Association and Chainlink Labs to explore standards for compliant tokenized securities. At the same time, SEC Chair Paul Atkins confirmed that the agency is reviewing an innovation exemption that could allow programmable compliance frameworks to operate with targeted regulatory relief. It's a new development that confirms growing regulatory support for tokenized finance, further raising the bar for Canadian policymakers to respond.
Key Developments
- SEC meets with Ethereum-based organizations
- Programmable compliance and tokenized securities standard
- GENIUS Act signed into U.S. law, and SEC exploring innovation exemption
- Implications for Canadian fintech regulation
1. SEC Engages Ethereum Ecosystem About Compliant Tokenization
In a major development during Crypto Week, the SEC held a private session with Ethereum-aligned groups, such as the ERC‑3643 Association, Chainlink Labs, the Enterprise Ethereum Alliance, Etherealize, and LF Decentralized Trust to explore the use of public blockchain infrastructure for regulated securities.
See: Peirce: You Can Tokenize Securities but Not Skip the Rules
The meeting focused on how blockchain systems can follow existing rules for verifying identities, tracking ownership, and controlling who can buy or sell tokenized securities. The groups shared technical solutions that help meet these requirements while still using decentralized public blockchains.
Dennis O’Connell, president of the ERC‑3643 Association said the SEC showed a “noticeable shift in tone” and openness to openly source industry standards.
2. Programmable Compliance: ERC‑3643 and Chainlink ACE
Two frameworks were at the center of the meeting:
- ERC‑3643 — An Ethereum token standard designed to support compliant transfers of tokenized securities by embedding identity verification, issuer registry, and onchain control mechanisms
- Chainlink Automated Compliance Engine (ACE) — allows for smart contract-based enforcement of regulatory rules across jurisdictions. It integrates existing ID systems with onchain logic and supports public and permissioned chains
See: Robinhood Tokenizes Stocks and Launches Blockchain
Chainlink Labs in a statement:
“Only Chainlink provides the compliance, privacy, cross-chain, and data infrastructure needed to scale digital asset adoption in a single platform.”
In partnership with the Blockchain Association, Chainlink recently launched Tokenized in America, a national ranking of blockchain leadership across all 50 U.S. states.
3. Policy Momentum as GENIUS Act Becomes Law
The SEC meeting coincided with Crypto Week where rapid legislative developments were taking place in Washington. The GENIUS Act was signed into law, establishing a federal framework for stablecoin regulation, and recognizing the role of tokenized payment infrastructure. It was passed alongside the CLARITY Act, which defines treatment for digital assets, and the Anti-CBDC Surveillance State Act.
SEC Chair Paul Atkins spoke publicly about the Commission’s interest in creating an “innovation exemption” that would allow compliant tokenized securities to be piloted without full adherence to legacy rules, saying:
“If it can be tokenized, it will be tokenized.”
See: Is TikTok Going Blockchain? Impact on Creator Economy
Sergey Nazarov, Chainlink co-founder:
Excited to see our industry reaching new heights and getting global adoption from governments because of the fundamental value that our technology provides.
The GENIUS Act is a huge step forward for stablecoins, forming the basis of on-chain payments for retail users in both… https://t.co/QlgtUgOHlu
— Sergey Nazarov (@SergeyNazarov) July 18, 2025
4. What this means for Canada
Canada is already evaluating stablecoins under its existing regulatory framework. The CSA classifies fiat-backed coins like USDC as “Value‑Referenced Crypto Assets” and recently allowed more time for issuers to comply. At the same time, OSFI, Department of Finance and the Bank of Canada are developing new federal rules to license stablecoin issuers to include reserve requirements, redemption, audits, and consumer protection.
See: Fintech Grows 3x Faster, 97% of Market Still Untapped
However, Canada currently lacks equivalent legal tools for programmable compliance mechanisms like ERC‑3643 or Chainlink ACE. If the SEC approves a standards-based tokenization model, Canadian fintechs will face increasing cross-border friction unless policymakers adapt quickly. NCFA previously highlighted this policy gap in its advocacy post, such as Coinbase Pushes for Tokenized Equities Approval commentary. Canadian regulators cannot fall further behind.
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, artificial intelligence, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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Kimi K2 Disrupts AI Pricing and Performance Metrics
AI Competition | July 21, 2025
Image: Freepik/Rochak Shukla
Moonshot AI’s Kimi K2 Offers Strong Open Source Performance at a Fraction of the Cost of Top U.S. Models
On July 11, 2025, TechTarget reported that Alibaba-backed Chinese AI startup Moonshot released Kimi K2, a fully open source language model to compete toe to toe with top U.S. AI models, such as ChatGPT-4.1 and Claude Opus 4. Kimi K2 is open source, cheaper, widely accessible, and optimized for coding performance, putting pressure on Western artificial intelligence labs that are delaying their own open models.
How Kimi K2 Compares
Built using a Mixture-of-Experts (MoE) architecture with 384 experts, Kimi K2 can process long technical documents and perform code automation. Moonshot trained the model using AI agent-style simulations and synthetic task scenarios. The model is open access with few restrictions and performs well on global developer benchmarks like SWE-Bench, GPQA, and AIME.
See: Claude Launches AI Toolkit for Financial Workflows
Unlike closed models like Claude and GPT-4.1, Kimi K2 can be used freely through its app or run locally by downloading the model files. Commercial use is allowed, with attribution required only for very large services.
Pricing Benchmark Comparison
| Model | Input Cost / 1M Tokens | Output Cost / 1M Tokens | Open Source | Coding Performance |
| Kimi K2 | $0.15 | $2.50 | ✅ Yes | Outperforms Claude Opus 4 on SWE-Bench, GPQA, AIME |
| GPT-4.1 | $2.00 | $8.00 | ❌ No | High general performance, strong reasoning |
| Claude Opus 4 | $15.00 | $75.00 | ❌ No | Strong general model, weaker in code |
| DeepSeek V3 | Free (GitHub) | Free | ✅ Yes | Former top open model; Kimi K2 exceeds on GPQA |
Implications for Fintech and Developers
For Canadian fintech teams and AI builders, Kimi K2 is a cost-efficient way to automate development and build internal coding agents. It supports customized and secure deployments in regulated environments because files can be downloaded and can operate locally. There are team building tools like legal summarizers, compliance anlayzers, or custom service assistants that could be used to save costs at scale.
See: Botpress Raises $25M USD to AI Agent Infrastructure
The pricing and accessibility of Kimi K2 shows that global leadership in open AI no longer belongs only to Silicon Valley. With more Chinese labs like Moonshot and DeepSeek producing high performance and competitively priced models, the AI infrastructure landscape is still jockeying for position with more powerful deployments inevitable.
This improvement in AI capabilities comes as Canada recently committed $240 million to fund local compute infrastructure via a new AI data centre with Cohere.
Why It Matters
At just 15 cents per million input tokens, its cheaper than GPT-4.1 by more than 90% and Claude Opus by more than 99%. Combined with strong coding performance and open access, the Kimi K2 release is one of the most powerful free-to-use models available on the market today.
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, artificial intelligence, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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How to Create the Best Website for Your Portfolio
July 21, 2025
Image: Freepik/rawpixel.com
Creating a proper website for a portfolio is a big deal for anyone who works online. While a polished portfolio might raise your credibility and help you gain recognition in professional circles, a sloppy one can cost you an offer.
What is a Portfolio?
A rich portfolio can be used interchangeably with a CV and a business card. It is a showcase of you as a professional.
It can be a collection of your past works, for example, illustrations, a Linktree to sites you built, a story about events you organized. The format of a portfolio is mostly determined by its substance.
If you are a programmer, a designer, a copywriter, an event manager, or an SMM specialist, you need a neatly made portfolio page to present to your potential employers.
There’s a reason why even successful creative producers have their own websites. Having a webpage dedicated to you makes it easier to find you online. By publishing your portfolio, you basically invest in your future employment.
Where to Publish Your Portfolio
You should choose a reliable platform that won’t suddenly go on maintenance when you need to share it.
Pro-tip: always save the backups. It might also be a good idea to have your portfolio saved on your local device.
Google Docs
It may seem funny, but actually Google Docs is a good starting point. It’s better to have a portfolio in some shape or form than nothing at all. With creativity, you can make even a simple Google Doc shine.
Unfortunately, this option has obvious limitations and won’t work long-term when you have more projects, more pictures, and more info to share.
Pros
- It's free
- It’s simple and accessible to everyone
- Will work as a business card if needed
Cons
- Won’t look impressive
- Has almost no customization available
- You can’t upload media files there
A Portfolio Platform
There are specialized platforms to publish your portfolio and look for a job at the same time. Examples include Behance and ArtStation. They already have a much more compelling design than Google Docs, but their page structure is always the same and doesn’t have much room for personalization. Besides, ArtStation is made specifically for artists and graphic designers, and Behance is mostly used for job hunting. Professionals often have links to their actual portfolios on their Behance page.
Pros
- It’s free
- It’s user-friendly
- Doesn’t require making a webpage yourself
- It’s easy to build connections and network there
Cons
- Doesn’t have customization
- Functions more like social media than a portfolio website
- Won’t look as professional as your own webpage
A PDF File
If you don’t want to think about hosting a website, you can just make your portfolio into a pretty single document and upload it to a cloud of your choice. Or you can share it directly through a USB flash drive. It’s a bold choice. A viable one, although not the most convenient.
Pros
- It’s free
- You can design your file as you like
Cons
- Not searchable online
- The file itself might be too heavy to share comfortably
- The file might get corrupted and lost
CMS
You can make your own website from scratch with Content Management Systems like WordPress or Joomla. It’s certainly one of the better options, but a tricky one. To use CMS to its fullest, you need to have at least basic coding skills. Not to mention that they may be hard to navigate for a beginner.
Pros
- It’s free
- Customizable
- Demonstrates your skills in a good light
Cons
- Difficult to manage
- You’ll need to maintain the whole website on your own
- You’ll have to pay for some plugins separately
Website Builders
A website builder presents the best of both worlds. It offers a lot of room for customization with templates and ready-to-use blocks while being easy to use and intuitive. There are both free and paid plan options.
Pros
- Very customizable
- Reliable and stable
- Allows you to choose your own domain
Cons
- Can be expensive
- If your needs are very specific, a website builder may not be able to meet them
There are, however, options that are both easy to use and affordable. Site.pro is a website builder with 200 templates, lots of plugins, and an AI website generator function. Its minimal plan starts at only $1.3 a year.
How to Make Your Website on Site.pro
With Site.pro you can build a website in less than 10 minutes with no prior knowledge.
Follow these steps:
- Register on Site.pro
- Select your chosen plan
- You will be automatically taken to the ‘My Websites’ page. Click on the ‘Edit Website’ button.
- Choose a template
- Customize it and fill it with content
- Click on the ‘Publish’ button
- Now you can rename your website
Your website is ready to go!
Organize Your Portfolio
Structure is always the key. Nothing sells a portfolio like compelling storytelling. Split your website into sections.
You can use this plan as an example.
Main Page
Here should be all the navigation to other sections. At a single glance at your homepage, a user should get a general idea of who you are, what you do, and what you can offer. That’s also why naming is so important. Both your domain and the text on your main page should include your name.
About Me
It’s a place to introduce yourself. Your portfolio has to complement your CV and give the most positive first impression. There shouldn’t be too much text, just enough to get to know you in a nutshell. Your actual work will speak for you.
My Projects
There’s a simple rule: if you’re only starting out, you should include every project you worked on. But if you have more than a couple of projects under your belt, you should only choose the ones that showcase your abilities best. Keep in mind, no one is going to browse through your entire working history.
Place your works chronologically and give them a little context: what you did, when, what the results were.
If you use someone else’s material, remember to give proper credit.
Contact Me
Leave links where people can find and contact you: your email address, your social media. Make sure that your email address is active and all the links are properly named and actually lead where they say they do.
Make it Look Good
The draft of your portfolio is ready. What now? You should make it both good-looking and convenient.
Here are 4 tips for that:
- Make it desktop and mobile friendly. Your website must be easily accessible, convenient to navigate both from desktop and mobile.
Site.pro website builder adapts to mobile by default. - Find references. It is always a good idea to look at portfolios made by professionals. Search for them, analyze what they do and how. Then you will get a feel for how to design your own page even if you aren’t a designer.
- Use only high-quality images and screenshots. There are resources online that will help you make HD screenshots.
- Optimize SEO. Use appropriate keywords—they can be found through Google Trends. Even a little tweaking of your texts will show great results in ranking your portfolio higher by search engines.
Publish & Share
Don’t hesitate to put the link to your portfolio on your professional and personal social media, share it when applying to a new job, and be proud of your work at all times.
See: 12 Market Entry Approaches for Fintech Startups
And be sure to ask for feedback from people you trust. It can be other professionals, your colleagues, or friends.
Update it When Necessary
Your portfolio has to keep up with your professional journey. Remember to update it with new projects and change links in case you lose access to your email address or social media accounts.
Conclusion
Making a portfolio is not an easy task, but with the right tools, references, and attitude, everything is possible. Everyone can build a website and make their portfolio truly shine. Prove it, try it yourself!
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, artificial intelligence, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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US House Pushes Crypto Reform Forward with Key Bills
Digital Asset Regulation | July 18, 2025
Image: Freepik/cookiestudio
Three US Crypto Bills Pass House Vote, One Heads to Trump's Desk
The US House of Representatives moved mountains yesterday and approve 3 major crypto bills during what lawmakers called 'Crypto Week', reflecting growing political support for crypto regulation. Some observers warn though that it could create another shadow banking system without sufficient oversight.
On Thursday, July 17, AP News reported the House passed the CLARITY Act in a 294–134 vote. The bill, which outlines crypto market structure reforms, will now move to the Senate for further debate. The GENIUS Act, focused on stablecoin rules, passed 308–122 and has already cleared the Senate. It now awaits President Donald Trump’s signature, with the White House expected to approve it. A third bill, the Anti-CBDC Surveillance State Act, passed by a narrower 219–210 margin and also heads to the Senate.
ICBA Reaction
The Independent Community Bankers of America (ICBA) released a statement opposing key provisions in both the GENIUS and CLARITY bills. ICBA President Rebeca Romero Rainey wrote:
"[The bills risk] establishing a parallel banking system that lacks the regulatory framework necessary to protect consumers and preserve financial stability, [if crypto firms are allowed to bypass traditional oversight]. [The proposed reforms could] allow crypto companies to offer products that resemble deposits or banking services without adhering to the same prudential standards."
The ICBA urged Congress to prohibit nonbanks from accessing Federal Reserve master accounts and to bar stablecoin issuers from offering yield-like products via affiliates or subsidiaries.
See: U.S. Crypto Week Will Impact Global Crypto Policy
Crypto markets responded with optimism with prices pushing all time highs, but not all stakeholders are convinced. Sen. Elizabeth Warren warned that the CLARITY Act could allow firms like Tesla or Meta to tokenize assets and sidestep SEC oversight.
Why It Matters
If President Trump signs the GENIUS Act, it will become the first U.S. federal law specifically regulating stablecoins, setting up a nationwide reserve, audit, and disclosure standards for issuers. The Senate’s upcoming hearings on the CLARITY and Anti‑CBDC bills will determine whether U.S. crypto markets receive cohesive federal oversight or remain subject to a fragmented mix of state rules and judicial rulings. With pressure mounting from banking groups, consumer advocates, and industry, the final outcome will determine if Washington will become a true global magnet for blockchain innovation, or a shadow financial system without full protections.
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, artificial intelligence, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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Bitcoin Treasury Corp Files Preliminary $300M Prospectus
Canadian Crypto | July 18, 2025
Image: Freepik
Bitcoin Treasury Prepares for $300M Raise as Canada's First Bitcoin-native Public Company
On July 17 2025, the Bitcoin Treasury Corporation (TSXV: BTCT) announced that they have filed a preliminary CAD $300 million base shelf prospectus, a sign that it intends to operate as a public company providing institutional Bitcoin services. The filing allows the company or certain shareholders to raise capital through securities such as common shares, debt, or warrants over the next 25 months, pending regulatory approval. While no offering is currently planned, the filing provides flexibility to act when strategic opportunities arise.
See: What Bitcoin Pizza Day 2025 Still Teaches Us 15 Years Later
The company describes itself as Canada’s first Bitcoin-native public company, focused on creating value through Bitcoin-denominated financial services and strategic accumulation. CEO Elliot Johnson says the goal is to grow its Bitcoin per share (BPS) metric, which is central to their long-term strategy. In short, BTCT wants to be the Canadian MicroStrategy which has used corporate reserves to accumulate over 200,000 BTC.
Bitcoin Treasury is aiming to build a business around bitcoin as a treasury asset and institutional product. Its current services include Bitcoin loans, and its positioning in Canadian public markets makes it a pure play for those seeking exposure to Bitcoin in equity portfolios.
Unlike Bitcoin ETFs that passively hold BTC, such as CI Galaxy Bitcoin ETF (BTCC), Purpose Bitcoin ETF (BTCX) or 3iQ CoinShares Bitcoin ETF (BTCQ), Bitcoin Treasury has a business model and currently provides services like Bitcoin-denominated loans and is developing a scalable platform to monetize and deploy Bitcoin strategically. So it combines Bitcoin exposure with active financial operations that focuses on capital markets, treasury efficiency, and lending BTC itself.
Other Canadian public companies such as LQWD Technologies (TSXV: LQWD, just raised $2.3 million CAD to buy more Bitcoin) are active in the Bitcoin space but have distinct business models. LQWD focuses on payment routing and infrastructure for the Lightning Network.
Outlook
The prospectus is available through the company’s Sedar Plus profile and doesn't represent an offering but it positions the company to respond quickly if an opportunity arises. For institutional investors and fintechs tracking crypto adoption in Canada, Bitcoin Treasury’s approach could become a reference point.
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, artificial intelligence, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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RBC invests in d1g1t to scale Canadian wealthtech
Investment Partnership | July 17, 2025
Image: Freepik/nensuria
RBC Funds & Deploys Canadian Fintech d1g1t to Upgrade Advisor Tools and Support Growth
On July 16, Toronto-based Fintech d1git1 announced that RBC Wealth Management has partnered with them to upgrade advisor analytics and invest in its North American growth. This deal includes both a technology rollout and a capital injection, with RBC leading a new investment round joined by U.S. venture firm JAM FINTOP.
No financial terms were disclosed publicly but sources have reported that RBC is the lead investor and funds will help d1g1t expand its product roadmap, grow its team, and enter new markets in the United States.
See: d1g1t was one of Canada’s Top FinTechs: Deloitte’s 2023 Fast 50
In addition to the investment and as part of the agreement, RBC will integrate d1g1t’s performance and risk analytics engine into its advisor platforms across Canada. d1g1t is designed to replace fragmented legacy systems with a single digital infrastructure used by registered investment advisors, multi family offices, broker dealers, and custodians.
The company provides enterprise grade tools that support advisors and wealth managers in delivering consistent reporting, transparent client engagement, and scalable operations. Its integrated platform is already used by firms in both Canada and the U.S.
Barrie Laver, MD and Head of Venture Capital and Private Equity at RBC:
“We’re proud to invest in d1g1t, a company that’s helping to redefine wealth technology. What sets them apart is the combination of deep financial engineering expertise, bold technology vision, and a product that’s purpose built to help solve the most pressing needs of modern wealth firms.”
See: Dan Rosen was FFCON past keynote speaker
Dr. Dan Rosen, d1g1t CEO and co founder, described the partnership as a milestone that brings next generation analytics at scale to a leading financial institution. RBC manages over $1.4 trillion CAD in assets across wealth operations in Canada, the U.S., the British Isles, and Asia. Its Canadian advisor network includes more than 6,000 professionals.
Conclusion
It's a significant deal in the wealthtech sector and considered rare that a major Canadian bank integrates a fintech's platform solution and invests in them too.
The National Crowdfunding & Fintech Association (NCFA Canada) is a financial innovation ecosystem that provides education, market intelligence, industry stewardship, networking and funding opportunities and services to thousands of community members and works closely with industry, government, partners and affiliates to create a vibrant and innovative fintech and funding industry in Canada. Decentralized and distributed, NCFA is engaged with global stakeholders and helps incubate projects and investment in fintech, alternative finance, crowdfunding, peer-to-peer finance, payments, digital assets and tokens, artificial intelligence, blockchain, cryptocurrency, regtech, and insurtech sectors. Join Canada's Fintech & Funding Community today FREE! Or become a contributing member and get perks. For more information, please visit: www.ncfacanada.org
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